The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 13,406 76,071 SH   SOLE 76,071 0 0
ABBOTT LABS COM 002824100 7,034 166,328 SH   SOLE 166,328 0 0
ACUITY BRANDS INC COM 00508Y102 1,662 6,283 SH   SOLE 6,283 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,726 11,576 SH   SOLE 11,576 0 0
AFLAC INC COM 001055102 534 7,432 SH   SOLE 7,432 0 0
AGCO CORP COM 001084102 250 5,077 SH   SOLE 5,077 0 0
ALLEGHANY CORP DEL COM 017175100 3,873 7,376 SH   SOLE 7,376 0 0
ALPHABET INC CAP STK CL C 02079K107 2,298 2,956 SH   SOLE 2,956 0 0
ALPHABET INC CAP STK CL A 02079K305 1,755 2,183 SH   SOLE 2,183 0 0
ALTRIA GROUP INC COM 02209S103 1,087 17,192 SH   SOLE 17,192 0 0
AMBEV SA SPONSORED ADR 02319V103 76 12,500 SH   SOLE 12,500 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 486 6,500 SH   SOLE 6,500 0 0
AMGEN INC COM 031162100 8,088 48,484 SH   SOLE 48,484 0 0
ANADARKO PETE CORP COM 032511107 592 9,350 SH   SOLE 9,350 0 0
AON PLC SHS CL A G0408V102 2,743 24,387 SH   SOLE 24,387 0 0
APPLE INC COM 037833100 10,666 94,349 SH   SOLE 94,349 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 424 10,055 SH   SOLE 10,055 0 0
AT&T INC COM 00206R102 301 7,420 SH   SOLE 7,420 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,180 13,384 SH   SOLE 13,384 0 0
AVNET INC COM 053807103 2,515 61,250 SH   SOLE 61,250 0 0
BANK AMER CORP COM 060505104 465 29,717 SH   SOLE 29,717 0 0
BANK N S HALIFAX COM 064149107 1,926 36,350 SH   SOLE 36,350 0 0
BB&T CORP COM 054937107 828 21,946 SH   SOLE 21,946 0 0
BECTON DICKINSON & CO COM 075887109 4,207 23,408 SH   SOLE 23,408 0 0
BED BATH & BEYOND INC COM 075896100 1,868 43,330 SH   SOLE 43,330 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,679 39,306 SH   SOLE 39,306 0 0
BIOGEN INC COM 09062X103 288 920 SH   SOLE 920 0 0
BOFI HLDG INC COM 05566U108 2,777 123,980 SH   SOLE 123,980 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,024 18,989 SH   SOLE 18,989 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 6,578 186,976 SH   SOLE 186,976 0 0
C D I CORP COM 125071100 87 15,415 SH   SOLE 15,415 0 0
CABOT CORP COM 127055101 506 9,653 SH   SOLE 9,653 0 0
CAMPBELL SOUP CO COM 134429109 1,265 23,134 SH   SOLE 23,134 0 0
CARDINAL HEALTH INC COM 14149Y108 1,397 17,978 SH   SOLE 17,978 0 0
CHEVRON CORP NEW COM 166764100 1,492 14,498 SH   SOLE 14,498 0 0
CISCO SYS INC COM 17275R102 9,279 292,524 SH   SOLE 292,524 0 0
CLARCOR INC COM 179895107 1,952 30,028 SH   SOLE 30,028 0 0
COCA COLA BOTTLING CO CONS COM 191098102 2,055 13,867 SH   SOLE 13,867 0 0
COCA COLA CO COM 191216100 184,209 4,352,759 SH   DFND 0 0 4,352,759
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 239 5,000 SH   SOLE 5,000 0 0
COLGATE PALMOLIVE CO COM 194162103 2,568 34,639 SH   SOLE 34,639 0 0
COLONY CAP INC CL A 19624R106 1,014 55,597 SH   SOLE 55,597 0 0
COMCAST CORP NEW CL A 20030N101 7,148 107,755 SH   SOLE 107,755 0 0
COMPUTER TASK GROUP INC COM 205477102 48 10,310 SH   SOLE 10,310 0 0
CONOCOPHILLIPS COM 20825C104 709 16,310 SH   SOLE 16,310 0 0
