The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100   670,627 2,586 SH   SOLE   0 0 2,586
APPLE INC COM 037833100   226,613 930 SH   SOLE   0 0 930
CATERPILLAR INC COM 149123101   263,549 732 SH   SOLE   0 0 732
CHEVRON CORP NEW COM 166764100   760,072 5,170 SH   SOLE   0 0 5,170
CISCO SYS INC COM 17275R102   1,336,058 22,643 SH   SOLE   0 0 22,643
COCA COLA CO COM 191216100   1,059,351 17,108 SH   SOLE   0 0 17,108
DOW INC COM 260557103   854,860 21,536 SH   SOLE   0 0 21,536
EXXON MOBIL CORP COM 30231G102   648,588 6,033 SH   SOLE   0 0 6,033
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   1,405,109 36,599 SH   SOLE   0 0 36,599
GABELLI UTIL TR COM 36240A101   126,268 24,710 SH   SOLE   0 0 24,710
GLACIER BANCORP INC NEW COM 37637Q105   261,514 5,256 SH   SOLE   0 0 5,256
GOLDMAN SACHS GROUP INC COM 38141G104   405,706 704 SH   SOLE   0 0 704
HP INC COM 40434L105   585,882 18,000 SH   SOLE   0 0 18,000
HEWLETT PACKARD ENTERPRISE CO COM 42824C109   622,558 29,000 SH   SOLE   0 0 29,000
HOME DEPOT INC COM 437076102   409,180 1,053 SH   SOLE   0 0 1,053
IBM CORP COM 459200101   1,192,314 5,421 SH   SOLE   0 0 5,421
INVSC QQQ TR UNIT SER 46090E107   925,929 1,814 SH   SOLE   0 0 1,814
INVESCO EXCH TADED FD TR II SR LN ETF 46138G508   3,631,027 172,372 SH   SOLE   0 0 172,372
ISHARES SILVER TR ISHARES 46428Q109   632,480 23,473 SH   SOLE   0 0 23,473
ISHARES TR CORE S&P500 ETF 464287200   518,335 882 SH   SOLE   0 0 882
ISHARES TR RUS MD CP GR ETF 464287481   7,541,418 59,232 SH   SOLE   0 0 59,232
ISHARES TR GRWT ALLOCAT ETF 464289867   1,328,884 23,216 SH   SOLE   0 0 23,216
ISHARES TR FLTG RATE NT ETF 46429B655   8,090,914 158,988 SH   SOLE   0 0 158,988
JPMORGAN CHASE & CO COM 46625H100   577,272 2,396 SH   SOLE   0 0 2,396
ISHARES TR CRE U S REIT ETF 474288521   2,672,625 47,124 SH   SOLE   0 0 47,124
JOHNSON & JOHNSON COM 478160104   513,328 3,563 SH   SOLE   0 0 3,563
MERCK & CO INC COM 58933Y105   365,954 3,692 SH   SOLE   0 0 3,692
MICROSOFT CORP COM 594918104   723,816 1,729 SH   SOLE   0 0 1,729
ORACLE CORP COM 68389X105   231,174 1,392 SH   SOLE   0 0 1,392
PROCTER & GAMBLE CO COM 742718109   213,081 1,281 SH   SOLE   0 0 1,281
SPDR S&P 500 ETF TR TR UNIT 78462F103   294,215 503 SH   SOLE   0 0 503
SPDR GOLD TR GOLD SHS 78463V107   666,375 2,715 SH   SOLE   0 0 2,715
SPDR SER TR DJ REIT ETF 78464A607   10,913,679 111,512 SH   SOLE   0 0 111,512
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,475,278 36,621 SH   SOLE   0 0 36,621
SIMON PPTY GROUP INC NEW COM 828806109   320,036 1,849 SH   SOLE   0 0 1,849
STANTEC INC COM 85472N109   822,313 10,458 SH   SOLE   0 0 10,458
TELUS CORPORATION COM 87971M103   327,213 23,998 SH   SOLE   0 0 23,998
3M CO COM 88579Y101   1,144,607 8,816 SH   SOLE   0 0 8,816
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   2,584,688 90,106 SH   SOLE   0 0 90,106
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   260,032 2,820 SH   SOLE   0 0 2,820
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   8,670,446 35,388 SH   SOLE   0 0 35,388
VANECK ETF TRUST CLO ETF 92189H748   2,054,151 38,912 SH   SOLE   0 0 38,912
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,336,824 6,854 SH   SOLE   0 0 6,854
VANGUARD WORLD FD MEGA GRWTH IND 921910816   43,271,926 126,385 SH   SOLE   0 0 126,385
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   958,423 13,320 SH   SOLE   0 0 13,320
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   20,711,173 162,237 SH   SOLE   0 0 162,237
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,523,399 25,146 SH   SOLE   0 0 25,146
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   979,068 11,093 SH   SOLE   0 0 11,093
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,931,535 10,129 SH   SOLE   0 0 10,129
VERIZON COMMUNICATIONS INC COM 92343V104   1,115,835 27,750 SH   SOLE   0 0 27,750
WALMART INC COM 931142103   213,921 2,374 SH   SOLE   0 0 2,374
WORLD GOLD TR SPDR GLD MINIS 98149E303   12,531,865 237,864 SH   SOLE   0 0 237,864