The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 5,356 38,054 SH   SOLE   5,356 0 0
Air Products & Chemicals Inc. COM 009158106 304 1,000 SH   SOLE   304 0 0
Allstate Corporation COM 020002101 738 6,272 SH   SOLE   738 0 0
Amazon.com Inc. COM 023135106 8,903 2,670 SH   SOLE   8,903 0 0
Amgen Inc. COM 031162100 1,480 6,578 SH   SOLE   1,480 0 0
Annaly Capital Management, Inc. COM 035710409 94 11,980 SH   SOLE   94 0 0
Anthem Inc COM 036752103 5,681 12,255 SH   SOLE   5,681 0 0
Apple Inc. COM 037833100 42,894 241,562 SH   SOLE   42,894 0 0
Applied Materials Inc COM 038222105 983 6,249 SH   SOLE   983 0 0
Automatic Data Processing Inc. COM 053015103 1,979 8,025 SH   SOLE   1,979 0 0
Bank of America Corp COM 060505104 1,595 35,847 SH   SOLE   1,595 0 0
Berkshire Hathaway Inc A CL A 084670108 2,704 6 SH   SOLE   2,704 0 0
Berkshire Hathaway Inc. B CL B NEW 084670702 5,173 17,301 SH   SOLE   5,173 0 0
Best Buy Co., Inc. COM 086516101 1,788 17,594 SH   SOLE   1,788 0 0
Boeing Company COM 097023105 887 4,406 SH   SOLE   887 0 0
Brookfield Asset Management Inc CL A LTD VT SH 112585104 314 5,205 SH   SOLE   314 0 0
CSX Corp COM 126408103 1,588 42,241 SH   SOLE   1,588 0 0
CVS Caremark Corp COM 126650100 387 3,756 SH   SOLE   387 0 0
Campbell Soup Company COM 134429109 275 6,333 SH   SOLE   275 0 0
Caterpillar Inc. COM 149123101 4,408 21,322 SH   SOLE   4,408 0 0
Chevron Corporation COM 166764100 4,607 39,259 SH   SOLE   4,607 0 0
Cirrus Logic Inc COM 172755100 322 3,500 SH   SOLE   322 0 0
Citigroup Inc. COM NEW 172967424 497 8,230 SH   SOLE   497 0 0
Coca-Cola Company COM 191216100 1,543 26,053 SH   SOLE   1,543 0 0
Cullen/Frost Bankers, Inc. COM 229899109 454 3,600 SH   SOLE   454 0 0
Danaher Corp COM 235851102 773 2,350 SH   SOLE   773 0 0
Deere & Company COM 244199105 973 2,847 SH   SOLE   973 0 0
Walt Disney Company COM DISNEY 254687106 3,420 22,083 SH   SOLE   3,420 0 0
Dover Corp COM 260003108 204 1,140 SH   SOLE   204 0 0
Dow Inc COM 260557103 455 8,017 SH   SOLE   455 0 0
General Dynamics Corp COM 369550108 3,263 15,653 SH   SOLE   3,263 0 0
Home Depot, Inc. COM 437076102 6,596 15,894 SH   SOLE   6,596 0 0
Humana Inc Corp COM 444859102 383 826 SH   SOLE   383 0 0
Illinois Tool Works Inc COM 452308109 227 920 SH   SOLE   227 0 0
Intel Corporation COM 458140100 6,368 123,650 SH   SOLE   6,368 0 0
International Business Machines Corp COM 459200101 4,065 30,413 SH   SOLE   4,065 0 0
Intuit Inc Corp COM 461202103 816 1,268 SH   SOLE   816 0 0
iShares Core S&P Mid-Cap CORE S&P MCP ETF 464287507 206 726 SH   SOLE   206 0 0
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705 233 2,104 SH   SOLE   233 0 0
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804 334 2,913 SH   SOLE   334 0 0
iShares International Select Div INTL SEL DIV ETF 464288448 415 13,313 SH   SOLE   415 0 0
Johnson & Johnson COM 478160104 8,883 51,929 SH   SOLE   8,883 0 0
Kimberly-Clark Corp COM 494368103 654 4,577 SH   SOLE   654 0 0
