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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   471,830 2,124 SH   SOLE   2,124 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,596,883 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   638,808 1,199 SH   SOLE   1,199 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   1,117,163 6,927 SH   SOLE   6,927 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   268,213 9,764 SH   SOLE   9,764 0 0
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804   240,057 5,115 SH   SOLE   5,115 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   694,803 12,494 SH   SOLE   12,494 0 0
ISHARES TR TIPS BD ETF 464287176   447,242 4,026 SH   SOLE   4,026 0 0
ISHARES TR CORE S&P500 ETF 464287200   25,802,738 45,921 SH   SOLE   45,921 0 0
ISHARES TR CORE US AGGBD ET 464287226   8,456,503 85,488 SH   SOLE   85,488 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   841,081 9,060 SH   SOLE   9,060 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,839,026 9,650 SH   SOLE   9,650 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,286,498 39,186 SH   SOLE   39,186 0 0
ISHARES TR SP SMCP600VL ETF 464287879   424,638 4,356 SH   SOLE   4,356 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,971,559 250,781 SH   SOLE   250,781 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,685,539 68,289 SH   SOLE   68,289 0 0
ISHARES TR CORE MSCI INTL 46435G326   280,417 4,071 SH   SOLE   4,071 0 0
MICROSOFT CORP COM 594918104   285,585 761 SH   SOLE   761 0 0
MORGAN STANLEY ETF TRUST EATON VANCE SHOR 61774R825   432,802 8,526 SH   SOLE   8,526 0 0
PALO ALTO NETWORKS INC COM 697435105   460,728 2,700 SH   SOLE   2,700 0 0
PAYCHEX INC COM 704326107   411,120 2,665 SH   SOLE   2,665 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,167,805 18,805 SH   SOLE   18,805 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,037,684 26,031 SH   SOLE   26,031 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   429,419 5,846 SH   SOLE   5,846 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,911,206 57,273 SH   SOLE   57,273 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748   7,210,322 93,121 SH   SOLE   93,121 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   395,483 6,520 SH   SOLE   6,520 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   606,667 13,404 SH   SOLE   13,404 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   270,017 2,082 SH   SOLE   2,082 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   224,960 909 SH   SOLE   909 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   755,401 1,393 SH   SOLE   1,393 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   333,137 5,676 SH   SOLE   5,676 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   218,513 2,673 SH   SOLE   2,673 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,236,307 24,700 SH   SOLE   24,700 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,283,732 12,259 SH   SOLE   12,259 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   460,674 1,781 SH   SOLE   1,781 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,553,069 4,188 SH   SOLE   4,188 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,112,653 46,965 SH   SOLE   46,965 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   986,774 4,450 SH   SOLE   4,450 0 0