The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 10,973 92,712 SH   SOLE NONE 87,327 0 5,385
Abbvie Inc. COM 00287Y109 263 1,624 SH   SOLE NONE 1,624 0 0
Air Prod & Chemicals Inc COM 009158106 10,959 43,850 SH   SOLE NONE 41,659 0 2,191
Align Technology COM 016255101 5,365 12,305 SH   SOLE NONE 11,733 0 572
Allstate Corporation COM 020002101 264 1,903 SH   SOLE NONE 1,903 0 0
Alphabet Inc Class C CAP STK CL C 02079K107 980 351 SH   SOLE NONE 336 0 15
Altria Group Inc. COM 02209S103 2,486 47,574 SH   SOLE NONE 47,574 0 0
Amazon.com Inc COM 023135106 17,437 5,349 SH   SOLE NONE 4,966 0 383
Amern Tower Corp Class A COM 03027X100 12,257 48,789 SH   SOLE NONE 46,353 0 2,436
Amgen Incorporated COM 031162100 996 4,121 SH   SOLE NONE 4,054 0 66
Apple Computer Inc COM 037833100 31,095 178,082 SH   SOLE NONE 166,243 0 11,840
Bank of America Corp COM 060505104 539 13,064 SH   SOLE NONE 10,645 0 2,419
Becton Dickinson & Co COM 075887109 11,690 43,947 SH   SOLE NONE 41,411 0 2,537
Berkshire Hathaway Cl B CL B NEW 084670702 4,941 14,001 SH   SOLE NONE 10,603 0 3,398
Blackrock Inc COM 09247X101 11,536 15,097 SH   SOLE NONE 14,415 0 681
C S X Corp COM 126408103 11,811 315,383 SH   SOLE NONE 298,631 0 16,752
Caterpillar Inc. COM 149123101 407 1,828 SH   SOLE NONE 1,828 0 0
Chevrontexaco Corp COM 166764100 15,482 95,081 SH   SOLE NONE 89,741 0 5,339
Cisco Systems Inc COM 17275R102 830 14,880 SH   SOLE NONE 14,680 0 200
Coca-Cola COM 191216100 7,678 123,835 SH   SOLE NONE 109,555 0 14,280
Comcast Corp New Cl A CL A 20030N101 678 14,476 SH   SOLE NONE 14,435 0 41
Costco Whsl Corp New COM 22160K105 19,543 33,938 SH   SOLE NONE 32,176 0 1,762
Danaher Corp Del COM 235851102 388 1,323 SH   SOLE NONE 1,237 0 86
Deere & Co COM 244199105 19,016 45,770 SH   SOLE NONE 43,483 0 2,287
Denny's COM 24869P104 309 21,600 SH   SOLE NONE 21,600 0 0
Diageo Plc New Adr SPON ADR NEW 25243Q205 11,415 56,194 SH   SOLE NONE 52,944 0 3,250
Dimensional US Equity ETF US EQUITY ETF 25434V401 820 16,728 SH   SOLE NONE 7,848 0 8,880
Duke Energy Corporation COM NEW 26441C204 225 2,013 SH   SOLE NONE 1,897 0 116
ExxonMobil Corporation COM 30231G102 391 4,731 SH   SOLE NONE 3,963 0 768
Facebook Inc Class A CL A 30303M102 475 2,134 SH   SOLE NONE 2,094 0 40
General Dynamics Corp COM 369550108 444 1,840 SH   SOLE NONE 1,840 0 0
Google Inc Class A CAP STK CL A 02079K305 19,016 6,837 SH   SOLE NONE 6,464 0 373
Home Depot Inc COM 437076102 15,089 50,408 SH   SOLE NONE 47,441 0 2,967
Honeywell International COM 438516106 508 2,611 SH   SOLE NONE 2,101 0 509
Illinois Tool Works Inc COM 452308109 357 1,706 SH   SOLE NONE 1,706 0 0
Intel Corporation COM 458140100 468 9,453 SH   SOLE NONE 8,792 0 661
Intl Business Machines COM 459200101 219 1,685 SH   SOLE NONE 1,463 0 222
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842 1,632 23,481 SH   SOLE NONE 8,214 0 15,267
iShares Core MSCI Total Intl Stk ETF CORE MSCI TOTAL 46432F834 189,285 2,842,968 SH   SOLE NONE 2,349,883 0 493,085
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 3,340 12,446 SH   SOLE NONE 9,709 0 2,738
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 1,791 16,599 SH   SOLE NONE 13,040 0 3,559
