The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbvie Inc COM 00287Y109 262,181 4,157 SH   SOLE   0 0 4,157
Aetna Inc COM 008117AG8 31,388 25,000 SH   SOLE   0 0 25,000
Allergan Inc COM 18490102 452,789 1,966 SH   SOLE   0 0 1,966
Alphabet Inc Class A COM 02079K305 415,699 517 SH   SOLE   0 0 517
Alphabet Inc Class C COM 02079K107 403,413 519 SH   SOLE   0 0 519
Amgen Incorporated COM 031162AP5 266,896 1,600 SH   SOLE   0 0 1,600
Apple Computer Inc COM 37833100 433,433 3,834 SH   SOLE   0 0 3,834
Barclays Bank Plc COM 06741RBC4 25,911 25,000 SH   SOLE   0 0 25,000
Barclays Bank Plc COM 06738JGX6 21,204 20,000 SH   SOLE   0 0 20,000
Becton Dickinson & C COM 75887109 401,696 2,235 SH   SOLE   0 0 2,235
Blackrock Inc COM 09247X101 598,059 1,650 SH   SOLE   0 0 1,650
Bldrs Emerging Mkts ETF 09348R300 363,227 10,427 SH   SOLE   0 0 10,427
Caterpillar Inc COM 149123101 266,310 3,000 SH   SOLE   0 0 3,000
Celgene Corp COM 151020104 497,562 4,760 SH   SOLE   0 0 4,760
Cisco Systems Inc COM 17275R102 232,287 7,323 SH   SOLE   0 0 7,323
Citrix Systems Inc COM 177376100 304,661 3,575 SH   SOLE   0 0 3,575
Coca Cola Ent COM 191219AQ7 14,758 11,000 SH   SOLE   0 0 11,000
Coca-Cola Company COM 191216100 288,918 6,827 SH   SOLE   0 0 6,827
Colgate-Palmolive Co COM 194162103 676,675 9,127 SH   SOLE   0 0 9,127
Comcast Corp New Cl COM 20030N101 272,989 4,115 SH   SOLE   0 0 4,115
Conocophillips COM 20826FAE6 20,498 20,000 SH   SOLE   0 0 20,000
Constellation Brand COM 21036P108 299,682 1,800 SH   SOLE   0 0 1,800
D T E Energy Company COM 233331107 1,403,176 14,980 SH   SOLE   0 0 14,980
Duke Capital Cor COM 26439RAC0 17,580 16,667 SH   SOLE   0 0 16,667
Dws Muni Income TRUS COM 23338M106 275,811 19,575 SH   SOLE   0 0 19,575
Electronic Arts COM 285512109 219,905 2,575 SH   SOLE   0 0 2,575
Emerson Electric Co COM 291011104 315,830 5,794 SH   SOLE   0 0 5,794
Energy Transfer Part COM 29273R109 258,260 6,980 SH   SOLE   0 0 6,980
Enterprise Prd Prtnr COM 293792107 461,421 16,700 SH   SOLE   0 0 16,700
Exxon Mobil Corporat COM 30231G102 484,142 5,547 SH   SOLE   0 0 5,547
Ford Motor Company COM 345370860 201,726 16,713 SH   SOLE   0 0 16,713
General Dynamics Cor COM 369550108 399,537 2,575 SH   SOLE   0 0 2,575
General Electric Com COM 369604103 386,471 13,047 SH   SOLE   0 0 13,047
Goldman Sachs Group COM 38147U107 269,159 1,669 SH   SOLE   0 0 1,669
Home Depot COM 437076102 485,509 3,773 SH   SOLE   0 0 3,773
Honeywell Internatio COM 438516106 207,996 1,784 SH   SOLE   0 0 1,784
Intel Corp COM 458140AD2 359,025 9,510 SH   SOLE   0 0 9,510