CORNING INC COM 219350105 900 38,059 SH   SOLE 38,059 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,300 15,080 SH   SOLE 15,080 0 0
D R HORTON INC COM 23331A109 254 8,400 SH   SOLE 8,400 0 0
DANAHER CORP DEL COM 235851102 6,009 76,656 SH   SOLE 76,656 0 0
DEVON ENERGY CORP NEW COM 25179M103 548 12,432 SH   SOLE 12,432 0 0
DISNEY WALT CO COM DISNEY 254687106 872 9,391 SH   SOLE 9,391 0 0
DOMINION RES INC VA NEW COM 25746U109 7,456 100,386 SH   SOLE 100,386 0 0
DOW CHEM CO COM 260543103 5,268 101,635 SH   SOLE 101,635 0 0
EASTGROUP PPTY INC COM 277276101 1,675 22,770 SH   SOLE 22,770 0 0
EATON CORP PLC SHS G29183103 2,921 44,447 SH   SOLE 44,447 0 0
EMERSON ELEC CO COM 291011104 2,221 40,750 SH   SOLE 40,750 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 396 14,315 SH   SOLE 14,315 0 0
EQUIFAX INC COM 294429105 2,638 19,599 SH   SOLE 19,599 0 0
EXPEDITORS INTL WASH INC COM 302130109 326 6,331 SH   SOLE 6,331 0 0
EXXON MOBIL CORP COM 30231G102 10,047 115,115 SH   SOLE 115,115 0 0
F M C CORP COM NEW 302491303 218 4,500 SH   SOLE 4,500 0 0
FASTENAL CO COM 311900104 656 15,700 SH   SOLE 15,700 0 0
FOREST CITY RLTY TR INC COM CL A 345605109 828 35,804 SH   SOLE 35,804 0 0
FORTIVE CORP COM 34959J108 1,860 36,533 SH   SOLE 36,533 0 0
GENERAL ELECTRIC CO COM 369604103 3,890 131,330 SH   SOLE 131,330 0 0
GENUINE PARTS CO COM 372460105 3,027 30,132 SH   SOLE 30,132 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,693 39,248 SH   SOLE 39,248 0 0
GLOBAL PMTS INC COM 37940X102 2,593 33,775 SH   SOLE 33,775 0 0
GRACO INC COM 384109104 5,809 78,495 SH   SOLE 78,495 0 0
HERSHEY CO COM 427866108 693 7,251 SH   SOLE 7,251 0 0
HOME DEPOT INC COM 437076102 5,025 39,047 SH   SOLE 39,047 0 0
HONDA MOTOR LTD AMERN SHS 438128308 304 10,500 SH   SOLE 10,500 0 0
ICICI BK LTD ADR 45104G104 124 16,597 SH   SOLE 16,597 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,454 37,170 SH   SOLE 37,170 0 0
INGLES MKTS INC CL A 457030104 485 12,264 SH   SOLE 12,264 0 0
INTEL CORP COM 458140100 1,714 45,395 SH   SOLE 45,395 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,897 30,830 SH   SOLE 30,830 0 0
INTL PAPER CO COM 460146103 7,325 152,660 SH   SOLE 152,660 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,678 12,309 SH   SOLE 12,309 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 10,996 105,558 SH   SOLE 105,558 0 0
JAPAN SMALLER CAPTLZTN FD IN COM 47109U104 192 18,153 SH   SOLE 18,153 0 0
JOHNSON & JOHNSON COM 478160104 11,826 100,109 SH   SOLE 100,109 0 0
JOHNSON CTLS INTL PLC SHS G51502105 2,262 48,624 SH   SOLE 48,624 0 0
JPMORGAN CHASE & CO COM 46625H100 5,501 82,608 SH   SOLE 82,608 0 0
KIMBERLY CLARK CORP COM 494368103 1,256 9,958 SH   SOLE 9,958 0 0
KIRBY CORP COM 497266106 476 7,650 SH   SOLE 7,650 0 0
KRAFT HEINZ CO COM 500754106 457 5,104 SH   SOLE 5,104 0 0
LEUCADIA NATL CORP COM 527288104 374 19,635 SH   SOLE 19,635 0 0
LINCOLN ELEC HLDGS INC COM 533900106 2,256 36,021 SH   SOLE 36,021 0 0
