The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
90/10 Diversified Growth AGGRES ALLOC ETF 464289859 933 13,946 SH   SOLE   0 0 13,946
A T & T Corp COM 00206R102 488 16,121 SH   SOLE   0 0 16,121
Abbott Laboratories COM 002824100 205 1,712 SH   SOLE   0 0 1,712
Amer Electric Pwr Co Inc COM 025537101 221 2,613 SH   SOLE   0 0 2,613
Apple Inc COM 037833100 1,051 8,605 SH   SOLE   0 0 8,605
Associated Banc Corp COM 045487105 1,617 75,776 SH   SOLE   0 0 75,776
Auto Data Processing COM 053015103 346 1,835 SH   SOLE   0 0 1,835
Berkshire Hathaway Cl B CL B NEW 084670702 205 803 SH   SOLE   0 0 803
Cantel Medical Corp COM 138098108 381 4,767 SH   SOLE   0 0 4,767
Carlisle Co COM 142339100 340 2,067 SH   SOLE   0 0 2,067
Carrier Global Corp COM 14448C104 350 8,285 SH   SOLE   0 0 8,285
Choiceone Finl Svcs COM 170386106 1,133 47,093 SH   SOLE   0 0 47,093
Coca Cola Company COM 191216100 202 3,837 SH   SOLE   0 0 3,837
Comerica Incorporated COMDISNEY 200340107 669 9,325 SH   SOLE   0 0 9,325
Disney Walt Hldg Co COM 254687106 277 1,501 SH   SOLE   0 0 1,501
Fidelity Natl Info Svcs TOTALBDETF 31620M106 221 1,569 SH   SOLE   0 0 1,569
Fidelity Total Bond ETF COM 316188309 17,435 332,674 SH   SOLE   0 0 332,674
Fifth Third Bancorp COM 316773100 212 5,666 SH   SOLE   0 0 5,666
First Trust Value Line Dividend COMRESTRCNEW 33734H106 651 17,142 SH   SOLE   0 0 17,142
Gentex Corp COM 371901109 230 6,438 SH   SOLE   0 0 6,438
Honeywell International COM 438516106 544 2,508 SH   SOLE   0 0 2,508
Huntington Bancshs BULSHS2020HY 446150104 1,773 112,816 SH   SOLE   0 0 112,816
Invesco FTSE RAFI Dvlpd Mkts S&PINTLLOW 46138E743 2,115 45,747 SH   SOLE   0 0 45,747
Invesco FTSE RAFI US 1000 FTSERAFI1000 46137V613 1,300 8,573 SH   SOLE   0 0 8,573
Invesco FTSE RAFI US 1500 Small-Mid S&P400MDCPGRW 46137V597 1,351 7,662 SH   SOLE   0 0 7,662
Invesco Intl Developed Low Vol S&PMDCP400PR 46138E230 1,156 38,034 SH   SOLE   0 0 38,034
Invesco S&P 500 Pure Growth S&P500PURVAL 46137V266 19,634 119,525 SH   SOLE   0 0 119,525
iShares Core MSCI Emerging Markets MINVOLEMRGMKT 46434G103 10,001 155,393 SH   SOLE   0 0 155,393
iShares Core US Agg Bond ETF COREUSAGGBDET 464287226 20,068 176,294 SH   SOLE   0 0 176,294
iShares MSCI EAFE Growth EAFESMLCPETF 464288885 12,930 128,705 SH   SOLE   0 0 128,705
iShares MSCI EAFE Small-Cap RUS2000VALETF 464288273 13,748 191,369 SH   SOLE   0 0 191,369
iShares Russell 2000 Growth RUS2000GRWETF 464287648 1,894 6,297 SH   SOLE   0 0 6,297
iShares Russell 2000 Value RUSSELL3000ETF 464287630 2,083 13,062 SH   SOLE   0 0 13,062
iShares Russell 3000 CORES&P500ETF 464287689 256 1,080 SH   SOLE   0 0 1,080
iShares Russell Mid-Cap Growth RUSMDCPGRETF 464287481 1,809 17,725 SH   SOLE   0 0 17,725