Kraft Heinz COM 500754106 498 13,866 SH   SOLE   498 0 0
Kroger Co COM 501044101 650 14,365 SH   SOLE   650 0 0
Lockheed Martin Corp COM 539830109 6,528 18,368 SH   SOLE   6,528 0 0
Lowes Companies Inc COM 548661107 5,949 23,014 SH   SOLE   5,949 0 0
McDonald's Corp COM 580135101 6,636 24,756 SH   SOLE   6,636 0 0
Microsoft Corp COM 594918104 14,907 44,325 SH   SOLE   14,907 0 0
Microchip Technology Inc COM 595017104 5,143 59,072 SH   SOLE   5,143 0 0
Micron Technology Inc COM 595112103 2,546 27,333 SH   SOLE   2,546 0 0
Mondelez International, Inc CL A 609207105 2,135 32,195 SH   SOLE   2,135 0 0
Nike, Inc CL B 654106103 3,024 18,141 SH   SOLE   3,024 0 0
Norfolk Southern Corp COM 655844108 2,738 9,197 SH   SOLE   2,738 0 0
Nuveen Enhanced AMT-Free Municipal Income COM 670657105 324 20,770 SH   SOLE   324 0 0
Packaging Corp Amer COM 695156109 333 2,446 SH   SOLE   333 0 0
Paychex Inc COM 704326107 5,234 38,345 SH   SOLE   5,234 0 0
Pepsico, Inc COM 713448108 7,093 40,833 SH   SOLE   7,093 0 0
Pfizer Inc COM 717081103 7,960 134,798 SH   SOLE   7,960 0 0
Philip Morris International, Inc COM 718172109 1,459 15,359 SH   SOLE   1,459 0 0
Phillips 66 COM 718546104 1,158 15,986 SH   SOLE   1,158 0 0
Procter & Gamble Company COM 742718109 7,341 44,876 SH   SOLE   7,341 0 0
Prudential Financial, Inc COM 744320102 3,753 34,669 SH   SOLE   3,753 0 0
Realty Income Corp COM 756109104 678 9,474 SH   SOLE   678 0 0
Roper Industries Inc COM 776696106 443 900 SH   SOLE   443 0 0
Southern Company COM 842587107 4,225 61,613 SH   SOLE   4,225 0 0
Southwest Airlines Co COM 844741108 1,816 42,384 SH   SOLE   1,816 0 0
Starbucks Corp COM 855244109 464 3,970 SH   SOLE   464 0 0
Stryker Corp COM 863667101 243 907 SH   SOLE   243 0 0
Texas Instruments Inc COM 882508104 809 4,295 SH   SOLE   809 0 0
Thermo Fisher Scientific, Inc COM 883556102 1,004 1,504 SH   SOLE   1,004 0 0
Toyota Motor Corp SP ADR REP2COM 892331307 231 1,245 SH   SOLE   231 0 0
U.S. Bancorp COM NEW 902973304 351 6,252 SH   SOLE   351 0 0
Union Pacific Corp COM 907818108 5,056 20,071 SH   SOLE   5,056 0 0
United Parcel Service, Inc CL B 911312106 766 3,573 SH   SOLE   766 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 204 4,000 SH   SOLE   204 0 0
Vanguard Emerging Markets Stock Idx ETF FTSE EMR MKT ETF 922042858 295 5,976 SH   SOLE   295 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 393 3,388 SH   SOLE   393 0 0
Walmart Inc COM 931142103 4,862 33,607 SH   SOLE   4,862 0 0
Raytheon Technologies Corp COM 75513E101 883 10,266 SH   SOLE   883 0 0
Target Corp COM 87612E106 2,573 11,117 SH   SOLE   2,573 0 0
AES Corp COM 00130H105 214 8,797 SH   SOLE   214 0 0
AbbVie Inc. COM 00287Y109 4,522 33,399 SH   SOLE   4,522 0 0
Adobe Sys Inc Com COM 00724F101 628 1,107 SH   SOLE   628 0 0
Alphabet Inc CAP STK CL C 02079K107 2,836 980 SH   SOLE   2,836 0 0
Alphabet Inc A CAP STK CL A 02079K305 5,919 2,043 SH   SOLE   5,919 0 0
Altria Group Inc. COM 02209S103 3,199 67,508 SH   SOLE   3,199 0 0
