The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 13,414 76,598 SH   SOLE 76,598 0 0
ABBOTT LABS COM 002824100 6,639 168,889 SH   SOLE 168,889 0 0
ACUITY BRANDS INC COM 00508Y102 1,558 6,283 SH   SOLE 6,283 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,855 11,476 SH   SOLE 11,476 0 0
AFLAC INC COM 001055102 608 8,432 SH   SOLE 8,432 0 0
AGCO CORP COM 001084102 240 5,102 SH   SOLE 5,102 0 0
ALLEGHANY CORP DEL COM 017175100 4,081 7,426 SH   SOLE 7,426 0 0
ALPHABET INC CAP STK CL C 02079K107 1,287 1,860 SH   SOLE 1,860 0 0
ALPHABET INC CAP STK CL A 02079K305 2,331 3,313 SH   SOLE 3,313 0 0
ALTRIA GROUP INC COM 02209S103 1,058 15,338 SH   SOLE 15,338 0 0
AMBEV SA SPONSORED ADR 02319V103 74 12,500 SH   SOLE 12,500 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 549 6,500 SH   SOLE 6,500 0 0
AMGEN INC COM 031162100 7,149 46,986 SH   SOLE 46,986 0 0
ANADARKO PETE CORP COM 032511107 586 11,000 SH   SOLE 11,000 0 0
AON PLC SHS CL A G0408V102 2,664 24,387 SH   SOLE 24,387 0 0
APPLE INC COM 037833100 9,173 95,950 SH   SOLE 95,950 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 579 13,505 SH   SOLE 13,505 0 0
AT&T INC COM 00206R102 256 5,935 SH   SOLE 5,935 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,230 13,384 SH   SOLE 13,384 0 0
AVNET INC COM 053807103 2,628 64,865 SH   SOLE 64,865 0 0
BANK AMER CORP COM 060505104 564 42,479 SH   SOLE 42,479 0 0
BANK N S HALIFAX COM 064149107 1,833 37,400 SH   SOLE 37,400 0 0
BB&T CORP COM 054937107 781 21,946 SH   SOLE 21,946 0 0
BECTON DICKINSON & CO COM 075887109 4,029 23,758 SH   SOLE 23,758 0 0
BED BATH & BEYOND INC COM 075896100 1,920 44,430 SH   SOLE 44,430 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,669 46,060 SH   SOLE 46,060 0 0
BIOGEN INC COM 09062X103 222 920 SH   SOLE 920 0 0
BOFI HLDG INC COM 05566U108 2,137 120,642 SH   SOLE 120,642 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,367 18,592 SH   SOLE 18,592 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 6,235 188,548 SH   SOLE 188,548 0 0
C D I CORP COM 125071100 103 16,865 SH   SOLE 16,865 0 0
CABOT CORP COM 127055101 441 9,653 SH   SOLE 9,653 0 0
CAMPBELL SOUP CO COM 134429109 1,526 22,934 SH   SOLE 22,934 0 0
CARDINAL HEALTH INC COM 14149Y108 1,410 18,078 SH   SOLE 18,078 0 0
CHEVRON CORP NEW COM 166764100 1,512 14,421 SH   SOLE 14,421 0 0
CISCO SYS INC COM 17275R102 8,437 294,090 SH   SOLE 294,090 0 0
CLARCOR INC COM 179895107 1,827 30,028 SH   SOLE 30,028 0 0
COCA COLA BOTTLING CO CONS COM 191098102 2,045 13,867 SH   SOLE 13,867 0 0
COCA COLA CO COM 191216100 197,271 4,351,894 SH   DFND 0 0 4,351,894
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 286 5,000 SH   SOLE 5,000 0 0
COLGATE PALMOLIVE CO COM 194162103 2,534 34,621 SH   SOLE 34,621 0 0
COLONY CAP INC CL A 19624R106 918 59,828 SH   SOLE 59,828 0 0
COMCAST CORP NEW CL A 20030N101 7,037 107,946 SH   SOLE 107,946 0 0
COMPUTER TASK GROUP INC COM 205477102 57 11,410 SH   SOLE 11,410 0 0
CONOCOPHILLIPS COM 20825C104 711 16,310 SH   SOLE 16,310 0 0