iShares S&P 500 AGGRESALLOCETF 464287200 290 730 SH   SOLE   0 0 730
iShares S&P Mid Cap SCHWBFDTINTSC 808524748 1,626 6,249 SH   SOLE   0 0 6,249
iShares S&P Mid Cap Value SCHWABFDTUSLG 464287705 1,717 16,844 SH   SOLE   0 0 16,844
J P Morgan Chase & Co COM 018802108 1,139 7,482 SH   SOLE   0 0 7,482
Johnson & Johnson COM 478160104 729 4,434 SH   SOLE   0 0 4,434
Keycorp Inc New COM 493267108 387 19,391 SH   SOLE   0 0 19,391
Magna Intl Inc Cl A Vtgf COM 559222401 364 4,140 SH   SOLE   0 0 4,140
Marriott Intl Inc Cl A CLANEW 571903202 501 3,383 SH   SOLE   0 0 3,383
Mercantile Bank Corp COM 587376104 839 25,834 SH   SOLE   0 0 25,834
Microsoft Corp COM 594918104 319 1,354 SH   SOLE   0 0 1,354
Nasdaq 100 Equal Weight COM 337344105 4,040 39,124 SH   SOLE   0 0 39,124
Otis Worldwide Corp COM 68902V107 284 4,142 SH   SOLE   0 0 4,142
Parker-Hannifin Corp COM 701094104 447 1,416 SH   SOLE   0 0 1,416
Pentair Plc SHS G7S00T104 310 4,976 SH   SOLE   0 0 4,976
Pepsico Incorporated COM 713448108 2,916 20,618 SH   SOLE   0 0 20,618
Premier Finl Corp COM 74050M105 236 7,092 SH   SOLE   0 0 7,092
Procter & Gamble Co S&PMC400VLETF 742718109 652 4,815 SH   SOLE   0 0 4,815
Raytheon Technologies Co COM 75513E101 641 8,291 SH   SOLE   0 0 8,291
S P D R TRUST Unit SR TRUNIT 78462F103 314 793 SH   SOLE   0 0 793
Schwab Fundamental Intl INTLSCEQTETF 808524748 3,132 83,604 SH   SOLE   0 0 83,604
Schwab Fundamental US COM 808524771 4,516 87,402 SH   SOLE   0 0 87,402
Schwab Internatnal Small FTSERAFI1500 808524888 2,742 69,560 SH   SOLE   0 0 69,560
Sherwin Williams Co DJGLBRLESETF 824348106 567 768 SH   SOLE   0 0 768
SPDR S&P 400 Mid Cap COM 78464A821 8,154 108,557 SH   SOLE   0 0 108,557
SPDR S&P 600 Small Cap COM 78464A201 6,606 76,954 SH   SOLE   0 0 76,954
T C F Finl Corp COM 163731102 365 7,858 SH   SOLE   0 0 7,858
TIP Fund TIPSBDETF 464287176 213 1,700 SH   SOLE   0 0 1,700
Vanguard Emerging Market FTSEEMRMKTETF 922042858 732 14,068 SH   SOLE   0 0 14,068
Vanguard Mid Cap Value TOTALSTKMKT 922908512 14,221 105,443 SH   SOLE   0 0 105,443
Vanguard S&P 500 Value 500VALIDXFD 921932703 23,532 172,154 SH   SOLE   0 0 172,154
Vanguard Small Cap Value COM 922908611 10,884 65,720 SH   SOLE   0 0 65,720
Vanguard Total Stock INTLEQUITYFD 922908769 2,552 12,348 SH   SOLE   0 0 12,348
Wells Fargo & Co New INTLSMCAPDIV 949746101 536 13,709 SH   SOLE   0 0 13,709
Wisconsin Egy Cp Hldg Co COM 92939U106 924 9,876 SH   SOLE   0 0 9,876
Wisdomtree LC Value COM 97717W703 15,938 303,093 SH   SOLE   0 0 303,093
Wisdomtree SC Value CLA 97717W760 10,231 141,639 SH   SOLE   0 0 141,639
Yum Brands Inc MCAPVLIDXVIP 988498101 779 7,205 SH   SOLE   0 0 7,205
Yum China Holdings I COM 98850P109 422 7,131 SH   SOLE   0 0 7,131
Zillow Group Inc COM 98954M101 282 2,177 SH   SOLE   0 0 2,177