The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   494,090 2,121 SH   SOLE 0 2,121 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,382,360 2 SH   SOLE 0 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   554,618 1,205 SH   SOLE 0 1,205 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   1,283,491 7,355 SH   SOLE 0 7,355 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   264,621 8,976 SH   SOLE 0 8,976 0 0
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804   242,236 5,015 SH   SOLE 0 5,015 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   788,022 12,353 SH   SOLE 0 12,353 0 0
ISHARES TR TIPS BD ETF 464287176   436,061 3,947 SH   SOLE 0 3,947 0 0
ISHARES TR CORE S&P500 ETF 464287200   27,534,064 47,734 SH   SOLE 0 47,734 0 0
ISHARES TR CORE US AGGBD ET 464287226   8,008,371 79,079 SH   SOLE 0 79,079 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   869,143 9,077 SH   SOLE 0 9,077 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,934,549 9,812 SH   SOLE 0 9,812 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,445,886 39,247 SH   SOLE 0 39,247 0 0
ISHARES TR SP SMCP600VL ETF 464287879   481,202 4,470 SH   SOLE 0 4,470 0 0
ISHARES TR EAFE GRWTH ETF 464288885   204,583 1,900 SH   SOLE 0 1,900 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,697,974 239,564 SH   SOLE 0 239,564 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,766,911 65,614 SH   SOLE 0 65,614 0 0
ISHARES TR CORE MSCI INTL 46435G326   288,313 4,071 SH   SOLE 0 4,071 0 0
MICROSOFT CORP COM 594918104   327,359 761 SH   SOLE 0 761 0 0
MORGAN STANLEY ETF TRUST EATON VANCE SHOR 61774R825   445,689 8,751 SH   SOLE 0 8,751 0 0
PALO ALTO NETWORKS INC COM 697435105   461,430 1,350 SH   SOLE 0 1,350 0 0
PAYCHEX INC COM 704326107   435,924 3,249 SH   SOLE 0 3,249 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,154,471 27,379 SH   SOLE 0 27,379 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   445,566 5,932 SH   SOLE 0 5,932 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,967,473 56,192 SH   SOLE 0 56,192 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748   6,073,815 76,699 SH   SOLE 0 76,699 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   410,739 6,520 SH   SOLE 0 6,520 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   626,553 13,094 SH   SOLE 0 13,094 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   812,222 1,385 SH   SOLE 0 1,385 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,263,747 23,237 SH   SOLE 0 23,237 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,361,025 11,759 SH   SOLE 0 11,759 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   472,203 1,790 SH   SOLE 0 1,790 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,771,886 4,615 SH   SOLE 0 4,615 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,397,685 48,105 SH   SOLE 0 48,105 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,018,603 4,294 SH   SOLE 0 4,294 0 0