CORNING INC COM 219350105 820 40,059 SH   SOLE 40,059 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,368 15,080 SH   SOLE 15,080 0 0
D R HORTON INC COM 23331A109 296 9,400 SH   SOLE 9,400 0 0
DANAHER CORP DEL COM 235851102 7,803 77,256 SH   SOLE 77,256 0 0
DEVON ENERGY CORP NEW COM 25179M103 462 12,732 SH   SOLE 12,732 0 0
DISNEY WALT CO COM DISNEY 254687106 856 8,750 SH   SOLE 8,750 0 0
DOMINION RES INC VA NEW COM 25746U109 7,757 99,542 SH   SOLE 99,542 0 0
DOW CHEM CO COM 260543103 5,058 101,756 SH   SOLE 101,756 0 0
E M C CORP MASS COM 268648102 969 35,677 SH   SOLE 35,677 0 0
EASTGROUP PPTY INC COM 277276101 1,611 23,370 SH   SOLE 23,370 0 0
EATON CORP PLC SHS G29183103 2,837 47,497 SH   SOLE 47,497 0 0
EMERSON ELEC CO COM 291011104 2,204 42,250 SH   SOLE 42,250 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 417 14,252 SH   SOLE 14,252 0 0
EQUIFAX INC COM 294429105 2,587 20,149 SH   SOLE 20,149 0 0
EXPEDITORS INTL WASH INC COM 302130109 335 6,831 SH   SOLE 6,831 0 0
EXXON MOBIL CORP COM 30231G102 10,810 115,316 SH   SOLE 115,316 0 0
F M C CORP COM NEW 302491303 278 6,000 SH   SOLE 6,000 0 0
FASTENAL CO COM 311900104 382 8,600 SH   SOLE 8,600 0 0
FOREST CITY RLTY TR INC COM CL A 345605109 783 35,104 SH   SOLE 35,104 0 0
GENERAL ELECTRIC CO COM 369604103 4,643 147,480 SH   SOLE 147,480 0 0
GENUINE PARTS CO COM 372460105 3,051 30,132 SH   SOLE 30,132 0 0
GILEAD SCIENCES INC COM 375558103 5,343 64,044 SH   SOLE 64,044 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,667 38,471 SH   SOLE 38,471 0 0
GLOBAL PMTS INC COM 37940X102 2,463 34,500 SH   SOLE 34,500 0 0
GOLDCORP INC NEW COM 380956409 7,640 399,399 SH   SOLE 399,399 0 0
GRACO INC COM 384109104 6,256 79,195 SH   SOLE 79,195 0 0
HERSHEY CO COM 427866108 922 8,123 SH   SOLE 8,123 0 0
HOME DEPOT INC COM 437076102 4,714 36,917 SH   SOLE 36,917 0 0
HONDA MOTOR LTD AMERN SHS 438128308 266 10,500 SH   SOLE 10,500 0 0
ICICI BK LTD ADR 45104G104 144 20,097 SH   SOLE 20,097 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,945 37,870 SH   SOLE 37,870 0 0
INGLES MKTS INC CL A 457030104 491 13,164 SH   SOLE 13,164 0 0
INTEL CORP COM 458140100 1,519 46,323 SH   SOLE 46,323 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,770 31,430 SH   SOLE 31,430 0 0
INTL PAPER CO COM 460146103 6,669 157,353 SH   SOLE 157,353 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,883 13,694 SH   SOLE 13,694 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 11,229 111,889 SH   SOLE 111,889 0 0
JAPAN SMALLER CAPTLZTN FD IN COM 47109U104 173 17,669 SH   SOLE 17,669 0 0
JOHNSON & JOHNSON COM 478160104 12,027 99,153 SH   SOLE 99,153 0 0
JPMORGAN CHASE & CO COM 46625H100 5,089 81,889 SH   SOLE 81,889 0 0
KIMBERLY CLARK CORP COM 494368103 1,369 9,958 SH   SOLE 9,958 0 0
KIRBY CORP COM 497266106 477 7,650 SH   SOLE 7,650 0 0
KRAFT HEINZ CO COM 500754106 356 4,022 SH   SOLE 4,022 0 0
LEUCADIA NATL CORP COM 527288104 442 25,505 SH   SOLE 25,505 0 0
LINCOLN ELEC HLDGS INC COM 533900106 2,146 36,321 SH   SOLE 36,321 0 0
