The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108   82,501 90,313 SH   SOLE   0 0 90,313
ABBOTT LABS COM 002824100   298,400 2,711 SH   SOLE   0 0 2,711
ABBVIE INC COM 00287Y109   370,378 2,390 SH   SOLE   0 0 2,390
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   578,651 1,649 SH   SOLE   0 0 1,649
ADOBE INC COM 00724F101   485,036 813 SH   SOLE   0 0 813
ADVANCED MICRO DEVICES INC COM 007903107   316,342 2,146 SH   SOLE   0 0 2,146
ALCON AG ORD SHS H01301128   231,782 2,967 SH   SOLE   0 0 2,967
ALKERMES PLC SHS G01767105   235,790 8,500 SH   SOLE   0 0 8,500
ALPHABET INC CAP STK CL A 02079K305   2,130,692 15,253 SH   SOLE   0 0 15,253
ALPHABET INC CAP STK CL C 02079K107   414,475 2,941 SH   SOLE   0 0 2,941
ALPS ETF TR ALERIAN MLP 00162Q452   268,493 6,315 SH   SOLE   0 0 6,314
AMAZON COM INC COM 023135106   2,584,499 17,010 SH   SOLE   0 0 17,010
AMERIPRISE FINL INC COM 03076C106   387,427 1,020 SH   SOLE   0 0 1,020
AMGEN INC COM 031162100   293,492 1,019 SH   SOLE   0 0 1,019
ANSYS INC COM 03662Q105   370,500 1,021 SH   SOLE   0 0 1,021
APOLLO GLOBAL MGMT INC COM 03769M106   255,061 2,737 SH   SOLE   0 0 2,737
APPLE INC COM 037833100   1,557,760 8,091 SH   SOLE   0 0 8,091
ATMOS ENERGY CORP COM 049560105   255,328 2,203 SH   SOLE   0 0 2,203
AUTODESK INC COM 052769106   290,228 1,192 SH   SOLE   0 0 1,192
BANCO SANTANDER S.A. ADR 05964H105   87,097 21,038 SH   SOLE   0 0 21,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   273,202 766 SH   SOLE   0 0 766
BLACKSTONE INC COM 09260D107   666,906 5,094 SH   SOLE   0 0 5,094
CAPITAL ONE FINL CORP COM 14040H105   304,854 2,325 SH   SOLE   0 0 2,325
CARLYLE GROUP INC COM 14316J108   409,952 10,075 SH   SOLE   0 0 10,075
CENTRAL SECS CORP COM 155123102   770,584 20,402 SH   SOLE   0 0 20,402
CHIPOTLE MEXICAN GRILL INC COM 169656105   311,027 136 SH   SOLE   0 0 136
COCA COLA CO COM 191216100   286,164 4,856 SH   SOLE   0 0 4,856
COPART INC COM 217204106   20,766,102 423,798 SH   SOLE   0 0 423,798
CORTEVA INC COM 22052L104   299,356 6,247 SH   SOLE   0 0 6,247
COSTCO WHSL CORP NEW COM 22160K105   499,516 757 SH   SOLE   0 0 756
COTERRA ENERGY INC COM 127097103   230,599 9,036 SH   SOLE   0 0 9,036
CROWN CASTLE INC COM 22822V101   221,395 1,922 SH   SOLE   0 0 1,922
DANAHER CORPORATION COM 235851102   318,282 1,376 SH   SOLE   0 0 1,375
ECOLAB INC COM 278865100   245,756 1,239 SH   SOLE   0 0 1,239
EQUITY LIFESTYLE PPTYS INC COM 29472R108   229,006 3,246 SH   SOLE   0 0 3,246
ETSY INC COM 29786A106   211,541 2,610 SH   SOLE   0 0 2,610
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   2,643,414 14,170 SH   SOLE   0 0 14,170
FLEXSHARES TR MORNSTAR UPSTR 33939L407   682,104 16,657 SH   SOLE   0 0 16,657
FLEXSHARES TR FLEXSHARES ULTRA 33939L886   378,309 5,042 SH   SOLE   0 0 5,042
FLEXSHARES TR IBOXX 3R TARGT 33939L506   303,139 12,834 SH   SOLE   0 0 12,834
FLEXSHARES TR STOXX GLOBR INF 33939L795   201,749 3,771 SH   SOLE   0 0 3,771
GENERAL DYNAMICS CORP COM 369550108   226,952 874 SH   SOLE   0 0 874
HONEYWELL INTL INC COM 438516106   273,252 1,303 SH   SOLE   0 0 1,303
INTUIT COM 461202103   436,896 699 SH   SOLE   0 0 699
INTUITIVE SURGICAL INC COM NEW 46120E602   334,661 992 SH   SOLE   0 0 992
INVESCO QQQ TR UNIT SER 1 46090E103   5,041,017 12,310 SH   SOLE   0 0 12,309
ISHARES GOLD TR ISHARES NEW 464285204   325,744 8,346 SH   SOLE   0 0 8,346
ISHARES INC CORE MSCI EMKT 46434G103   525,233 10,384 SH   SOLE   0 0 10,384
