The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,119 4,937 SH   SOLE   0 0 4,937
DISNEY WALT CO COM 254687106 701 4,141 SH   SOLE   0 0 4,141
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 24,534 804,912 SH   SOLE   0 0 804,912
MASTERCARD INCORPORATED CL A 57636Q104 240 691 SH   SOLE   0 0 691
ABBOTT LABS COM 002824100 439 3,716 SH   SOLE   0 0 3,716
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 912 3,419 SH   SOLE   0 0 3,419
INNOVATIVE INDL PPTYS INC COM 45781V101 459 1,984 SH   SOLE   0 0 1,984
PEPSICO INC COM 713448108 516 3,432 SH   SOLE   0 0 3,432
BK OF AMERICA CORP COM 060505104 460 10,840 SH   SOLE   0 0 10,840
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 18,969 289,123 SH   SOLE   0 0 289,123
CATERPILLAR INC COM 149123101 344 1,793 SH   SOLE   0 0 1,793
AMAZON COM INC COM 023135106 1,656 504 SH   SOLE   0 0 504
APPLE INC COM 037833100 4,268 30,165 SH   SOLE   0 0 30,165
PAYCHEX INC COM 704326107 7,947 70,669 SH   SOLE   0 0 70,669
AT&T INC COM 00206R102 248 9,168 SH   SOLE   0 0 9,168
EASTMAN CHEM CO COM 277432100 250 2,479 SH   SOLE   0 0 2,479
TRUIST FINL CORP COM 89832Q109 202 3,447 SH   SOLE   0 0 3,447
REALTY INCOME CORP COM 756109104 370 5,697 SH   SOLE   0 0 5,697
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,042 30,387 SH   SOLE   0 0 30,387
STRYKER CORPORATION COM 863667101 278 1,053 SH   SOLE   0 0 1,053
ORACLE CORP COM 68389X105 206 2,367 SH   SOLE   0 0 2,367
PROCTER AND GAMBLE CO COM 742718109 310 2,218 SH   SOLE   0 0 2,218
INTEL CORP COM 458140100 345 6,468 SH   SOLE   0 0 6,468
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 11,053 203,711 SH   SOLE   0 0 203,711
FEDEX CORP COM 31428X106 252 1,150 SH   SOLE   0 0 1,150
JPMORGAN CHASE & CO COM 46625H100 573 3,501 SH   SOLE   0 0 3,501
COMCAST CORP NEW CL A 20030N101 204 3,653 SH   SOLE   0 0 3,653
EXXON MOBIL CORP COM 30231G102 208 3,531 SH   SOLE   0 0 3,531
PROSHARES TR PSHS ULTSH 20YRS 74347B201 196 10,708 SH   SOLE   0 0 10,708
CORNING INC COM 219350105 252 6,893 SH   SOLE   0 0 6,893
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 422 1,547 SH   SOLE   0 0 1,547
ABBVIE INC COM 00287Y109 576 5,336 SH   SOLE   0 0 5,336
AMBEV SA SPONSORED ADR 02319V103 45 16,430 SH   SOLE   0 0 16,430
CHEVRON CORP NEW COM 166764100 673 6,637 SH   SOLE   0 0 6,637
WELBILT INC COM 949090104 1,555 66,899 SH   SOLE   0 0 66,899
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 341 3,349 SH   SOLE   0 0 3,349
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,466 16,654 SH   SOLE   0 0 16,654
VISA INC COM CL A 92826C839 362 1,627 SH   SOLE   0 0 1,627
SOFI TECHNOLOGIES INC COM 83406F102 159 10,000 SH   SOLE   0 0 10,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,073 6,983 SH   SOLE   0 0 6,983
CONSTELLATION BRANDS INC CL A 21036P108 459 2,180 SH   SOLE   0 0 2,180
ISHARES TR CONSER ALLOC ETF 464289883 963 24,389 SH   SOLE   0 0 24,389
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,410 62,280 SH   SOLE   0 0 62,280
FACEBOOK INC CL A 30303M102 1,011 2,980 SH   SOLE   0 0 2,980
