The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DISNEY WALT CO COM 254687106 768 4,241 SH   SOLE   0 0 4,241
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 23,457 765,331 SH   SOLE   0 0 765,331
MASTERCARD INCORPORATED CL A 57636Q104 286 801 SH   SOLE   0 0 801
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,870 5,002 SH   SOLE   0 0 5,002
ABBOTT LABS COM 002824100 407 3,716 SH   SOLE   0 0 3,716
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 785 3,414 SH   SOLE   0 0 3,414
COSTCO WHSL CORP NEW COM 22160K105 339 900 SH   SOLE   0 0 900
INNOVATIVE INDL PPTYS INC COM 45781V101 375 2,050 SH   SOLE   0 0 2,050
PEPSICO INC COM 713448108 517 3,485 SH   SOLE   0 0 3,485
BK OF AMERICA CORP COM 060505104 299 9,871 SH   SOLE   0 0 9,871
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 17,017 282,493 SH   SOLE   0 0 282,493
AMAZON COM INC COM 023135106 1,674 514 SH   SOLE   0 0 514
APPLE INC COM 037833100 4,517 34,040 SH   SOLE   0 0 34,040
PAYCHEX INC COM 704326107 428 4,596 SH   SOLE   0 0 4,596
MERCK & CO. INC COM 58933Y105 228 2,784 SH   SOLE   0 0 2,784
REALTY INCOME CORP COM 756109104 354 5,697 SH   SOLE   0 0 5,697
BOEING CO COM 097023105 254 1,187 SH   SOLE   0 0 1,187
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,257 36,598 SH   SOLE   0 0 36,598
PROCTER AND GAMBLE CO COM 742718109 255 1,832 SH   SOLE   0 0 1,832
INTEL CORP COM 458140100 322 6,468 SH   SOLE   0 0 6,468
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 14,431 257,565 SH   SOLE   0 0 257,565
WALMART INC COM 931142103 330 2,290 SH   SOLE   0 0 2,290
JPMORGAN CHASE & CO COM 46625H100 294 2,314 SH   SOLE   0 0 2,314
CIIG MERGER CORP COM CL A 12559C103 317 11,263 SH   SOLE   0 0 11,263
ABBVIE INC COM 00287Y109 572 5,336 SH   SOLE   0 0 5,336
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 294 1,270 SH   SOLE   0 0 1,270
AMBEV SA SPONSORED ADR 02319V103 50 16,430 SH   SOLE   0 0 16,430
CHEVRON CORP NEW COM 166764100 580 6,874 SH   SOLE   0 0 6,874
CITIUS PHARMACEUTICALS INC COM NEW 17322U207 10 10,000 SH   SOLE   0 0 10,000
WELBILT INC COM 949090104 913 69,199 SH   SOLE   0 0 69,199
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 209 2,464 SH   SOLE   0 0 2,464
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,297 17,887 SH   SOLE   0 0 17,887
VISA INC COM CL A 92826C839 413 1,886 SH   SOLE   0 0 1,886
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,020 7,227 SH   SOLE   0 0 7,227
CONSTELLATION BRANDS INC CL A 21036P108 499 2,280 SH   SOLE   0 0 2,280
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,782 132,800 SH   SOLE   0 0 132,800
FACEBOOK INC CL A 30303M102 698 2,556 SH   SOLE   0 0 2,556
SALESFORCE COM INC COM 79466L302 238 1,068 SH   SOLE   0 0 1,068
GRAHAM CORP COM 384556106 355 23,387 SH   SOLE   0 0 23,387
COCA COLA CO COM 191216100 460 8,386 SH   SOLE   0 0 8,386
INVESCO QQQ TR UNIT SER 1 46090E103 387 1,233 SH   SOLE   0 0 1,233
INTERNATIONAL BUSINESS MACHS COM 459200101 352 2,798 SH   SOLE   0 0 2,798
TESLA INC COM 88160R101 562 796 SH   SOLE   0 0 796
B & G FOODS INC NEW COM 05508R106 1,289 46,498 SH   SOLE   0 0 46,498
SERVICENOW INC COM 81762P102 239 434 SH   SOLE   0 0 434
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,509 4,391 SH   SOLE   0 0 4,391
ISHARES TR DOW JONES US ETF 464287846 349 3,701 SH   SOLE   0 0 3,701
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,441 202,754 SH   SOLE   0 0 202,754
MICROSOFT CORP COM 594918104 1,488 6,690 SH   SOLE   0 0 6,690
CANOPY GROWTH CORP COM 138035100 244 9,904 SH   SOLE   0 0 9,904
ISHARES TR RUSSELL 2000 ETF 464287655 760 3,877 SH   SOLE   0 0 3,877
STARBUCKS CORP COM 855244109 340 3,176 SH   SOLE   0 0 3,176
GANNETT CO INC COM 36472T109 1,533 456,370 SH   SOLE   0 0 456,370
ALPHABET INC CAP STK CL A 02079K305 321 183 SH   SOLE   0 0 183
MARATHON OIL CORP COM 565849106 73 10,925 SH   SOLE   0 0 10,925
ALPHABET INC CAP STK CL C 02079K107 233 133 SH   SOLE   0 0 133
HONEYWELL INTL INC COM 438516106 434 2,039 SH   SOLE   0 0 2,039
ISHARES TR MSCI EAFE ETF 464287465 462 6,334 SH   SOLE   0 0 6,334
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 225 4,496 SH   SOLE   0 0 4,496
FORD MTR CO DEL COM 345370860 194 22,085 SH   SOLE   0 0 22,085
MEDTRONIC PLC SHS G5960L103 203 1,731 SH   SOLE   0 0 1,731
ISHARES TR CORE S&P500 ETF 464287200 10,978 29,244 SH   SOLE   0 0 29,244
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,644 28,077 SH   SOLE   0 0 28,077
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 690 10,116 SH   SOLE   0 0 10,116
KEYCORP COM 493267108 209 12,723 SH   SOLE   0 0 12,723
JOHNSON & JOHNSON COM 478160104 538 3,419 SH   SOLE   0 0 3,419
LULULEMON ATHLETICA INC COM 550021109 357 1,027 SH   SOLE   0 0 1,027
AIR PRODS & CHEMS INC COM 009158106 218 797 SH   SOLE   0 0 797