The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100   845,434 2,624 SH   SOLE   0 0 2,624
APPLE INC COM 037833100   215,933 930 SH   SOLE   0 0 930
CATERPILLAR INC COM 149123101   289,067 732 SH   SOLE   0 0 732
CHEVRON CORP NEW COM 166764100   783,800 5,226 SH   SOLE   0 0 5,226
CISCO SYS INC COM 17275R102   1,284,085 22,721 SH   SOLE   0 0 22,721
COCA COLA CO COM 191216100   1,198,962 17,181 SH   SOLE   0 0 17,181
DOW INC COM 260557103   1,138,900 21,529 SH   SOLE   0 0 21,529
EXXON MOBIL CORP COM 30231G102   723,691 6,031 SH   SOLE   0 0 6,031
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   1,425,131 35,293 SH   SOLE   0 0 35,293
GABELLI UTIL TR COM 36240A101   127,380 24,710 SH   SOLE   0 0 24,710
GLACIER BANCORP INC NEW COM 37637Q105   246,829 5,032 SH   SOLE   0 0 5,032
GOLDMAN SACHS GROUP INC COM 38141G104   451,776 848 SH   SOLE   0 0 848
HP INC COM 40434L105   679,142 18,000 SH   SOLE   0 0 18,000
HEWLETT PACKARD ENTERPRISE CO COM 42824C109   607,257 29,000 SH   SOLE   0 0 29,000
HOME DEPOT INC COM 437076102   437,734 1,053 SH   SOLE   0 0 1,053
IBM CORP COM 459200101   1,278,468 5,492 SH   SOLE   0 0 5,492
INVSC QQQ TR UNIT SER 46090E107   852,782 1,726 SH   SOLE   0 0 1,726
INVESCO EXCH TADED FD TR II SR LN ETF 46138G508   3,576,739 169,113 SH   SOLE   0 0 169,113
ISHARES SILVER TR ISHARES 46428Q109   674,729 23,473 SH   SOLE   0 0 23,473
ISHARES TR CORE S&P500 ETF 464287200   502,562 856 SH   SOLE   0 0 856
ISHARES TR GRWT ALLOCAT ETF 464289867   1,379,276 23,433 SH   SOLE   0 0 23,433
ISHARES TR FLTG RATE NT ETF 46429B655   7,826,803 153,693 SH   SOLE   0 0 153,693
JPMORGAN CHASE & CO COM 46625H100   539,723 2,396 SH   SOLE   0 0 2,396
ISHARES TR CRE U S REIT ETF 474288521   2,837,849 46,122 SH   SOLE   0 0 46,122
JOHNSON & JOHNSON COM 478160104   587,947 3,578 SH   SOLE   0 0 3,578
MERCK & CO INC COM 58933Y105   406,064 3,692 SH   SOLE   0 0 3,692
MICROSOFT CORP COM 594918104   722,169 1,729 SH   SOLE   0 0 1,729
ORACLE CORP COM 68389X105   246,715 1,391 SH   SOLE   0 0 1,391
PROCTER & GAMBLE CO COM 742718109   221,145 1,281 SH   SOLE   0 0 1,281
PROSHARES TR RUSS 2000 DIVD 74347B698   7,338,373 104,498 SH   SOLE   0 0 104,498
SPDR S&P 500 ETF TR TR UNIT 78462F103   293,888 503 SH   SOLE   0 0 503
SPDR GOLD TR GOLD SHS 78463V107   674,175 2,715 SH   SOLE   0 0 2,715
SPDR SER TR DJ REIT ETF 78464A607   11,759,605 110,617 SH   SOLE   0 0 110,617
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,548,389 34,803 SH   SOLE   0 0 34,803
SIMON PPTY GROUP INC NEW COM 828806109   321,759 1,846 SH   SOLE   0 0 1,846
STANTEC INC COM 85472N109   841,685 10,458 SH   SOLE   0 0 10,458
TELUS CORPORATION COM 87971M103   392,127 23,998 SH   SOLE   0 0 23,998
3M CO COM 88579Y101   1,228,754 9,045 SH   SOLE   0 0 9,045
WORLD GOLD TR SPDR GLD MINIS 98149E303   12,670,874 237,906 SH   SOLE   0 0 237,906
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   2,537,683 87,131 SH   SOLE   0 0 87,131
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   378,727 3,880 SH   SOLE   0 0 3,880
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   9,146,259 35,848 SH   SOLE   0 0 35,848
VANECK ETF TRUST CLO ETF 92189H748   1,931,128 36,505 SH   SOLE   0 0 36,505
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,283,674 6,375 SH   SOLE   0 0 6,375
VANGUARD WORLD FD MEGA GRWTH IND 921910816   40,728,653 124,438 SH   SOLE   0 0 124,438
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   902,831 12,231 SH   SOLE   0 0 12,231
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   21,149,308 160,622 SH   SOLE   0 0 160,622
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,464,375 25,070 SH   SOLE   0 0 25,070
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,092,091 11,261 SH   SOLE   0 0 11,261
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,853,024 9,883 SH   SOLE   0 0 9,883
VERIZON COMMUNICATIONS INC COM 92343V104   1,215,027 27,823 SH   SOLE   0 0 27,823