The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 13,127 49,467 SH   SOLE   0 0 49,467
ISHARES TR RUSSELL 2000 ETF 464287655 671 4,418 SH   SOLE   0 0 4,418
ISHARES TR RUSSELL 3000 ETF 464287689 230 1,468 SH   SOLE   0 0 1,468
ISHARES TR DOW JONES US ETF 464287846 281 2,130 SH   SOLE   0 0 2,130
SPDR S&P 500 ETF TR TR UNIT 78462F103 898 3,413 SH   SOLE   0 0 3,413
AMAZON COM INC COM 023135106 424 293 SH   SOLE   0 0 293
REALTY INCOME CORP COM 756109104 295 5,697 SH   SOLE   0 0 5,697
INTEL CORP COM 458140100 320 6,145 SH   SOLE   0 0 6,145
KEYCORP NEW COM 493267108 389 19,882 SH   SOLE   0 0 19,882
HONEYWELL INTL INC COM 438516106 331 2,293 SH   SOLE   0 0 2,293
JOHNSON & JOHNSON COM 478160104 358 2,794 SH   SOLE   0 0 2,794
ISHARES TR MSCI EAFE ETF 464287465 279 4,004 SH   SOLE   0 0 4,004
CHEVRON CORP NEW COM 166764100 899 7,884 SH   SOLE   0 0 7,884
MICROSOFT CORP COM 594918104 514 5,632 SH   SOLE   0 0 5,632
CITIGROUP INC COM NEW 172967424 208 3,083 SH   SOLE   0 0 3,083
INTERNATIONAL BUSINESS MACHS COM 459200101 512 3,337 SH   SOLE   0 0 3,337
COCA COLA CO COM 191216100 335 7,711 SH   SOLE   0 0 7,711
PEPSICO INC COM 713448108 413 3,788 SH   SOLE   0 0 3,788
VANGUARD GROUP DIV APP ETF 921908844 878 8,691 SH   SOLE   0 0 8,691
BANK AMER CORP COM 060505104 325 10,822 SH   SOLE   0 0 10,822
EXXON MOBIL CORP COM 30231G102 386 5,168 SH   SOLE   0 0 5,168
JPMORGAN CHASE & CO COM 46625H100 227 2,068 SH   SOLE   0 0 2,068
3M CO COM 88579Y101 399 1,816 SH   SOLE   0 0 1,816
CONSTELLATION BRANDS INC CL A 21036P108 416 1,824 SH   SOLE   0 0 1,824
APPLE INC COM 037833100 1,956 11,658 SH   SOLE   0 0 11,658
CATERPILLAR INC DEL COM 149123101 430 2,917 SH   SOLE   0 0 2,917
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 289 6,153 SH   SOLE   0 0 6,153
PAYCHEX INC COM 704326107 269 4,370 SH   SOLE   0 0 4,370
SUNTRUST BKS INC COM 867914103 243 3,569 SH   SOLE   0 0 3,569
AIR PRODS & CHEMS INC COM 009158106 320 2,011 SH   SOLE   0 0 2,011
TOMPKINS FINANCIAL CORPORATI COM 890110109 378 4,985 SH   SOLE   0 0 4,985
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 11,702 201,240 SH   SOLE   0 0 201,240
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 295 5,429 SH   SOLE   0 0 5,429
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 257 3,210 SH   SOLE   0 0 3,210
GRAHAM CORP COM 384556106 385 17,977 SH   SOLE   0 0 17,977
B & G FOODS INC NEW COM 05508R106 742 31,298 SH   SOLE   0 0 31,298
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,429 428,039 SH   SOLE   0 0 428,039
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,728 106,658 SH   SOLE   0 0 106,658
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,116 131,870 SH   SOLE   0 0 131,870
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,913 96,401 SH   SOLE   0 0 96,401
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 16,622 579,165 SH   SOLE   0 0 579,165
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,026 19,401 SH   SOLE   0 0 19,401
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 17,020 333,601 SH   SOLE   0 0 333,601
FACEBOOK INC CL A 30303M102 270 1,689 SH   SOLE   0 0 1,689
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 365 9,562 SH   SOLE   0 0 9,562
ABBVIE INC COM 00287Y109 501 5,295 SH   SOLE   0 0 5,295
AMBEV SA SPONSORED ADR 02319V103 125 17,160 SH   SOLE   0 0 17,160
APPLE INC COM 037833100 7 600 SH Call SOLE   0 0 600