The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 220 76 SH   SOLE   76 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 7,698 56,852 SH   SOLE   56,852 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,258 5,562 SH   SOLE   5,562 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 349 5,091 SH   SOLE   5,091 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,047 31,012 SH   SOLE   31,012 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,476 11,250 SH   SOLE   11,250 0 0
ISHARES TR US TREAS BD ETF 46429B267 261 9,770 SH   SOLE   9,770 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 376 3,272 SH   SOLE   3,272 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 455 3,532 SH   SOLE   3,532 0 0
ISHARES TR US HOME CONS ETF 464288752 758 9,138 SH   SOLE   9,138 0 0
ISHARES TR CORE S&P500 ETF 464287200 204 428 SH   SOLE   428 0 0
ISHARES TR U.S. TECH ETF 464287721 11,259 98,055 SH   SOLE   98,055 0 0
ISHARES TR 20 YR TR BD ETF 464287432 353 2,379 SH   SOLE   2,379 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 206 2,010 SH   SOLE   2,010 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,456 30,584 SH   SOLE   30,584 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 427 5,279 SH   SOLE   5,279 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,764 126,801 SH   SOLE   126,801 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 78,156 686,661 SH   SOLE   686,661 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 246 4,429 SH   SOLE   4,429 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 549 14,057 SH   SOLE   14,057 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 947 8,952 SH   SOLE   8,952 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,416 13,893 SH   SOLE   13,893 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 275 579 SH   SOLE   579 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,222 39,796 SH   SOLE   39,796 0 0
SPDR SER TR S&P RETAIL ETF 78464A714 846 9,370 SH   SOLE   9,370 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,804 5,842 SH   SOLE   5,842 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,238 25,742 SH   SOLE   25,742 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 549 2,273 SH   SOLE   2,273 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,443 16,609 SH   SOLE   16,609 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 222 692 SH   SOLE   692 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,419 14,009 SH   SOLE   14,009 0 0