The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 102 367 SH   SOLE   0 0 0
ISHARES TR S&P MC 400VL ETF 464287705 88 653 SH   SOLE   0 0 0
ISHARES TR S&P MC 400GR ETF 464287606 41 173 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 198 2,812 SH   SOLE   0 0 0
ISHARES TR SP SMCP600VL ETF 464287879 106 868 SH   SOLE   0 0 0
ISHARES TR S&P SML 600 GWT 464287887 95 540 SH   SOLE   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 347 3,086 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,094 9,208 SH   SOLE   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 390 1,688 SH   SOLE   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 162 1,369 SH   SOLE   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 61 282 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,020 6,809 SH   SOLE   0 0 0
ISHARES TR CORE S&P US GWT 464287671 67 840 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 89 262 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,036 62,814 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 946 15,939 SH   SOLE   0 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 25 50 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106 63 20 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 369 6,121 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 797 3,745 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 758 11,559 SH   SOLE   0 0 0
EVERSOURCE ENERGY COM 30040W108 73 874 SH   SOLE   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 302 1,087 SH   SOLE   0 0 0
AMGEN INC COM 031162100 655 2,576 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100 1,000 9,191 SH   SOLE   0 0 0
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 88 1,193 SH   SOLE   0 0 0
ALTRIA GROUP INC COM 02209S103 154 3,994 SH   SOLE   0 0 0
INTEL CORP COM 458140100 442 8,540 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109 165 855 SH   SOLE   0 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,685 7,607 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105 82 1,367 SH   SOLE   0 0 0
DISNEY WALT CO COM DISNEY 254687106 735 5,923 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 77 467 SH   SOLE   0 0 0
US BANCORP DEL COM NEW 902973304 57 1,600 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 2,178 14,629 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103 392 3,768 SH   SOLE   0 0 0
PFIZER INC COM 717081103 407 11,099 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100 201 2,798 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 3,964 18,846 SH   SOLE   0 0 0
AT&T INC COM 00206R102 1,172 41,124 SH   SOLE   0 0 0
LIVERAMP HLDGS INC COM 53815P108 175 3,376 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 213 5,407 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 491 4,038 SH   SOLE   0 0 0
COCA COLA CO COM 191216100 1,135 22,989 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 726 5,235 SH   SOLE   0 0 0
PPG INDS INC COM 693506107 155 1,269 SH   SOLE   0 0 0
STRYKER CORPORATION COM 863667101 120 576 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 439 7,372 SH   SOLE   0 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 241 4,088 SH   SOLE   0 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 511 10,206 SH   SOLE   0 0 0
ISHARES TR RUS MD CP GR ETF 464287481 71 410 SH   SOLE   0 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 300 7,337 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 12 194 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 10 318 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 790 32,837 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 53 691 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,401 12,002 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,091 17,016 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,982 28,270 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,771 25,659 SH   SOLE   0 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,531 89,623 SH   SOLE   0 0 0
DEERE & CO COM 244199105 461 2,081 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104 125 5,176 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109 16 181 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 123 885 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 454 13,237 SH   SOLE   0 0 0
WALMART INC COM 931142103 752 5,376 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108 88 446 SH   SOLE   0 0 0
UNILEVER PLC SPON ADR NEW 904767704 64 1,036 SH   SOLE   0 0 0
TEXAS INSTRS INC COM 882508104 69 483 SH   SOLE   0 0 0
