The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 8,727 79,710 SH   SOLE   75,462 0 4,248
AIR PRODS & CHEMS INC COM 009158106 10,729 39,269 SH   SOLE   37,933 0 1,336
ALIGN TECHNOLOGY INC COM 016255101 4,749 8,886 SH   SOLE   8,566 0 320
ALLSTATE CORP COM 020002101 209 1,903 SH   SOLE   1,903 0 0
ALPHABET INC CAP STK CL A 02079K305 11,089 6,327 SH   SOLE   6,066 0 261
ALPHABET INC CAP STK CL C 02079K107 629 359 SH   SOLE   310 0 49
ALTRIA GROUP INC COM 02209S103 361 8,799 SH   SOLE   8,594 0 205
AMAZON COM INC COM 023135106 14,207 4,362 SH   SOLE   4,103 0 259
AMERICAN EXPRESS CO COM 025816109 215 1,781 SH   SOLE   1,746 0 35
AMERICAN TOWER CORP NEW COM 03027X100 9,973 44,430 SH   SOLE   42,984 0 1,446
AMGEN INC COM 031162100 3,427 14,904 SH   SOLE   14,217 0 687
APPLE INC COM 037833100 22,599 170,316 SH   SOLE   159,513 0 10,803
BECTON DICKINSON & CO COM 075887109 8,699 34,767 SH   SOLE   33,586 0 1,181
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,219 13,883 SH   SOLE   8,555 0 5,328
BK OF AMERICA CORP COM 060505104 341 11,260 SH   SOLE   8,850 0 2,410
BLACKROCK INC COM 09247X101 10,488 14,535 SH   SOLE   14,070 0 465
BRISTOL-MYERS SQUIBB CO COM 110122108 466 7,512 SH   SOLE   6,373 0 1,139
CATERPILLAR INC COM 149123101 340 1,870 SH   SOLE   1,819 0 51
CHEVRON CORP NEW COM 166764100 7,269 86,071 SH   SOLE   82,698 0 3,373
COCA COLA CO COM 191216100 9,397 171,350 SH   SOLE   152,446 0 18,904
COMCAST CORP NEW CL A 20030N101 553 10,557 SH   SOLE   10,308 0 249
COSTCO WHSL CORP NEW COM 22160K105 12,500 33,175 SH   SOLE   32,057 0 1,118
CSX CORP COM 126408103 8,340 91,896 SH   SOLE   89,254 0 2,642
DANAHER CORPORATION COM 235851102 294 1,323 SH   SOLE   1,323 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 5,826 251,441 SH   SOLE   239,826 0 11,615
DEERE & CO COM 244199105 11,993 44,577 SH   SOLE   43,122 0 1,455
DENNYS CORP COM 24869P104 317 21,600 SH   SOLE   21,600 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 8,126 51,167 SH   SOLE   49,251 0 1,916
DISNEY WALT CO COM 254687106 11,233 61,997 SH   SOLE   59,776 0 2,221
FACEBOOK INC CL A 30303M102 569 2,084 SH   SOLE   2,044 0 40
GENERAL DYNAMICS CORP COM 369550108 4,376 29,407 SH   SOLE   28,425 0 982
GILEAD SCIENCES INC COM 375558103 202 3,469 SH   SOLE   3,384 0 85
HOME DEPOT INC COM 437076102 11,145 41,959 SH   SOLE   40,102 0 1,857
HONEYWELL INTL INC COM 438516106 406 1,911 SH   SOLE   1,363 0 548
ILLINOIS TOOL WKS INC COM 452308109 223 1,096 SH   SOLE   1,073 0 23
INTEL CORP COM 458140100 765 15,351 SH   SOLE   14,979 0 372
ISHARES TR BLACKROCK ULTRA 46434V878 3,528 69,842 SH   SOLE   2,490 0 67,352
ISHARES TR CORE MSCI TOTAL 46432F834 168,766 2,511,777 SH   SOLE   2,062,684 0 449,093
ISHARES TR CORE S&P MCP ETF 464287507 212 922 SH   SOLE   764 0 158
ISHARES TR CORE S&P500 ETF 464287200 394,601 1,051,177 SH   SOLE   362,061 0 689,116
ISHARES TR HDG MSCI EAFE 46434V803 205 6,738 SH   SOLE   0 0 6,738
ISHARES TR MSCI ACWI ETF 464288257 940 10,366 SH   SOLE   0 0 10,366
ISHARES TR MSCI ACWI EX US 464288240 534 10,071 SH   SOLE   0 0 10,071
ISHARES TR MSCI EMG MKT ETF 464287234 376 7,286 SH   SOLE   687 0 6,599
ISHARES TR RUS 1000 ETF 464287622 1,909 9,011 SH   SOLE   0 0 9,011
ISHARES TR RUS 1000 GRW ETF 464287614 2,106 8,733 SH   SOLE   3,742 0 4,991
ISHARES TR RUS 1000 VAL ETF 464287598 1,755 12,836 SH   SOLE   2,179 0 10,657
ISHARES TR U.S. CNSM SV ETF 464287580 215 3,044 SH   SOLE   3,044 0 0
ISHARES TR U.S. TECH ETF 464287721 2,283 26,828 SH   SOLE   26,788 0 40
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,031 79,361 SH   SOLE   1,905 0 77,456