BlackRock, Inc. COM 09247X101 1,876 2,049 SH   SOLE   1,876 0 0
Blackstone Inc COM 09260D107 9,783 75,606 SH   SOLE   9,783 0 0
Booking Holdgs Inc COM 09857L108 1,341 559 SH   SOLE   1,341 0 0
Broadcom Inc COM 11135F101 1,139 1,712 SH   SOLE   1,139 0 0
Cbre Group Inc Class A CL A 12504L109 2,005 18,476 SH   SOLE   2,005 0 0
Cadence Bank Corp COM 12740C103 238 8,005 SH   SOLE   238 0 0
Cisco Systems, Inc COM 17275R102 6,766 106,766 SH   SOLE   6,766 0 0
ConocoPhillips COM 20825C104 436 6,042 SH   SOLE   436 0 0
Costco Wholesale Corp COM 22160K105 413 727 SH   SOLE   413 0 0
Crown Castle Intl Corp COM 22822V101 1,816 8,700 SH   SOLE   1,816 0 0
Duke Energy Corp COM NEW 26441C204 1,732 16,518 SH   SOLE   1,732 0 0
Exelon Corp COM 30161N101 684 11,843 SH   SOLE   684 0 0
Exxon Mobil Corp COM 30231G102 4,269 69,781 SH   SOLE   4,269 0 0
Meta Platforms Inc CL A 30303M102 659 1,960 SH   SOLE   659 0 0
Global Payments Inc COM 37940X102 2,408 17,810 SH   SOLE   2,408 0 0
Intercontinental Exchange, Inc. COM 45866F104 3,101 22,670 SH   SOLE   3,101 0 0
JPMorgan Chase & Co COM 46625H100 6,921 43,707 SH   SOLE   6,921 0 0
Mastercard Inc Class A CL A 57636Q104 520 1,447 SH   SOLE   520 0 0
McKesson Corp COM 58155Q103 256 1,030 SH   SOLE   256 0 0
Merck & Co. Inc COM 58933Y105 3,942 51,430 SH   SOLE   3,942 0 0
NextEra Energy, Inc COM 65339F101 270 2,888 SH   SOLE   270 0 0
Novartis AG SPONSORED ADR 66987V109 263 3,008 SH   SOLE   263 0 0
Nvidia Corp COM 67066G104 2,021 6,870 SH   SOLE   2,021 0 0
Nuveen Divid Advantage Mun Fund COM 67066V101 220 13,657 SH   SOLE   220 0 0
Nuveen Enhanced Mun Credit Opportunities Fd COM SH BEN INT 67070X101 260 15,205 SH   SOLE   260 0 0
Nuveen Amt-free Mun Credit Income Fund COM 67071L106 309 17,262 SH   SOLE   309 0 0
O'Reilly Automotive Inc. COM 67103H107 600 850 SH   SOLE   600 0 0
Oracle Corporation COM 68389X105 1,140 13,070 SH   SOLE   1,140 0 0
Paypal Hldgs Inc COM 70450Y103 1,078 5,716 SH   SOLE   1,078 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 248 1,918 SH   SOLE   248 0 0
Salesforce.com Inc Corp COM 79466L302 1,378 5,422 SH   SOLE   1,378 0 0
3M Company COM 88579Y101 731 4,117 SH   SOLE   731 0 0
Truist Financial Corp COM 89832Q109 312 5,332 SH   SOLE   312 0 0
UnitedHealth Group Inc COM 91324P102 6,329 12,605 SH   SOLE   6,329 0 0
Valero Energy Corp COM 91913Y100 3,507 46,688 SH   SOLE   3,507 0 0
Verizon Communications Inc COM 92343V104 4,019 77,344 SH   SOLE   4,019 0 0
Visa Inc COM CL A 92826C839 410 1,891 SH   SOLE   410 0 0
Waste Mgmt Inc Del COM 94106L109 310 1,860 SH   SOLE   310 0 0
Welltower Inc COM 95040Q104 750 8,743 SH   SOLE   750 0 0
Zimmer Biomet Holdings, Inc COM 98956P102 442 3,478 SH   SOLE   442 0 0
Accenture plc SHS CLASS A G1151C101 822 1,983 SH   SOLE   822 0 0
Medtronic Plc SHS G5960L103 1,384 13,377 SH   SOLE   1,384 0 0
Seagate Technology Holdings Plc Corp ORD SHS G7997R103 840 7,436 SH   SOLE   840 0 0
Trane Technologies Plc SHS G8994E103 401 1,984 SH   SOLE   401 0 0