ISHARES TR SP SMCP600VL ETF 464287879   967,047 9,382 SH   SOLE   0 0 9,382
ISHARES TR RUSSELL 3000 ETF 464287689   126,317,458 461,450 SH   SOLE   0 0 461,450
ISHARES TR GRWT ALLOCAT ETF 464289867   475,891 8,947 SH   SOLE   0 0 8,947
ISHARES TR MSCI ACWI EX US 464288240   5,728,281 112,231 SH   SOLE   0 0 112,231
ISHARES TR NATIONAL MUN ETF 464288414   447,248 4,126 SH   SOLE   0 0 4,125
ISHARES TR CORE US AGGBD ET 464287226   61,422,788 618,869 SH   SOLE   0 0 618,869
ISHARES TR MSCI ACWI ETF 464288257   118,163,279 1,161,082 SH   SOLE   0 0 1,161,081
ISHARES TR CORE DIV GRWTH 46434V621   11,660,913 216,665 SH   SOLE   0 0 216,665
ISHARES TR EAFE VALUE ETF 464288877   200,585 3,850 SH   SOLE   0 0 3,850
ISHARES TR S&P 500 GRWT ETF 464287309   897,717 11,954 SH   SOLE   0 0 11,953
ISHARES TR 3 7 YR TREAS BD 464288661   1,684,121 14,378 SH   SOLE   0 0 14,378
ISHARES TR MSCI EMG MKT ETF 464287234   7,558,384 187,973 SH   SOLE   0 0 187,972
ISHARES TR MSCI INTL VLU FT 46435G409   11,753,050 443,344 SH   SOLE   0 0 443,344
ISHARES TR MSCI USA MIN VOL 46429B697   16,187,714 207,455 SH   SOLE   0 0 207,455
ISHARES TR CORE S&P MCP ETF 464287507   16,258,261 58,662 SH   SOLE   0 0 58,662
ISHARES TR RUS 1000 GRW ETF 464287614   429,870 1,418 SH   SOLE   0 0 1,417
ISHARES TR MSCI EAFE ETF 464287465   15,555,227 206,440 SH   SOLE   0 0 206,439
ISHARES TR CORE S&P SCP ETF 464287804   13,521,347 124,909 SH   SOLE   0 0 124,908
ISHARES TR RUS MID CAP ETF 464287499   6,861,771 88,277 SH   SOLE   0 0 88,277
ISHARES TR RUS 1000 ETF 464287622   254,878 972 SH   SOLE   0 0 971
ISHARES TR RUS 1000 VAL ETF 464287598   231,037 1,398 SH   SOLE   0 0 1,398
ISHARES TR CORE S&P500 ETF 464287200   34,732,661 72,719 SH   SOLE   0 0 72,718
ISHARES TR RUSSELL 2000 ETF 464287655   3,682,380 18,347 SH   SOLE   0 0 18,346
ISHARES TR CORE MSCI EAFE 46432F842   9,611,531 136,624 SH   SOLE   0 0 136,624
JOHNSON & JOHNSON COM 478160104   327,743 2,091 SH   SOLE   500 0 1,591
JPMORGAN CHASE & CO COM 46625H100   243,753 1,433 SH   SOLE   0 0 1,433
LAM RESEARCH CORP COM 512807108   256,126 327 SH   SOLE   0 0 327
LENNAR CORP CL A 526057104   394,360 2,646 SH   SOLE   0 0 2,646
LINDE PLC SHS G54950103   285,033 694 SH   SOLE   0 0 694
LIVE NATION ENTERTAINMENT IN COM 538034109   220,802 2,359 SH   SOLE   0 0 2,359
LIVEONE INC COM 53814X102   52,129 37,503 SH   SOLE   0 0 37,503
LOWES COS INC COM 548661107   252,780 1,136 SH   SOLE   0 0 1,135
MARQETA INC CLASS A COM 57142B104   191,071 27,374 SH   SOLE   0 0 27,374
MARTIN MARIETTA MATLS INC COM 573284106   601,187 1,205 SH   SOLE   0 0 1,205
MASTERCARD INCORPORATED CL A 57636Q104   980,223 2,298 SH   SOLE   0 0 2,298
MERCK & CO INC COM 58933Y105   303,294 2,782 SH   SOLE   0 0 2,782
MICROCHIP TECHNOLOGY INC. COM 595017104   336,371 3,730 SH   SOLE   0 0 3,730
MICROSOFT CORP COM 594918104   3,488,899 9,278 SH   SOLE   0 0 9,278
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   180,345 20,946 SH   SOLE   0 0 20,946
MONSTER BEVERAGE CORP NEW COM 61174X109   250,294 4,345 SH   SOLE   0 0 4,344
NIKE INC CL B 654106103   270,213 2,489 SH   SOLE   0 0 2,488
NVIDIA CORPORATION COM 67066G104   839,825 1,696 SH   SOLE   0 0 1,695
ONEMAIN HLDGS INC COM 68268W103   1,664,042 33,822 SH   SOLE   0 0 33,822
OREILLY AUTOMOTIVE INC COM 67103H107   214,718 226 SH   SOLE   0 0 226
OVID THERAPEUTICS INC COM 690469101   1,274,392 395,774 SH   SOLE   0 0 395,774