LINEAR TECHNOLOGY CORP COM 535678106 5,227 88,155 SH   SOLE 88,155 0 0
LIVE OAK BANCSHARES INC COM 53803X105 14,420 1,000,010 SH   SOLE 1,000,010 0 0
LOCKHEED MARTIN CORP COM 539830109 6,589 27,485 SH   SOLE 27,485 0 0
LOWES COS INC COM 548661107 3,466 48,004 SH   SOLE 48,004 0 0
M & T BK CORP COM 55261F104 1,001 8,620 SH   SOLE 8,620 0 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 7,518 90,312 SH   SOLE 90,312 0 0
MARINE PRODS CORP COM 568427108 123 13,699 SH   SOLE 13,699 0 0
MARKEL CORP COM 570535104 332 357 SH   SOLE 357 0 0
MARTIN MARIETTA MATLS INC COM 573284106 233 1,300 SH   SOLE 1,300 0 0
MCDONALDS CORP COM 580135101 2,115 18,333 SH   SOLE 18,333 0 0
MEDTRONIC PLC SHS G5960L103 5,599 64,799 SH   SOLE 64,799 0 0
MERCK & CO INC COM 58933Y105 305 4,893 SH   SOLE 4,893 0 0
MICROSOFT CORP COM 594918104 9,148 158,819 SH   SOLE 158,819 0 0
MONDELEZ INTL INC CL A 609207105 374 8,517 SH   SOLE 8,517 0 0
NATIONAL WESTN LIFE GROUP IN CL A 638517102 537 2,613 SH   SOLE 2,613 0 0
NET 1 UEPS TECHNOLOGIES INC COM NEW 64107N206 545 63,623 SH   SOLE 63,623 0 0
NEWELL BRANDS INC COM 651229106 7,864 149,334 SH   SOLE 149,334 0 0
NORTHEAST BANCORP COM NEW 663904209 1,502 129,744 SH   SOLE 129,744 0 0
NORTHROP GRUMMAN CORP COM 666807102 962 4,498 SH   SOLE 4,498 0 0
NORTHWESTERN CORP COM NEW 668074305 242 4,200 SH   SOLE 4,200 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,433 18,149 SH   SOLE 18,149 0 0
NOVO-NORDISK A S ADR 670100205 895 21,528 SH   SOLE 21,528 0 0
OPKO HEALTH INC COM 68375N103 178 16,775 SH   SOLE 16,775 0 0
PDL BIOPHARMA INC COM 69329Y104 44 13,000 SH   SOLE 13,000 0 0
PEPSICO INC COM 713448108 9,567 87,953 SH   SOLE 87,953 0 0
PFIZER INC COM 717081103 1,566 46,225 SH   SOLE 46,225 0 0
PHILIP MORRIS INTL INC COM 718172109 1,109 11,405 SH   SOLE 11,405 0 0
PHILLIPS 66 COM 718546104 6,799 84,409 SH   SOLE 84,409 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 529 5,214 SH   SOLE 5,214 0 0
PNC FINL SVCS GROUP INC COM 693475105 383 4,246 SH   SOLE 4,246 0 0
POLARIS INDS INC COM 731068102 654 8,450 SH   SOLE 8,450 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 2,727 29,132 SH   SOLE 29,132 0 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 13,900 441,539 SH   SOLE 441,539 0 0
PPG INDS INC COM 693506107 4,677 45,250 SH   SOLE 45,250 0 0
PROCTER AND GAMBLE CO COM 742718109 2,653 29,556 SH   SOLE 29,556 0 0
PRUDENTIAL FINL INC COM 744320102 7,016 85,930 SH   SOLE 85,930 0 0
QIAGEN NV REG SHS N72482107 520 18,953 SH   SOLE 18,953 0 0
RAVEN INDS INC COM 754212108 3,893 169,047 SH   SOLE 169,047 0 0
READING INTERNATIONAL INC CL A 755408101 942 70,585 SH   SOLE 70,585 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 582 9,391 SH   SOLE 9,391 0 0
RPC INC COM 749660106 1,248 74,285 SH   SOLE 74,285 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 518 6,194 SH   SOLE 6,194 0 0
SASOL LTD SPONSORED ADR 803866300 268 9,800 SH   SOLE 9,800 0 0