Intl Business Machin COM 459200101 335,332 2,111 SH   SOLE   0 0 2,111
Ionis Pharmaceutical COM 462222100 606,135 16,543 SH   SOLE   0 0 16,543
iShares Barclays Agg ETF 464287226 1,156,058 10,283 SH   SOLE   0 0 10,283
iShares DJ Sel Divid ETF 464287168 726,030 8,472 SH   SOLE   0 0 8,472
iShares DJ US Energy ETF 464287796 1,542,189 39,543 SH   SOLE   0 0 39,543
iShares Inc Msci Pac ETF 464286665 381,013 9,011 SH   SOLE   0 0 9,011
iShares Morngstar Mi ETF 464288307 721,563 4,430 SH   SOLE   0 0 4,430
iShares Msci Gwth Id ETF 464288885 1,567,073 22,917 SH   SOLE   0 0 22,917
iShares Nasdaq Bio E ETF 464287556 589,070 2,035 SH   SOLE   0 0 2,035
iShares New York Amt ETF 464288323 588,889 5,165 SH   SOLE   0 0 5,165
iShares R. Midcap Gr ETF 464287481 2,899,310 29,776 SH   SOLE   0 0 29,776
iShares R. Midcap Vl ETF 464287473 1,713,149 22,315 SH   SOLE   0 0 22,315
iShares R1000 Growth ETF 464287614 3,139,403 30,137 SH   SOLE   0 0 30,137
iShares R1000 Index ETF 464287622 1,073,732 8,913 SH   SOLE   0 0 8,913
iShares R1000 Value ETF 464287598 4,681,657 44,325 SH   SOLE   0 0 44,325
iShares R2000 Growth ETF 464287648 1,199,687 8,057 SH   SOLE   0 0 8,057
iShares R2000 Value ETF 464287630 333,891 3,187 SH   SOLE   0 0 3,187
iShares Russell Midc ETF 464287499 461,076 2,645 SH   SOLE   0 0 2,645
iShares S&P 500 ETF 464287200 539,492 2,479 SH   SOLE   0 0 2,479
iShares S&P Midcap G ETF 464287606 4,903,313 28,062 SH   SOLE   0 0 28,062
iShares S&P Nat'l Mu ETF 464288414 2,204,346 19,550 SH   SOLE   0 0 19,550
iShares S&P Small-Ca ETF 464287804 2,748,097 22,135 SH   SOLE   0 0 22,135
iShares S&P U S Pfd ETF 464288687 1,871,894 47,389 SH   SOLE   0 0 47,389
iShares SP 500 BA Gr ETF 464287309 2,497,832 20,531 SH   SOLE   0 0 20,531
iShares SP 500 BA Vl ETF 464287408 1,421,579 14,970 SH   SOLE   0 0 14,970
iShares SP 600 BA Gr ETF 464287887 4,202,162 30,645 SH   SOLE   0 0 30,645
iShares Tr Lehman Ti ETF 464287176 3,655,921 31,383 SH   SOLE   0 0 31,383
iShares Tr Msci Eafe ETF 464287465 1,470,279 24,865 SH   SOLE   0 0 24,865
iShares Tr S&P Midca ETF 464287507 887,107 5,734 SH   SOLE   0 0 5,734
iSharesTrust CI Emer ETF 464287234 583,812 15,589 SH   SOLE   0 0 15,589
Isoray Inc COM 46489V104 15,325 21,285 SH   SOLE   0 0 21,285
Johnson & Johnson COM 478160104 587,592 4,974 SH   SOLE   0 0 4,974
Johnson Controls Inc COM 478366107 1,247,236 26,805 SH   SOLE   0 0 26,805
Jpmorgan Chase COM 46625HJC5 27,458 25,000 SH   SOLE   0 0 25,000
Jpmorgan Chase B COM 628931AB3 33,291 25,000 SH   SOLE   0 0 25,000
Kimberly-Clark Corp COM 494368103 337,424 2,675 SH   SOLE   0 0 2,675