LINEAR TECHNOLOGY CORP COM 535678106 4,198 90,211 SH   SOLE 90,211 0 0
LIVE OAK BANCSHARES INC COM 53803X105 14,110 1,000,010 SH   SOLE 1,000,010 0 0
LOCKHEED MARTIN CORP COM 539830109 6,820 27,480 SH   SOLE 27,480 0 0
LOWES COS INC COM 548661107 3,816 48,201 SH   SOLE 48,201 0 0
M & T BK CORP COM 55261F104 1,019 8,620 SH   SOLE 8,620 0 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 6,760 91,284 SH   SOLE 91,284 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 203 2,667 SH   SOLE 2,667 0 0
MARINE PRODS CORP COM 568427108 113 13,299 SH   SOLE 13,299 0 0
MARKEL CORP COM 570535104 340 357 SH   SOLE 357 0 0
MARTIN MARIETTA MATLS INC COM 573284106 250 1,300 SH   SOLE 1,300 0 0
MCDONALDS CORP COM 580135101 2,182 18,132 SH   SOLE 18,132 0 0
MEDTRONIC PLC SHS G5960L103 5,563 64,114 SH   SOLE 64,114 0 0
MERCK & CO INC COM 58933Y105 265 4,609 SH   SOLE 4,609 0 0
MICROSOFT CORP COM 594918104 8,061 157,530 SH   SOLE 157,530 0 0
MONDELEZ INTL INC CL A 609207105 388 8,517 SH   SOLE 8,517 0 0
NATIONAL WESTN LIFE GROUP IN CL A 638517102 553 2,830 SH   SOLE 2,830 0 0
NET 1 UEPS TECHNOLOGIES INC COM NEW 64107N206 658 65,823 SH   SOLE 65,823 0 0
NEWELL BRANDS INC COM 651229106 7,509 154,598 SH   SOLE 154,598 0 0
NORTHEAST BANCORP COM NEW 663904209 1,491 132,544 SH   SOLE 132,544 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,000 4,498 SH   SOLE 4,498 0 0
NORTHWESTERN CORP COM NEW 668074305 265 4,200 SH   SOLE 4,200 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,530 18,542 SH   SOLE 18,542 0 0
NOVO-NORDISK A S ADR 670100205 1,123 20,886 SH   SOLE 20,886 0 0
OPKO HEALTH INC COM 68375N103 157 16,775 SH   SOLE 16,775 0 0
PEPSICO INC COM 713448108 9,410 88,821 SH   SOLE 88,821 0 0
PFIZER INC COM 717081103 1,613 45,820 SH   SOLE 45,820 0 0
PHILIP MORRIS INTL INC COM 718172109 1,160 11,400 SH   SOLE 11,400 0 0
PHILLIPS 66 COM 718546104 6,797 85,668 SH   SOLE 85,668 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 526 5,198 SH   SOLE 5,198 0 0
PNC FINL SVCS GROUP INC COM 693475105 346 4,246 SH   SOLE 4,246 0 0
POLARIS INDS INC COM 731068102 719 8,800 SH   SOLE 8,800 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 2,929 32,362 SH   SOLE 32,362 0 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 13,812 448,451 SH   SOLE 448,451 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 265 2,464 SH   SOLE 2,464 0 0
PPG INDS INC COM 693506107 4,671 44,850 SH   SOLE 44,850 0 0
PROCTER & GAMBLE CO COM 742718109 3,694 43,627 SH   SOLE 43,627 0 0
PRUDENTIAL FINL INC COM 744320102 6,243 87,514 SH   SOLE 87,514 0 0
QIAGEN NV REG SHS N72482107 438 20,103 SH   SOLE 20,103 0 0
RAVEN INDS INC COM 754212108 3,379 178,427 SH   SOLE 178,427 0 0
READING INTERNATIONAL INC CL A 755408101 914 73,185 SH   SOLE 73,185 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 555 9,391 SH   SOLE 9,391 0 0
RPC INC COM 749660106 1,185 76,335 SH   SOLE 76,335 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 643 8,002 SH   SOLE 8,002 0 0
SASOL LTD SPONSORED ADR 803866300 374 13,800 SH   SOLE 13,800 0 0
