The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 208 3,527 SH   SOLE   0 0 3,527
ISHARES TR NATIONAL MUN ETF 464288414 427 3,669 SH   SOLE   0 0 3,669
DISNEY WALT CO COM 254687106 657 4,241 SH   SOLE   0 0 4,241
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 24,363 822,530 SH   SOLE   0 0 822,530
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,349 4,945 SH   SOLE   0 0 4,945
ISHARES TR SHRT NAT MUN ETF 464288158 233 2,170 SH   SOLE   0 0 2,170
MASTERCARD INCORPORATED CL A 57636Q104 257 716 SH   SOLE   0 0 716
ABBOTT LABS COM 002824100 523 3,716 SH   SOLE   0 0 3,716
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,034 3,426 SH   SOLE   0 0 3,426
INNOVATIVE INDL PPTYS INC COM 45781V101 524 1,995 SH   SOLE   0 0 1,995
PEPSICO INC COM 713448108 596 3,432 SH   SOLE   0 0 3,432
BK OF AMERICA CORP COM 060505104 505 11,340 SH   SOLE   0 0 11,340
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 19,071 279,464 SH   SOLE   0 0 279,464
CATERPILLAR INC COM 149123101 389 1,880 SH   SOLE   0 0 1,880
AMAZON COM INC COM 023135106 1,694 508 SH   SOLE   0 0 508
APPLE INC COM 037833100 5,326 29,994 SH   SOLE   0 0 29,994
PAYCHEX INC COM 704326107 9,620 70,475 SH   SOLE   0 0 70,475
EASTMAN CHEM CO COM 277432100 300 2,481 SH   SOLE   0 0 2,481
REALTY INCOME CORP COM 756109104 408 5,697 SH   SOLE   0 0 5,697
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,060 29,882 SH   SOLE   0 0 29,882
STRYKER CORPORATION COM 863667101 282 1,053 SH   SOLE   0 0 1,053
ORACLE CORP COM 68389X105 204 2,342 SH   SOLE   0 0 2,342
VINTAGE WINE ESTATES INC COM 92747V106 118 10,000 SH   SOLE   0 0 10,000
PROCTER AND GAMBLE CO COM 742718109 361 2,206 SH   SOLE   0 0 2,206
INTEL CORP COM 458140100 333 6,467 SH   SOLE   0 0 6,467
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 10,608 196,813 SH   SOLE   0 0 196,813
FEDEX CORP COM 31428X106 303 1,170 SH   SOLE   0 0 1,170
JPMORGAN CHASE & CO COM 46625H100 555 3,502 SH   SOLE   0 0 3,502
CORNING INC COM 219350105 257 6,893 SH   SOLE   0 0 6,893
AMBEV SA SPONSORED ADR 02319V103 46 16,430 SH   SOLE   0 0 16,430
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 563 1,883 SH   SOLE   0 0 1,883
ABBVIE INC COM 00287Y109 722 5,336 SH   SOLE   0 0 5,336
CHEVRON CORP NEW COM 166764100 767 6,538 SH   SOLE   0 0 6,538
WELBILT INC COM 949090104 8,095 340,558 SH   SOLE   0 0 340,558
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 376 3,241 SH   SOLE   0 0 3,241
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,651 16,186 SH   SOLE   0 0 16,186
VISA INC COM CL A 92826C839 331 1,527 SH   SOLE   0 0 1,527
SOFI TECHNOLOGIES INC COM 83406F102 166 10,500 SH   SOLE   0 0 10,500
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,200 6,985 SH   SOLE   0 0 6,985
CONSTELLATION BRANDS INC CL A 21036P108 547 2,180 SH   SOLE   0 0 2,180
ISHARES TR CONSER ALLOC ETF 464289883 976 24,389 SH   SOLE   0 0 24,389
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,074 53,358 SH   SOLE   0 0 53,358
GRAHAM CORP COM 384556106 291 23,387 SH   SOLE   0 0 23,387
COCA COLA CO COM 191216100 474 8,013 SH   SOLE   0 0 8,013
INVESCO QQQ TR UNIT SER 1 46090E103 279 701 SH   SOLE   0 0 701
INTERNATIONAL BUSINESS MACHS COM 459200101 386 2,890 SH   SOLE   0 0 2,890
UNITEDHEALTH GROUP INC COM 91324P102 260 518 SH   SOLE   0 0 518
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,986 4,549 SH   SOLE   0 0 4,549
NVIDIA CORPORATION COM 67066G104 1,977 6,723 SH   SOLE   0 0 6,723
TESLA INC COM 88160R101 809 766 SH   SOLE   0 0 766
B & G FOODS INC NEW COM 05508R106 1,564 50,900 SH   SOLE   0 0 50,900
SERVICENOW INC COM 81762P102 282 434 SH   SOLE   0 0 434
ISHARES TR DOW JONES US ETF 464287846 361 3,061 SH   SOLE   0 0 3,061
MERCK & CO INC COM 58933Y105 227 2,956 SH   SOLE   0 0 2,956
MICROSOFT CORP COM 594918104 2,471 7,347 SH   SOLE   0 0 7,347
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,232 116,257 SH   SOLE   0 0 116,257
ISHARES TR RUSSELL 2000 ETF 464287655 839 3,771 SH   SOLE   0 0 3,771
STARBUCKS CORP COM 855244109 586 5,014 SH   SOLE   0 0 5,014
GANNETT CO INC COM 36472T109 703 131,825 SH   SOLE   0 0 131,825
ISHARES TR RUS 1000 GRW ETF 464287614 214 702 SH   SOLE   0 0 702
META PLATFORMS INC CL A 30303M102 952 2,830 SH   SOLE   0 0 2,830
ISHARES TR GLOBAL REIT ETF 46434V647 5,182 169,304 SH   SOLE   0 0 169,304
ALPHABET INC CAP STK CL A 02079K305 872 301 SH   SOLE   0 0 301
GENERAL MTRS CO COM 37045V100 214 3,644 SH   SOLE   0 0 3,644
PITNEY BOWES INC COM 724479100 78 11,820 SH   SOLE   0 0 11,820
ALPHABET INC CAP STK CL C 02079K107 388 134 SH   SOLE   0 0 134
HONEYWELL INTL INC COM 438516106 314 1,505 SH   SOLE   0 0 1,505
INTRA-CELLULAR THERAPIES INC COM 46116X101 3,199 61,116 SH   SOLE   0 0 61,116
ISHARES TR MSCI EAFE ETF 464287465 443 5,626 SH   SOLE   0 0 5,626
BROADSTONE NET LEASE INC COM 11135E203 3,052 122,951 SH   SOLE   0 0 122,951
ISHARES TR CORE S&P500 ETF 464287200 12,898 27,040 SH   SOLE   0 0 27,040
BLACKROCK INC COM 09247X101 215 235 SH   SOLE   0 0 235
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,200 39,891 SH   SOLE   0 0 39,891
PAYPAL HLDGS INC COM 70450Y103 260 1,378 SH   SOLE   0 0 1,378
SIMPLY GOOD FOODS CO COM 82900L102 208 5,000 SH   SOLE   0 0 5,000
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 819 10,186 SH   SOLE   0 0 10,186
JOHNSON & JOHNSON COM 478160104 663 3,873 SH   SOLE   0 0 3,873
AIR PRODS & CHEMS INC COM 009158106 227 747 SH   SOLE   0 0 747
LULULEMON ATHLETICA INC COM 550021109 278 710 SH   SOLE   0 0 710