M S Emerging Mkts De COM 61744H105 320,862 33,250 SH   SOLE   0 0 33,250
Mastercard Inc COM 57636Q104 559,735 5,500 SH   SOLE   0 0 5,500
Mc Donalds Corp COM 580135101 287,938 2,496 SH   SOLE   0 0 2,496
Mfs Charter Income T COM 552727109 590,112 68,300 SH   SOLE   0 0 68,300
Mfs Multi Mkt Inc TR COM 552737108 232,972 38,255 SH   SOLE   0 0 38,255
Michigan Mun Bd COM 59455R5N2 20,061 20,000 SH   SOLE   0 0 20,000
Microsoft Corp COM 594918104 690,901 11,994 SH   SOLE   0 0 11,994
Minnesota Mining & M COM 88579Y101 449,915 2,553 SH   SOLE   0 0 2,553
NextEra Energy Inc COM 65339F887 204,274 1,670 SH   SOLE   0 0 1,670
Nike Inc Class B COM 654106103 236,925 4,500 SH   SOLE   0 0 4,500
Nuveen MI Qlty Incm COM 670979103 334,082 22,665 SH   SOLE   0 0 22,665
Nuveen Multi-Strat I COM 67073D102 264,236 31,160 SH   SOLE   0 0 31,160
Nuveen Preferred Inc COM 67073B106 694,786 69,340 SH   SOLE   0 0 69,340
O Reilly Automotive COM 67103H107 420,165 1,500 SH   SOLE   0 0 1,500
Oneok Partners LP COM 68268N103 243,814 6,103 SH   SOLE   0 0 6,103
Oracle Corporation COM 68389X105 494,503 12,589 SH   SOLE   0 0 12,589
Paycom Software Inc COM 70432V102 250,650 5,000 SH   SOLE   0 0 5,000
Pepsico Incorporated COM 713448108 307,057 2,823 SH   SOLE   0 0 2,823
Pfizer Incorporated COM 717081103 1,155,475 34,115 SH   SOLE   0 0 34,115
Plains All Amern Ppl COM 726503105 1,373,465 43,727 SH   SOLE   0 0 43,727
Pnm Resources Inc COM 744499AN4 12,810 11,666 SH   SOLE   0 0 11,666
PowerShares Emg Mkt ETF 73936T573 456,345 14,898 SH   SOLE   0 0 14,898
Powershares QQQ ETF 73935A104 7,427,131 62,560 SH   SOLE   0 0 62,560
PowerShares S&P 500 ETF 73937B779 250,023 6,026 SH   SOLE   0 0 6,026
Powershares Senior B ETF 73936Q769 541,707 23,339 SH   SOLE   0 0 23,339
Powershs Pharmaceuti ETF 73935X799 955,728 15,505 SH   SOLE   0 0 15,505
Procter & Gamble Co COM 742718109 384,489 4,284 SH   SOLE   0 0 4,284
Rockwell Medical Tec COM 774374102 88,440 13,200 SH   SOLE   0 0 13,200
Roper Industries Inc COM 776696106 200,717 1,100 SH   SOLE   0 0 1,100
Schwab Emg Mkt Eq ET ETF 808524706 358,467 15,545 SH   SOLE   0 0 15,545
Schwab Intl Eq ETF ETF 808524805 243,505 8,458 SH   SOLE   0 0 8,458
Schwab US Brd Mkt ET ETF 808524102 2,742,963 52,426 SH   SOLE   0 0 52,426
Schwab US LCap ETF 808524201 787,112 15,248 SH   SOLE   0 0 15,248
Schwab US LCap Growt ETF 808524300 2,829,753 51,004 SH   SOLE   0 0 51,004
Schwab US LCap Value ETF 808524409 777,709 17,070 SH   SOLE   0 0 17,070
Schwab US Mid-Cap ET ETF 808524508 671,803 15,436 SH   SOLE   0 0 15,436