SCHLUMBERGER LTD COM 806857108 4,994 63,147 SH   SOLE 63,147 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,803 67,638 SH   SOLE 67,638 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 9,170 211,095 SH   SOLE 211,095 0 0
SILVER WHEATON CORP COM 828336107 922 39,200 SH   SOLE 39,200 0 0
SK TELECOM LTD SPONSORED ADR 78440P108 654 31,263 SH   SOLE 31,263 0 0
SMUCKER J M CO COM NEW 832696405 451 2,957 SH   SOLE 2,957 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3,899 128,035 SH   SOLE 128,035 0 0
ST JUDE MED INC COM 790849103 2,327 29,835 SH   SOLE 29,835 0 0
STEPAN CO COM 858586100 441 7,405 SH   SOLE 7,405 0 0
STERICYCLE INC COM 858912108 208 2,000 SH   SOLE 2,000 0 0
STREAMLINE HEALTH SOLUTIONS COM 86323X106 103 85,810 SH   SOLE 85,810 0 0
STRYKER CORP COM 863667101 2,593 21,635 SH   SOLE 21,635 0 0
SUNCOR ENERGY INC NEW COM 867224107 237 8,550 SH   SOLE 8,550 0 0
SUNTRUST BKS INC COM 867914103 1,350 32,868 SH   SOLE 32,868 0 0
SYNOVUS FINL CORP COM NEW 87161C501 1,106 38,150 SH   SOLE 38,150 0 0
TE CONNECTIVITY LTD REG SHS H84989104 2,130 37,305 SH   SOLE 37,305 0 0
TEXAS INSTRS INC COM 882508104 1,713 27,339 SH   SOLE 27,339 0 0
TIFFANY & CO NEW COM 886547108 2,243 36,983 SH   SOLE 36,983 0 0
TIME WARNER INC COM NEW 887317303 476 6,474 SH   SOLE 6,474 0 0
TOTAL SYS SVCS INC COM 891906109 1,058 19,915 SH   SOLE 19,915 0 0
TUPPERWARE BRANDS CORP COM 899896104 284 5,039 SH   SOLE 5,039 0 0
TYCO INTL PLC SHS G91442106 2,235 52,469 SH   SOLE 52,469 0 0
UGI CORP NEW COM 902681105 781 17,250 SH   SOLE 17,250 0 0
UNILEVER PLC SPON ADR NEW 904767704 265 5,534 SH   SOLE 5,534 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,580 42,520 SH   SOLE 42,520 0 0
UNITED TECHNOLOGIES CORP COM 913017109 5,875 57,289 SH   SOLE 57,289 0 0
US BANCORP DEL COM NEW 902973304 2,431 60,290 SH   SOLE 60,290 0 0
VALSPAR CORP COM 920355104 8,135 75,300 SH   SOLE 75,300 0 0
VANGUARD INDEX FDS REIT ETF 922908553 683 7,705 SH   SOLE 7,705 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 245 5,726 SH   SOLE 5,726 0 0
VERISK ANALYTICS INC COM 92345Y106 865 10,671 SH   SOLE 10,671 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 8,238 147,523 SH   SOLE 147,523 0 0
VIRTU FINL INC CL A 928254101 4,810 267,233 SH   SOLE 267,233 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 6,765 81,243 SH   SOLE 81,243 0 0
WAL-MART STORES INC COM 931142103 1,155 15,815 SH   SOLE 15,815 0 0
WEBMD HEALTH CORP NOTE 2.500% 1/3 94770VAF9 39 35,000 PRN   SOLE 35,000 0 0
WEIS MKTS INC COM 948849104 420 8,315 SH   SOLE 8,315 0 0
WELLS FARGO & CO NEW COM 949746101 5,804 122,624 SH   SOLE 122,624 0 0
WESTERN UN CO COM 959802109 220 11,450 SH   SOLE 11,450 0 0
WEYERHAEUSER CO COM 962166104 4,993 167,723 SH   SOLE 167,723 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 2,044 2,427 SH   SOLE 2,427 0 0
WILEY JOHN & SONS INC CL A 968223206 1,087 20,834 SH   SOLE 20,834 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 2,245 44,805 SH   SOLE 44,805 0 0