SCHLUMBERGER LTD COM 806857108 5,002 63,603 SH   SOLE 63,603 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,003 212,790 SH   SOLE 212,790 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12,188 227,093 SH   SOLE 227,093 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 8,504 199,384 SH   SOLE 199,384 0 0
SILVER WHEATON CORP COM 828336107 994 36,780 SH   SOLE 36,780 0 0
SMUCKER J M CO COM NEW 832696405 401 2,957 SH   SOLE 2,957 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3,958 121,862 SH   SOLE 121,862 0 0
ST JUDE MED INC COM 790849103 2,587 32,435 SH   SOLE 32,435 0 0
STEPAN CO COM 858586100 465 6,405 SH   SOLE 6,405 0 0
STREAMLINE HEALTH SOLUTIONS COM 86323X106 158 85,810 SH   SOLE 85,810 0 0
STRYKER CORP COM 863667101 2,437 20,935 SH   SOLE 20,935 0 0
SUNCOR ENERGY INC NEW COM 867224107 215 7,750 SH   SOLE 7,750 0 0
SUNTRUST BKS INC COM 867914103 1,440 32,868 SH   SOLE 32,868 0 0
SYNOVUS FINL CORP COM NEW 87161C501 563 17,304 SH   SOLE 17,304 0 0
TE CONNECTIVITY LTD REG SHS H84989104 2,386 37,055 SH   SOLE 37,055 0 0
TEXAS INSTRS INC COM 882508104 1,919 27,342 SH   SOLE 27,342 0 0
TIFFANY & CO NEW COM 886547108 2,621 36,083 SH   SOLE 36,083 0 0
TIME WARNER INC COM NEW 887317303 515 6,474 SH   SOLE 6,474 0 0
TOTAL SYS SVCS INC COM 891906109 930 19,715 SH   SOLE 19,715 0 0
TUPPERWARE BRANDS CORP COM 899896104 329 5,039 SH   SOLE 5,039 0 0
UGI CORP NEW COM 902681105 780 17,250 SH   SOLE 17,250 0 0
UNILEVER PLC SPON ADR NEW 904767704 262 5,534 SH   SOLE 5,534 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,519 41,320 SH   SOLE 41,320 0 0
UNITED TECHNOLOGIES CORP COM 913017109 5,781 56,897 SH   SOLE 56,897 0 0
US BANCORP DEL COM NEW 902973304 2,633 61,390 SH   SOLE 61,390 0 0
VALSPAR CORP COM 920355104 7,902 74,500 SH   SOLE 74,500 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 4,915 185,968 SH   SOLE 185,968 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,062 12,617 SH   SOLE 12,617 0 0
VANGUARD INDEX FDS REIT ETF 922908553 686 7,910 SH   SOLE 7,910 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 325 7,151 SH   SOLE 7,151 0 0
VERISK ANALYTICS INC COM 92345Y106 867 10,671 SH   SOLE 10,671 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,715 148,430 SH   SOLE 148,430 0 0
VISA INC COM CL A 92826C839 247 2,982 SH   SOLE 2,982 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 6,401 79,398 SH   SOLE 79,398 0 0
WAL-MART STORES INC COM 931142103 1,155 16,016 SH   SOLE 16,016 0 0
WEBMD HEALTH CORP NOTE 2.500% 1/3 94770VAF9 36 35,000 SH   SOLE 35,000 0 0
WEIS MKTS INC COM 948849104 441 8,315 SH   SOLE 8,315 0 0
WELLS FARGO & CO NEW COM 949746101 5,436 122,762 SH   SOLE 122,762 0 0
WESTERN UN CO COM 959802109 238 11,450 SH   SOLE 11,450 0 0
WEYERHAEUSER CO COM 962166104 10,700 334,991 SH   SOLE 334,991 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 2,014 2,427 SH   SOLE 2,427 0 0
WILEY JOHN & SONS INC CL A 968223206 1,055 20,435 SH   SOLE 20,435 0 0
WILLIAMS COS INC DEL COM 969457100 228 7,420 SH   SOLE 7,420 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 2,980 42,805 SH   SOLE 42,805 0 0