JOHNSON & JOHNSON COM 478160104 479 3,042 SH   SOLE   2,019 0 1,023
JPMORGAN CHASE & CO COM 46625H100 1,995 15,704 SH   SOLE   15,189 0 515
LOCKHEED MARTIN CORP COM 539830109 407 1,147 SH   SOLE   1,094 0 53
LOWES COS INC COM 548661107 289 1,799 SH   SOLE   1,646 0 153
MARSH & MCLENNAN COS INC COM 571748102 8,832 75,484 SH   SOLE   72,542 0 2,942
MASTERCARD INCORPORATED CL A 57636Q104 1,411 3,954 SH   SOLE   3,821 0 133
MCDONALDS CORP COM 580135101 283 1,321 SH   SOLE   1,321 0 0
MERCK & CO. INC COM 58933Y105 8,055 98,472 SH   SOLE   94,220 0 4,252
MICROSOFT CORP COM 594918104 2,815 12,655 SH   SOLE   11,592 0 1,063
MORGAN STANLEY COM NEW 617446448 8,244 120,295 SH   SOLE   114,768 0 5,527
NEXTERA ENERGY INC COM 65339F101 12,084 156,628 SH   SOLE   152,321 0 4,307
NVIDIA CORPORATION COM 67066G104 460 880 SH   SOLE   853 0 27
ORACLE CORP COM 68389X105 594 9,178 SH   SOLE   8,861 0 317
PFIZER INC COM 717081103 298 8,107 SH   SOLE   7,482 0 625
PNC FINL SVCS GROUP INC COM 693475105 205 1,378 SH   SOLE   1,378 0 0
PROCTER AND GAMBLE CO COM 742718109 5,798 41,668 SH   SOLE   39,272 0 2,396
QUALCOMM INC COM 747525103 516 3,388 SH   SOLE   3,309 0 79
RAYTHEON TECHNOLOGIES CORP COM 75513E101 331 4,635 SH   SOLE   3,603 0 1,032
ROYAL BK CDA COM 780087102 1,822 22,201 SH   SOLE   1,250 0 20,951
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,617 53,058 SH   SOLE   50,300 0 2,758
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,026 22,763 SH   SOLE   21,776 0 987
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 61,535 473,270 SH   SOLE   449,833 0 23,437
SPDR GOLD TR GOLD SHS 78463V107 431 2,417 SH   SOLE   2,417 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 280 10,134 SH   SOLE   0 0 10,134
SPDR S&P 500 ETF TR TR UNIT 78462F103 506 1,354 SH   SOLE   961 0 393
STRYKER CORPORATION COM 863667101 11,131 45,424 SH   SOLE   44,037 0 1,387
SYSCO CORP COM 871829107 3,314 44,623 SH   SOLE   42,562 0 2,061
TARGET CORP COM 87612E106 320 1,814 SH   SOLE   1,771 0 43
TESLA INC COM 88160R101 219 310 SH   SOLE   310 0 0
TEXAS INSTRS INC COM 882508104 857 5,219 SH   SOLE   5,149 0 70
UNION PAC CORP COM 907818108 723 3,473 SH   SOLE   2,631 0 842
UNITED PARCEL SERVICE INC CL B 911312106 660 3,921 SH   SOLE   2,241 0 1,680
UNITEDHEALTH GROUP INC COM 91324P102 423 1,207 SH   SOLE   1,137 0 70
US BANCORP DEL COM NEW 902973304 6,894 147,966 SH   SOLE   142,410 0 5,556
VALERO ENERGY CORP COM 91913Y100 4,735 83,698 SH   SOLE   80,002 0 3,696
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 21,959 248,992 SH   SOLE   30,184 0 218,808
VANGUARD INDEX FDS GROWTH ETF 922908736 443 1,750 SH   SOLE   0 0 1,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 434 1,264 SH   SOLE   17 0 1,247
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,016 41,183 SH   SOLE   3,501 0 37,682
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 444 8,855 SH   SOLE   1,466 0 7,389
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,124 15,043 SH   SOLE   1,700 0 13,343
VANGUARD STAR FDS VG TL INTL STK F 921909768 270 4,491 SH   SOLE   393 0 4,098
VERIZON COMMUNICATIONS INC COM 92343V104 8,974 152,750 SH   SOLE   147,088 0 5,662
VISA INC COM CL A 92826C839 12,580 57,513 SH   SOLE   55,557 0 1,956
WASTE MGMT INC DEL COM 94106L109 1,782 15,106 SH   SOLE   14,443 0 663
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,825 143,785 SH   SOLE   137,012 0 6,773
YUM BRANDS INC COM 988498101 9,296 85,628 SH   SOLE   83,083 0 2,545
ZOETIS INC CL A 98978V103 392 2,370 SH   SOLE   2,010 0 360