PALO ALTO NETWORKS INC COM 697435105   348,980 1,183 SH   SOLE   0 0 1,183
PARKER-HANNIFIN CORP COM 701094104   436,283 947 SH   SOLE   0 0 947
PAYPAL HLDGS INC COM 70450Y103   1,067,060 17,376 SH   SOLE   0 0 17,376
PNC FINL SVCS GROUP INC COM 693475105   222,674 1,438 SH   SOLE   0 0 1,438
PROCTER AND GAMBLE CO COM 742718109   275,495 1,880 SH   SOLE   0 0 1,880
QORVO INC COM 74736K101   1,285,556 11,416 SH   SOLE   0 0 11,416
QUALCOMM INC COM 747525103   276,822 1,914 SH   SOLE   0 0 1,914
RPM INTL INC COM 749685103   266,684 2,389 SH   SOLE   0 0 2,389
SALESFORCE INC COM 79466L302   410,839 1,561 SH   SOLE   0 0 1,561
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   8,249,252 332,765 SH   SOLE   0 0 332,765
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   90,898,692 1,632,813 SH   SOLE   0 0 1,632,812
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,995,179 432,770 SH   SOLE   0 0 432,769
SERVICENOW INC COM 81762P102   351,126 497 SH   SOLE   0 0 497
SHOPIFY INC CL A 82509L107   288,230 3,700 SH   SOLE   0 0 3,700
SONY GROUP CORP SPONSORED ADR 835699307   271,855 2,871 SH   SOLE   0 0 2,871
SPDR S&P 500 ETF TR TR UNIT 78462F103   88,860,372 186,952 SH   SOLE   0 0 186,952
SPDR SER TR S&P BIOTECH 78464A870   2,060,374 23,075 SH   SOLE   0 0 23,075
SPDR SER TR PRTFLO S&P500 GW 78464A409   35,521,527 545,981 SH   SOLE   0 0 545,981
STARBUCKS CORP COM 855244109   209,206 2,179 SH   SOLE   0 0 2,179
SYNOPSYS INC COM 871607107   1,736,277 3,372 SH   SOLE   0 0 3,372
TELEDYNE TECHNOLOGIES INC COM 879360105   234,934 526 SH   SOLE   0 0 526
TEMPUR SEALY INTL INC COM 88023U101   7,287,173 142,970 SH   SOLE   0 0 142,969
TEXAS INSTRS INC COM 882508104   226,712 1,330 SH   SOLE   0 0 1,330
TJX COS INC NEW COM 872540109   69,231,592 737,998 SH   SOLE   0 0 737,998
UNITEDHEALTH GROUP INC COM 91324P102   612,811 1,164 SH   SOLE   0 0 1,164
US BANCORP DEL COM NEW 902973304   269,375 6,224 SH   SOLE   0 0 6,224
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   350,202 7,446 SH   SOLE   0 0 7,446
VANGUARD INDEX FDS GROWTH ETF 922908736   375,551 1,208 SH   SOLE   0 0 1,208
VANGUARD INDEX FDS VALUE ETF 922908744   82,962,092 554,930 SH   SOLE   0 0 554,930
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,621,558 86,256 SH   SOLE   0 0 86,255
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   117,154,854 268,212 SH   SOLE   0 0 268,211
VANGUARD INDEX FDS TOTAL STK MKT 922908769   65,333,477 275,413 SH   SOLE   0 0 275,413
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,093,656 50,941 SH   SOLE   0 0 50,940
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,369,880 46,423 SH   SOLE   0 0 46,422
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   813,414 11,753 SH   SOLE   0 0 11,752
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,173,639 20,121 SH   SOLE   0 0 20,120
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,127,630 35,867 SH   SOLE   0 0 35,867
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   773,555 12,572 SH   SOLE   0 0 12,572
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,408,061 363,425 SH   SOLE   0 0 363,425
VISA INC COM CL A 92826C839   328,035 1,260 SH   SOLE   0 0 1,259
VULCAN MATLS CO COM 929160109   590,226 2,600 SH   SOLE   0 0 2,600
XCEL ENERGY INC COM 98389B100   225,910 3,649 SH   SOLE   0 0 3,649
XYLEM INC COM 98419M100   270,804 2,368 SH   SOLE   0 0 2,368
ZOETIS INC CL A 98978V103   288,002 1,459 SH   SOLE   0 0 1,459