The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN INCOME CR STRATEGIE COM 003057106 116 10,457 SH   SOLE   10,457 0 0
ALPHABET INC CAP STK CL C 02079K107 261 98 SH   SOLE   98 0 0
AMAZON COM INC COM 023135106 315 96 SH   SOLE   96 0 0
AMBEV SA SPONSORED ADR 02319V103 80 28,898 SH   SOLE   28,898 0 0
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,908 34,629 SH   SOLE   34,629 0 0
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 3,094 61,786 SH   SOLE   61,786 0 0
ANTERO MIDSTREAM CORP COM 03676B102 586 56,257 SH   SOLE   56,257 0 0
ANTERO RESOURCES CORP COM 03674X106 379 20,129 SH   SOLE   20,129 0 0
APPLE INC COM 037833100 907 6,408 SH   SOLE   6,408 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 681 2,495 SH   SOLE   2,495 0 0
DISNEY WALT CO COM 254687106 223 1,318 SH   SOLE   1,318 0 0
FEDERATED HERMES PREM MUNI I COM 31423P108 211 13,802 SH   SOLE   13,802 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,411 26,562 SH   SOLE   26,562 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755 882 38,446 SH   SOLE   38,446 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 4,276 116,844 SH   SOLE   116,844 0 0
FLEXSHARES TR READY ACC VARI 33939L886 846 11,116 SH   SOLE   11,116 0 0
INNOVATOR ETFS TR EMRGNG MKT JULY 45782C714 3,135 122,112 SH   SOLE   122,112 0 0
INNOVATOR ETFS TR US SML CP PWR B 45782C474 3,621 116,300 SH   SOLE   116,300 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 978 19,383 SH   SOLE   19,383 0 0
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 5,135 155,376 SH   SOLE   155,376 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 328 15,552 SH   SOLE   15,552 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 10,611 492,842 SH   SOLE   492,842 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 5,182 222,961 SH   SOLE   222,961 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,065 49,160 SH   SOLE   49,160 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 5,203 205,480 SH   SOLE   205,480 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 11,102 502,133 SH   SOLE   502,133 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 518 20,691 SH   SOLE   20,691 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 863 38,862 SH   SOLE   38,862 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 350 14,245 SH   SOLE   14,245 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 937 43,734 SH   SOLE   43,734 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 2,033 26,325 SH   SOLE   26,325 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,483 4,143 SH   SOLE   4,143 0 0
ISHARES TR CORE MSCI EAFE 46432F842 421 5,667 SH   SOLE   5,667 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,637 33,311 SH   SOLE   33,311 0 0
ISHARES TR CORE S&P US GWT 464287671 246 2,398 SH   SOLE   2,398 0 0
ISHARES TR CORE S&P US VLU 464287663 4,002 56,464 SH   SOLE   56,464 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,854 4,302 SH   SOLE   4,302 0 0
ISHARES TR EAFE SML CP ETF 464288273 903 12,134 SH   SOLE   12,134 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 231 4,189 SH   SOLE   4,189 0 0
ISHARES TR INTL SEL DIV ETF 464288448 328 10,778 SH   SOLE   10,778 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,203 41,056 SH   SOLE   41,056 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 432 5,728 SH   SOLE   5,728 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 2,574 67,954 SH   SOLE   67,954 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 753 10,249 SH   SOLE   10,249 0 0
ISHARES TR MSCI USA MMENTM 46432F396 205 1,169 SH   SOLE   1,169 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,686 20,389 SH   SOLE   20,389 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,578 13,584 SH   SOLE   13,584 0 0
ISHARES TR RUS 1000 ETF 464287622 1,100 4,552 SH   SOLE   4,552 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,061 26,347 SH   SOLE   26,347 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 733 3,350 SH   SOLE   3,350 0 0
ISHARES TR S&P MC 400GR ETF 464287606 318 4,014 SH   SOLE   4,014 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 9,121 181,902 SH   SOLE   181,902 0 0
JPMORGAN CHASE & CO COM 46625H100 203 1,239 SH   SOLE   1,239 0 0
KINDER MORGAN INC DEL COM 49456B101 402 24,035 SH   SOLE   24,035 0 0
MICROSOFT CORP COM 594918104 564 2,002 SH   SOLE   2,002 0 0
NATURAL HEALTH TRENDS CORP COM 63888P406 231 32,204 SH   SOLE   32,204 0 0
NIKE INC CL B 654106103 220 1,518 SH   SOLE   1,518 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 205 13,480 SH   SOLE   13,480 0 0
ORACLE CORP COM 68389X105 898 10,304 SH   SOLE   10,304 0 0
PGIM ETF TR ULTRA SHORT 69344A107 1,803 36,286 SH   SOLE   36,286 0 0
SALESFORCE COM INC COM 79466L302 1,333 4,913 SH   SOLE   4,913 0 0
SCHWAB CHARLES CORP COM 808513105 396 5,436 SH   SOLE   5,436 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,842 126,057 SH   SOLE   126,057 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,387 371,746 SH   SOLE   371,746 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 285 6,869 SH   SOLE   6,869 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,978 60,244 SH   SOLE   60,244 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,101 10,604 SH   SOLE   10,604 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,321 152,494 SH   SOLE   152,494 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 18,459 124,650 SH   SOLE   124,650 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11,454 169,738 SH   SOLE   169,738 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,270 98,724 SH   SOLE   98,724 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16,949 221,087 SH   SOLE   221,087 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,159 71,519 SH   SOLE   71,519 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 306 9,858 SH   SOLE   9,858 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 263 5,107 SH   SOLE   5,107 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,061 27,240 SH   SOLE   27,240 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,356 29,476 SH   SOLE   29,476 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,261 98,666 SH   SOLE   98,666 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 7,292 99,546 SH   SOLE   99,546 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,065 11,909 SH   SOLE   11,909 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,008 9,847 SH   SOLE   9,847 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,672 20,401 SH   SOLE   20,401 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,215 21,328 SH   SOLE   21,328 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,524 15,591 SH   SOLE   15,591 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,354 6,194 SH   SOLE   6,194 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,236 5,567 SH   SOLE   5,567 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 360 6,570 SH   SOLE   6,570 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 286 1,864 SH   SOLE   1,864 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,516 28,839 SH   SOLE   28,839 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 286 4,631 SH   SOLE   4,631 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 367 4,586 SH   SOLE   4,586 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 277 691 SH   SOLE   691 0 0
WELLS FARGO CO NEW COM 949746101 606 13,056 SH   SOLE   13,056 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,906 51,077 SH   SOLE   51,077 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 230 4,427 SH   SOLE   4,427 0 0