The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 246,641 4,267,884 SH   SOLE OrgelWM 4,152,298 0 115,586
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 242,908 5,045,863 SH   SOLE OrgelWM 4,965,372 0 80,491
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 231,975 3,492,014 SH   SOLE OrgelWM 3,406,933 0 85,081
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 227,292 3,186,488 SH   SOLE OrgelWM 3,106,260 0 80,228
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 207,119 1,282,791 SH   SOLE OrgelWM 1,248,300 0 34,491
GLOBAL X FDS US PFD ETF 37954Y657 123,031 5,998,585 SH   SOLE OrgelWM 5,849,553 0 149,032
ISHARES TR CORE US AGGBD ET 464287226 120,522 1,251,009 SH   SOLE OrgelWM 1,216,463 0 34,546
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 73,252 1,729,686 SH   SOLE OrgelWM 1,699,157 0 30,529
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 56,457 1,011,599 SH   SOLE OrgelWM 988,233 0 23,366
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 48,694 2,118,989 SH   SOLE OrgelWM 2,069,977 0 49,012
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 44,757 262,442 SH   SOLE OrgelWM 253,194 0 9,248
ISHARES TR CORE S&P500 ETF 464287200 40,183 112,040 SH   SOLE OrgelWM 101,495 0 10,545
SPDR SER TR PRTFLO S&P500 GW 78464A409 38,283 764,127 SH   SOLE OrgelWM 742,705 0 21,422
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 37,782 310,276 SH   SOLE OrgelWM 297,599 0 12,677
ISHARES TR CORE MSCI EAFE 46432F842 37,078 703,975 SH   SOLE OrgelWM 685,179 0 18,796
ISHARES TR MSCI USA QLT FCT 46432F339 35,429 340,862 SH   SOLE OrgelWM 327,897 0 12,965
ISHARES INC CORE MSCI EMKT 46434G103 33,498 779,375 SH   SOLE OrgelWM 763,945 0 15,430
ISHARES TR INTL EQTY FACTOR 46434V274 30,546 1,458,734 SH   SOLE OrgelWM 1,400,902 0 57,832
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,357 865,872 SH   SOLE OrgelWM 821,734 0 44,138
VANGUARD WORLD FD ESG US STK ETF 921910733 17,745 282,076 SH   SOLE OrgelWM 280,831 0 1,245
ISHARES TR MRGSTR MD CP GRW 464288307 12,514 248,386 SH   SOLE OrgelWM 245,268 0 3,118
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 11,384 508,223 SH   SOLE OrgelWM 478,926 0 29,297
VANGUARD WORLD FD ESG INTL STK ETF 921910725 11,300 260,134 SH   SOLE OrgelWM 259,387 0 747
ISHARES TR CORE TOTAL USD 46434V613 10,879 244,463 SH   SOLE OrgelWM 231,842 0 12,621
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 10,777 193,168 SH   SOLE OrgelWM 192,395 0 773
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,498 49,723 SH   SOLE OrgelWM 49,723 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,082 213,798 SH   SOLE OrgelWM 213,798 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 7,412 186,501 SH   SOLE OrgelWM 185,226 0 1,275
ISHARES TR NATIONAL MUN ETF 464288414 5,361 52,263 SH   SOLE OrgelWM 50,138 0 2,125
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,975 54,130 SH   SOLE OrgelWM 54,130 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 1,796 32,110 SH   SOLE OrgelWM 32,110 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,515 29,111 SH   SOLE OrgelWM 29,111 0 0
APPLE INC COM 037833100 1,379 9,980 SH   SOLE OrgelWM 9,980 0 0
MICROSOFT CORP COM 594918104 1,308 5,618 SH   SOLE OrgelWM 5,553 0 65
GFL ENVIRONMENTAL INC SUB VTG SHS 36168Q104 1,136 44,718 SH   SOLE OrgelWM 44,718 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 964 2,935 SH   SOLE OrgelWM 2,828 0 107
SPDR S&P 500 ETF TR TR UNIT 78462F103 901 2,523 SH   SOLE OrgelWM 2,523 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 873 31,533 SH   SOLE OrgelWM 31,083 0 450
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 832 8,771 SH   SOLE OrgelWM 8,771 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 802 16,349 SH   SOLE OrgelWM 14,028 0 2,321
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 654 1,628 SH   SOLE OrgelWM 1,628 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 649 3,033 SH   SOLE OrgelWM 2,878 0 155
ISHARES TR CORE S&P SCP ETF 464287804 595 6,824 SH   SOLE OrgelWM 6,824 0 0
ISHARES TR ESG MSCI LEADR 46435U218 595 9,641 SH   SOLE OrgelWM 9,641 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 512 9,118 SH   SOLE OrgelWM 8,897 0 221
SPDR GOLD TR GOLD SHS 78463V107 505 3,264 SH   SOLE OrgelWM 3,264 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 485 2,305 SH   SOLE OrgelWM 2,305 0 0
ISHARES TR ESG AWARE MSCI 46435U663 413 13,473 SH   SOLE OrgelWM 12,459 0 1,014
VANGUARD INDEX FDS TOTAL STK MKT 922908769 404 2,252 SH   SOLE OrgelWM 2,252 0 0
FIRSTSERVICE CORP NEW COM 33767E202 392 3,290 SH   SOLE OrgelWM 3,290 0 0
UNITEDHEALTH GROUP INC COM 91324P102 367 727 SH   SOLE OrgelWM 727 0 0
ISHARES TR RUS MD CP GR ETF 464287481 352 4,484 SH   SOLE OrgelWM 4,484 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 351 2,581 SH   SOLE OrgelWM 2,581 0 0
AMAZON COM INC COM 023135106 348 3,080 SH   SOLE OrgelWM 3,080 0 0
AVIENT CORPORATION COM 05368V106 320 10,557 SH   SOLE OrgelWM 10,557 0 0
PEPSICO INC COM 713448108 308 1,888 SH   SOLE OrgelWM 1,888 0 0
PROGRESSIVE CORP COM 743315103 285 2,455 SH   SOLE OrgelWM 2,455 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 275 11,720 SH   SOLE OrgelWM 9,582 0 2,138
JOHNSON & JOHNSON COM 478160104 253 1,546 SH   SOLE OrgelWM 1,546 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 246 5,866 SH   SOLE OrgelWM 5,866 0 0
MASTERCARD INCORPORATED CL A 57636Q104 228 801 SH   SOLE OrgelWM 801 0 0
ELEVANCE HEALTH INC COM 036752103 220 485 SH   SOLE OrgelWM 485 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 214 1,300 SH   SOLE OrgelWM 1,300 0 0
XCEL ENERGY INC COM 98389B100 212 3,307 SH   SOLE OrgelWM 3,307 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 207 2,019 SH   SOLE OrgelWM 0 0 2,019