iShares Currency Hedged MSCI EAFE HDG MSCI EAFE 46434V803 225 6,616 SH   SOLE NONE 0 0 6,616
iShares Dow Jones US Technology Sector U.S. TECH ETF 464287721 2,764 26,828 SH   SOLE NONE 26,788 0 40
Ishares Esg Aware US ESG AWR US AGRGT 46435U549 759 14,702 SH   SOLE NONE 12,511 0 2,191
iShares ESG MSCI EM ETF ESG AWR MSCI EM 46434G863 305 8,317 SH   SOLE NONE 6,749 0 1,568
Ishares Gold TRUST ISHARES NEW 464285204 254 6,896 SH   SOLE NONE 0 0 6,896
iShares MSCI ACWI MSCI ACWI ETF 464288257 935 9,372 SH   SOLE NONE 2,841 0 6,531
iShares MSCI ACWI es U.S. ETF MSCI ACWI EX US 464288240 507 9,705 SH   SOLE NONE 6,180 0 3,525
Ishares Msci Emrg Mkt Fd MSCI EMG MKT ETF 464287234 371 8,209 SH   SOLE NONE 2,450 0 5,759
iShares Russell 1000 RUS 1000 ETF 464287622 1,581 6,323 SH   SOLE NONE 1,006 0 5,317
iShares Russell 1000 Growth RUS 1000 GRW ETF 464287614 1,805 6,503 SH   SOLE NONE 3,729 0 2,774
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 2,324 14,000 SH   SOLE NONE 3,748 0 10,252
iShares S&P 500 CORE S&P500 ETF 464287200 157,941 348,126 SH   SOLE NONE 110,536 0 237,589
iShares S&P Growth Allocation ETF GRWT ALLOCAT ETF 464289867 1,386 25,688 SH   SOLE NONE 7,016 0 18,672
iShares Select Dividend ETF SELECT DIVID ETF 464287168 251 1,960 SH   SOLE NONE 287 0 1,673
iShares Silver Trust ISHARES 46428Q109 266 11,608 SH   SOLE NONE 11,608 0 0
Ishares Tr Ultr Sh Trm Bd BLACKROCK ULTRA 46434V878 3,713 74,040 SH   SOLE NONE 2,490 0 71,550
J P Morgan Chase & Co COM 46625H100 3,847 28,218 SH   SOLE NONE 26,538 0 1,680
Johnson & Johnson COM 478160104 1,541 8,693 SH   SOLE NONE 7,723 0 970
Lilly Eli & Company COM 532457108 604 2,107 SH   SOLE NONE 2,095 0 12
Lockheed Martin COM 539830109 4,076 9,234 SH   SOLE NONE 8,514 0 720
Lowes Companies Inc COM 548661107 404 1,997 SH   SOLE NONE 1,882 0 115
Lululemon Athletica Inc COM 550021109 730 2,000 SH   SOLE NONE 2,000 0 0
Marsh & Mc Lennan Co Inc COM 571748102 13,928 81,725 SH   SOLE NONE 77,338 0 4,387
Mastercard Inc CL A 57636Q104 1,463 4,093 SH   SOLE NONE 3,974 0 119
McDonalds Corp. COM 580135101 847 3,426 SH   SOLE NONE 3,426 0 0
Merck & Co Inc COM 58933Y105 11,385 138,757 SH   SOLE NONE 130,504 0 8,253
Microsoft Corp COM 594918104 7,456 24,185 SH   SOLE NONE 21,856 0 2,328
Morgan Stanley COM NEW 617446448 10,879 124,469 SH   SOLE NONE 116,256 0 8,213
NASDAQ 100 Trust UNIT SER 1 46090E103 302 832 SH   SOLE NONE 587 0 245
Nextera Energy Inc Com COM 65339F101 13,784 162,716 SH   SOLE NONE 154,927 0 7,789
NVIDIA Corp COM 67066G104 4,620 16,931 SH   SOLE NONE 16,064 0 867
O Reilly Automotive New COM 67103H107 2,930 4,277 SH   SOLE NONE 4,005 0 272
Oracle Corporation COM 68389X105 911 11,009 SH   SOLE NONE 10,819 0 190
Pepsico Incorporated COM 713448108 213 1,270 SH   SOLE NONE 1,270 0 0
Pfizer Incorporated COM 717081103 787 15,200 SH   SOLE NONE 15,075 0 125
Philip Morris Intl Inc COM 718172109 817 8,702 SH   SOLE NONE 8,702 0 0
Pnc Finl Services Gp Inc COM 693475105 208 1,127 SH   SOLE NONE 1,127 0 0
Procter & Gamble Co COM 742718109 8,495 55,597 SH   SOLE NONE 51,638 0 3,959
Qualcomm Inc. COM 747525103 546 3,571 SH   SOLE NONE 3,571 0 0
Raytheon Technologies Corp COM 75513E101 678 6,841 SH   SOLE NONE 5,886 0 955