GRAHAM CORP COM 384556106 290 23,387 SH   SOLE   0 0 23,387
COCA COLA CO COM 191216100 439 8,358 SH   SOLE   0 0 8,358
INVESCO QQQ TR UNIT SER 1 46090E103 447 1,250 SH   SOLE   0 0 1,250
INTERNATIONAL BUSINESS MACHS COM 459200101 402 2,890 SH   SOLE   0 0 2,890
NVIDIA CORPORATION COM 67066G104 1,354 6,534 SH   SOLE   0 0 6,534
TESLA INC COM 88160R101 594 766 SH   SOLE   0 0 766
B & G FOODS INC NEW COM 05508R106 1,521 50,900 SH   SOLE   0 0 50,900
SERVICENOW INC COM 81762P102 270 434 SH   SOLE   0 0 434
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,737 4,404 SH   SOLE   0 0 4,404
ISHARES TR DOW JONES US ETF 464287846 401 3,718 SH   SOLE   0 0 3,718
MERCK & CO INC COM 58933Y105 222 2,956 SH   SOLE   0 0 2,956
MICROSOFT CORP COM 594918104 2,157 7,650 SH   SOLE   0 0 7,650
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,497 129,739 SH   SOLE   0 0 129,739
ISHARES TR RUSSELL 2000 ETF 464287655 825 3,770 SH   SOLE   0 0 3,770
STARBUCKS CORP COM 855244109 352 3,191 SH   SOLE   0 0 3,191
GANNETT CO INC COM 36472T109 881 131,825 SH   SOLE   0 0 131,825
ISHARES TR GLOBAL REIT ETF 46434V647 2,541 92,715 SH   SOLE   0 0 92,715
ALPHABET INC CAP STK CL A 02079K305 762 285 SH   SOLE   0 0 285
PITNEY BOWES INC COM 724479100 85 11,804 SH   SOLE   0 0 11,804
ALPHABET INC CAP STK CL C 02079K107 365 137 SH   SOLE   0 0 137
HONEYWELL INTL INC COM 438516106 319 1,505 SH   SOLE   0 0 1,505
INTRA-CELLULAR THERAPIES INC COM 46116X101 2,278 61,116 SH   SOLE   0 0 61,116
ISHARES TR MSCI EAFE ETF 464287465 448 5,744 SH   SOLE   0 0 5,744
BROADSTONE NET LEASE INC COM 11135E203 3,120 125,775 SH   SOLE   0 0 125,775
MEDTRONIC PLC SHS G5960L103 217 1,731 SH   SOLE   0 0 1,731
ISHARES TR CORE S&P500 ETF 464287200 11,701 27,160 SH   SOLE   0 0 27,160
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,105 36,963 SH   SOLE   0 0 36,963
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 781 10,183 SH   SOLE   0 0 10,183
JOHNSON & JOHNSON COM 478160104 627 3,883 SH   SOLE   0 0 3,883
LULULEMON ATHLETICA INC COM 550021109 287 710 SH   SOLE   0 0 710
BROADSTONE NET LEASE INC COM 11135E203 2,988 127,643 SH   SOLE   0 0 127,643
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 244 4,495 SH   SOLE   0 0 4,495
VANGUARD BD INDEX FDS INTERMED TERM 921937819 347 3,862 SH   SOLE   0 0 3,862
MEDTRONIC PLC SHS G5960L103 215 1,731 SH   SOLE   0 0 1,731
ISHARES TR MSCI USA MMENTM 46432F396 285 1,644 SH   SOLE   0 0 1,644
ISHARES TR CORE S&P500 ETF 464287200 12,258 28,512 SH   SOLE   0 0 28,512
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,986 34,773 SH   SOLE   0 0 34,773
BLACKROCK INC COM 09247X101 206 235 SH   SOLE   0 0 235
PAYPAL HLDGS INC COM 70450Y103 314 1,078 SH   SOLE   0 0 1,078
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 797 10,181 SH   SOLE   0 0 10,181
JOHNSON & JOHNSON COM 478160104 602 3,657 SH   SOLE   0 0 3,657
AIR PRODS & CHEMS INC COM 009158106 215 747 SH   SOLE   0 0 747
LULULEMON ATHLETICA INC COM 550021109 357 977 SH   SOLE   0 0 977