Schwab US SmallCap E ETF 808524607 3,253,567 56,534 SH   SOLE   0 0 56,534
Sector Spdr Util Sel ETF 81369Y886 2,055,958 41,966 SH   SOLE   0 0 41,966
SPDR DJ Indust Avg ETF 78467X109 4,186,497 22,904 SH   SOLE   0 0 22,904
SPDR S&P 500 ETF ETF 78462F103 473,264 2,188 SH   SOLE   0 0 2,188
SPDR S&P 500 Growth ETF 78464A409 5,111,146 48,571 SH   SOLE   0 0 48,571
SPDR S&P Dividend ET ETF 78464A763 8,919,947 105,736 SH   SOLE   0 0 105,736
Spdr S&P Emerging As ETF 78463X301 734,774 8,915 SH   SOLE   0 0 8,915
Spdr S&P Regional Bk ETF 78464A698 291,663 6,900 SH   SOLE   0 0 6,900
Thermo Fisher Scient COM 883556102 591,703 3,720 SH   SOLE   0 0 3,720
Time Warner Incorpor COM 887317303 1,022,272 12,841 SH   SOLE   0 0 12,841
Union Pacific Corp COM 907818108 321,395 3,295 SH   SOLE   0 0 3,295
United Healthcare Co COM 91324P102 700,000 5,000 SH   SOLE   0 0 5,000
Vanguard Bond Index ETF 921937819 1,042,933 11,897 SH   SOLE   0 0 11,897
Vanguard Div Apprcia ETF 921908844 9,432,074 112,380 SH   SOLE   0 0 112,380
Vanguard Energy ETF ETF 92204A306 207,591 2,125 SH   SOLE   0 0 2,125
Vanguard Energy Fund ETF 921908802 959,567 9,862 SH   SOLE   0 0 9,862
Vanguard Extended Mk ETF 922908652 791,675 8,674 SH   SOLE   0 0 8,674
Vanguard FTSE All Wo ETF 922042718 519,928 5,223 SH   SOLE   0 0 5,223
Vanguard FTSE All-Wo ETF 922042775 328,458 7,230 SH   SOLE   0 0 7,230
Vanguard Growth ETF 922908736 815,225 7,260 SH   SOLE   0 0 7,260
Vanguard Health Care ETF 92204A504 2,076,242 15,623 SH   SOLE   0 0 15,623
Vanguard Materials ETF 92204A801 4,241,384 39,668 SH   SOLE   0 0 39,668
Vanguard REIT ETF ETF 922908553 8,197,890 94,511 SH   SOLE   0 0 94,511
Vanguard Small Cap ETF 922908751 1,011,650 8,280 SH   SOLE   0 0 8,280
Vanguard Small Cap G ETF 922908595 2,087,206 15,838 SH   SOLE   0 0 15,838
Vanguard Small Cap V ETF 922908611 1,578,849 14,267 SH   SOLE   0 0 14,267
Walgreens Boots Alli COM 931427108 214,932 2,666 SH   SOLE   0 0 2,666
Walt Disney Company COM 254687106 482,314 5,194 SH   SOLE   0 0 5,194
Wells Fargo Bank COM 94974BFN5 26,719 25,000 SH   SOLE   0 0 25,000
Wisdomtree Hedged Eu ETF 97717X701 2,457,807 45,735 SH   SOLE   0 0 45,735
WisdomTree Int'l LCa ETF 97717W794 414,541 9,584 SH   SOLE   0 0 9,584
Wisdomtree Intl Mdcp ETF 97717W778 414,357 7,390 SH   SOLE   0 0 7,390
Wisdomtree Large Cap ETF 97717W307 634,628 8,243 SH   SOLE   0 0 8,243
WisdomTree MidCap Di ETF 97717W505 1,822,129 20,049 SH   SOLE   0 0 20,049
Wisdomtree SmallCap ETF 97717W604 7,972,553 106,003 SH   SOLE   0 0 106,003
Wisdomtree US SmallC ETF 97717X651 700,315 22,708 SH   SOLE   0 0 22,708