The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES GOLD TRUST ISHARES 464285105 17 1,020 SH   SOLE   1,020 0 0
ISHARES TR BARCLYS TIPS BD 464287176 1,349 11,112 SH   SOLE   11,112 0 0
ISHARES TR MSCI EMERG MKT 464287234 23 525 SH   SOLE   525 0 0
ISHARES TR S&P LTN AM 40 464287390 27 625 SH   SOLE   625 0 0
ISHARES TR JPMORGAN USD 464288281 11,274 75,843 SH   SOLE   75,843 0 0
ISHARES TR BARCLYS MBS BD 464288588 29 272 SH   SOLE   272 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,894 65,368 SH   SOLE   65,368 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,664 30,186 SH   SOLE   30,186 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 199 2,458 SH   SOLE   2,458 0 0
VANGUARD TAX MANAGED INTL FD MSCI EAFE ETF 921943858 20,761 681,391 SH   SOLE   681,391 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 34 732 SH   SOLE   732 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 45,453 919,710 SH   SOLE   919,710 0 0
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 38,039 978,573 SH   SOLE   978,573 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,196 43,500 SH   SOLE   43,500 0 0