The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 250 90 SH   SOLE   90 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,186 9,633 SH   SOLE   9,633 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 339 5,054 SH   SOLE   5,054 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,125 32,493 SH   SOLE   32,493 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 271 749 SH   SOLE   749 0 0
ISHARES S&P GSCI COMMODITY UNIT BEN INT 46428R107 346 15,288 SH   SOLE   15,288 0 0
ISHARES TR US TREAS BD ETF 46429B267 239 9,606 SH   SOLE   9,606 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 348 3,238 SH   SOLE   3,238 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 368 3,019 SH   SOLE   3,019 0 0
ISHARES TR 20 YR TR BD ETF 464287432 320 2,425 SH   SOLE   2,425 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 670 12,543 SH   SOLE   12,543 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 509 6,447 SH   SOLE   6,447 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,260 134,821 SH   SOLE   134,821 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 336 4,392 SH   SOLE   4,392 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 579 15,097 SH   SOLE   15,097 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 911 8,842 SH   SOLE   8,842 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,284 108,752 SH   SOLE   108,752 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,504 8,328 SH   SOLE   8,328 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,827 52,757 SH   SOLE   52,757 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,070 38,956 SH   SOLE   38,956 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 656 2,430 SH   SOLE   2,430 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 45,623 109,891 SH   SOLE   109,891 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 398 1,747 SH   SOLE   1,747 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,482 16,797 SH   SOLE   16,797 0 0