Royal Bank of Canada COM 780087102 2,360 21,401 SH   SOLE NONE 450 0 20,951
S&P 500 SPDR TR UNIT 78462F103 561 1,243 SH   SOLE NONE 941 0 301
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 4,112 54,209 SH   SOLE NONE 50,387 0 3,822
Schwab US Small-Cap ETF US SML CAP ETF 808524607 2,103 44,401 SH   SOLE NONE 41,729 0 2,672
SPDR Gold Trust GOLD SHS 78463V107 470 2,601 SH   SOLE NONE 2,601 0 0
Spdr Msci Acwi Ex-Us MSCI ACWI EXUS 78463X848 279 10,134 SH   SOLE NONE 10,134 0 0
Stryker Corp COM 863667101 13,224 49,463 SH   SOLE NONE 47,026 0 2,437
Sysco Corp COM 871829107 4,900 60,011 SH   SOLE NONE 56,940 0 3,072
Target Corporation COM 87612E106 419 1,976 SH   SOLE NONE 1,976 0 0
Technology Select Sector SPDR TECHNOLOGY 81369Y803 81,695 514,034 SH   SOLE NONE 485,772 0 28,262
Tesla Motors Inc. COM 88160R101 268 249 SH   SOLE NONE 249 0 0
Texas Instruments Inc COM 882508104 1,143 6,232 SH   SOLE NONE 6,213 0 19
Thermo Fisher Scientific COM 883556102 5,387 9,121 SH   SOLE NONE 8,432 0 689
U.S. Bancorp COM NEW 902973304 8,831 166,159 SH   SOLE NONE 157,196 0 8,963
Union Pacific Corp COM 907818108 1,060 3,879 SH   SOLE NONE 3,750 0 129
United Parcel Service B CL B 911312106 825 3,849 SH   SOLE NONE 2,232 0 1,617
Unitedhealth Group Inc COM 91324P102 699 1,371 SH   SOLE NONE 1,331 0 40
Valero Energy Group COM 91913Y100 9,833 96,841 SH   SOLE NONE 91,375 0 5,467
Vanguard Div Apprciation DIV APP ETF 921908844 2,674 16,491 SH   SOLE NONE 4,137 0 12,354
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 375 8,120 SH   SOLE NONE 6,775 0 1,345
Vanguard Growth GROWTH ETF 922908736 640 2,224 SH   SOLE NONE 2,055 0 169
Vanguard Information Technology INF TECH ETF 92204A702 936 2,248 SH   SOLE NONE 1,829 0 419
Vanguard Large Cap LARGE CAP ETF 922908637 349 1,676 SH   SOLE NONE 1,364 0 312
Vanguard Mid Cap ETF MID CAP ETF 922908629 1,382 5,809 SH   SOLE NONE 5,479 0 330
Vanguard Muni Bnd Tax TAX EXEMPT BD 922907746 3,086 59,866 SH   SOLE NONE 56,959 0 2,907
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 1,018 2,451 SH   SOLE NONE 1,622 0 829
Vanguard Small Cap SMALL CP ETF 922908751 641 3,018 SH   SOLE NONE 2,852 0 166
Vanguard Star Fd Vanguard Total Intl Sto VG TL INTL STK F 921909768 12,507 209,362 SH   SOLE NONE 182,147 0 27,215
Vanguard Total Bond Market Index ETF TOTAL BND MRKT 921937835 34,120 428,966 SH   SOLE NONE 116,353 0 312,613
Vanguard Total Stock Market TOTAL STK MKT 922908769 9,202 40,418 SH   SOLE NONE 22,742 0 17,676
Verizon Comm COM 92343V104 9,397 184,470 SH   SOLE NONE 174,349 0 10,121
Visa Inc Cl A COM CL A 92826C839 13,647 61,539 SH   SOLE NONE 58,320 0 3,219
Walt Disney Hldg Co COM 254687106 11,452 83,494 SH   SOLE NONE 79,226 0 4,268
Waste Managment COM 94106L109 5,998 37,841 SH   SOLE NONE 35,249 0 2,592
Wisdomtree Smallcap Div US SMALLCAP DIVD 97717W604 6,758 212,049 SH   SOLE NONE 208,738 0 3,311
WisdomTree US Quality Dividend Gr ETF US QTLY DIV GRT 97717X669 315 4,943 SH   SOLE NONE 0 0 4,943
Xtrackers MSCI EAFE High Div Yld Eq ETF XTRACK MSCI EAFE 233051630 10,371 429,434 SH   SOLE NONE 421,472 0 7,962
Yum Brands Inc COM 988498101 12,872 108,598 SH   SOLE NONE 103,548 0 5,050
Zoetis Inc CL A 98978V103 400 2,119 SH   SOLE NONE 1,759 0 360