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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100   719,427 2,567 SH   SOLE   0 0 2,567
CATERPILLAR INC COM 149123101   200,524 732 SH   SOLE   0 0 732
CHEVRON CORP NEW COM 166764100   707,980 5,170 SH   SOLE   0 0 5,170
CISCO SYS INC COM 17275R102   1,191,037 22,392 SH   SOLE   0 0 22,392
COCA COLA CO COM 191216100   1,170,680 17,110 SH   SOLE   0 0 17,110
DOW INC COM 260557103   565,176 21,898 SH   SOLE   0 0 21,898
EXXON MOBIL CORP COM 30231G102   605,987 6,014 SH   SOLE   0 0 6,014
GABELLI UTIL TR COM 36240A101   124,291 24,710 SH   SOLE   0 0 24,710
GLOBAL X FUNDS GB MSCI AR ETF 37950E259   1,266,665 18,018 SH   SOLE   0 0 18,018
GOLDMAN SACHS GROUP INC COM 38141G104   318,007 688 SH   SOLE   0 0 688
HOME DEPOT INC COM 437076102   353,175 1,054 SH   SOLE   0 0 1,054
IBM CORP COM 459200101   1,185,916 5,365 SH   SOLE   0 0 5,365
INVSC QQQ TR UNIT SER 46090E107   741,003 1,781 SH   SOLE   0 0 1,781
INVESCO EXCH TADED FD TR II SR LN ETF 46138G508   3,840,578 190,694 SH   SOLE   0 0 190,694
ISHARES SILVER TR ISHARES 46428Q109   637,057 23,473 SH   SOLE   0 0 23,473
ISHARES TR CORE S&P500 ETF 464287200   452,910 908 SH   SOLE   0 0 908
ISHARES TR RUS MD CP GR ETF 464287481   6,476,801 62,074 SH   SOLE   0 0 62,074
ISHARES TR CORE 60/40 BALAN 464289867   1,229,841 23,048 SH   SOLE   0 0 23,048
ISHARES TR FLTG RATE NT ETF 46429B655   8,273,974 164,919 SH   SOLE   0 0 164,919
ISHARES TR CORE HIGH DV ETF 46429B663   36,143,677 333,398 SH   SOLE   0 0 333,398
ISHARES TR CORES MSCI EAFE 46432F842   12,015,813 177,146 SH   SOLE   0 0 177,146
JPMORGAN CHASE & CO COM 46625H100   517,669 2,387 SH   SOLE   0 0 2,387
ISHARES TR CRE U S REIT ETF 474288521   2,420,393 48,052 SH   SOLE   0 0 48,052
JOHNSON & JOHNSON COM 478160104   530,663 3,538 SH   SOLE   0 0 3,538
MERCK & CO INC COM 58933Y105   291,639 3,694 SH   SOLE   0 0 3,694
MICROSOFT CORP COM 594918104   592,115 1,670 SH   SOLE   0 0 1,670
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   7,950 10,000 SH   SOLE   0 0 10,000
PROCTER & GAMBLE CO COM 742718109   202,898 1,281 SH   SOLE   0 0 1,281
SPDR S&P 500 ETF TR TR UNIT 78462F103   249,729 503 SH   SOLE   0 0 503
SPDR GOLD TR GOLD SHS 78463V107   747,168 2,715 SH   SOLE   0 0 2,715
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,640,308 44,237 SH   SOLE   0 0 44,237
SIMON PPTY GROUP INC NEW COM 828806109   259,869 1,851 SH   SOLE   0 0 1,851
STANTEC INC COM 85472N109   825,345 10,458 SH   SOLE   0 0 10,458
TELUS CORPORATION COM 87971M103   165,826 11,999 SH   SOLE   0 0 11,999
3M CO COM 88579Y101   1,101,333 8,661 SH   SOLE   0 0 8,661
VANECK ETF TRUST GOLD MINERS ETF 92189F106   6,667,556 160,664 SH   SOLE   0 0 160,664
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   2,498,763 91,563 SH   SOLE   0 0 91,563
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   215,815 2,820 SH   SOLE   0 0 2,820
VANECK ETF TRUST CLO ETF 92189H748   2,305,584 44,604 SH   SOLE   0 0 44,604
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,186,787 6,832 SH   SOLE   0 0 6,832
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   963,295 13,285 SH   SOLE   0 0 13,285
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   19,283,485 168,004 SH   SOLE   0 0 168,004
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   854,471 10,709 SH   SOLE   0 0 10,709
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,461,631 10,099 SH   SOLE   0 0 10,099
VERIZON COMMUNICATIONS INC COM 92343V104   1,153,596 27,356 SH   SOLE   0 0 27,356
WORLD GOLD TR SPDR GLD MINIS 98149E303   13,927,616 235,622 SH   SOLE   0 0 235,622