TARGET CORP COM 87612E106 13 83 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103 511 6,618 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105 33 94 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108 517 3,495 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100 9 158 SH   SOLE   0 0 0
DOMINION ENERGY INC COM 25746U109 78 988 SH   SOLE   0 0 0
MERCK & CO. INC COM 58933Y105 845 10,184 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 4,834 34,782 SH   SOLE   0 0 0
KIMBERLY CLARK CORP COM 494368103 246 1,665 SH   SOLE   0 0 0
GILEAD SCIENCES INC COM 375558103 47 738 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 283 1,020 SH   SOLE   0 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 188 1,553 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 1,585 7,222 SH   SOLE   0 0 0
NIKE INC CL B 654106103 37 298 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 229 2,377 SH   SOLE   0 0 0
TJX COS INC NEW COM 872540109 1,318 23,681 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105 146 2,546 SH   SOLE   0 0 0
BOOKING HOLDINGS INC COM 09857L108 113 66 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101 76 3,216 SH   SOLE   0 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 11 125 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 37 272 SH   SOLE   0 0 0
CORNING INC COM 219350105 243 7,496 SH   SOLE   0 0 0
PROGRESSIVE CORP COM 743315103 34 357 SH   SOLE   0 0 0
XCEL ENERGY INC COM 98389B100 164 2,376 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 398 1,277 SH   SOLE   0 0 0
SPIRE INC COM 84857L101 35 654 SH   SOLE   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 68 301 SH   SOLE   0 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 50 367 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 106 1,849 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC COM 571748102 49 431 SH   SOLE   0 0 0
3M CO COM 88579Y101 87 541 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101 272 5,881 SH   SOLE   0 0 0
XILINX INC COM 983919101 21 197 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,041 6,113 SH   SOLE   0 0 0
WASTE MGMT INC DEL COM 94106L109 4 37 SH   SOLE   0 0 0
NORFOLK SOUTHN CORP COM 655844108 21 97 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101 401 1,443 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 40 450 SH   SOLE   0 0 0
CSX CORP COM 126408103 674 8,675 SH   SOLE   0 0 0
APPLE INC COM 037833100 2,202 19,016 SH   SOLE   0 0 0
ALLSTATE CORP COM 020002101 95 1,010 SH   SOLE   0 0 0
SERVICE CORP INTL COM 817565104 11 270 SH   SOLE   0 0 0
UNIVERSAL DISPLAY CORP COM 91347P105 19 106 SH   SOLE   0 0 0
PPL CORP COM 69351T106 8 285 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 13,843 128,045 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103 19 206 SH   SOLE   0 0 0
AMERICAN EXPRESS CO COM 025816109 9 90 SH   SOLE   0 0 0
CANADIAN PAC RY LTD COM 13645T100 171 562 SH   SOLE   0 0 0
GENERAL MLS INC COM 370334104 142 2,302 SH   SOLE   0 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 20 246 SH   SOLE   0 0 0
GENERAL DYNAMICS CORP COM 369550108 23 165 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107 90 1,661 SH   SOLE   0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 72 1,661 SH   SOLE   0 0 0
NORTHROP GRUMMAN CORP COM 666807102 19 60 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 640 2 SH   SOLE   0 0 0
ALIGN TECHNOLOGY INC COM 016255101 65 200 SH   SOLE   0 0 0
NORTHWEST NAT HLDG CO COM 66765N105 44 961 SH   SOLE   0 0 0
NETFLIX INC COM 64110L106 11 22 SH   SOLE   0 0 0
D R HORTON INC COM 23331A109 168 2,227 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,040 76,574 SH   SOLE   0 0 0
AUTOZONE INC COM 053332102 26 22 SH   SOLE   0 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,503 42,956 SH   SOLE   0 0 0
CLOROX CO DEL COM 189054109 64 307 SH   SOLE   0 0 0
ESSENTIAL UTILS INC COM 29670G102 68 1,695 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104 95 1,220 SH   SOLE   0 0 0
TRAVELERS COMPANIES INC COM 89417E109 30 281 SH   SOLE   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101 141 1,731 SH   SOLE   0 0 0
DOVER CORP COM 260003108 16 148 SH   SOLE   0 0 0
METLIFE INC COM 59156R108 22 586 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 163 111 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107 194 1,094 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 24 229 SH   SOLE   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 9,273 52,612 SH   SOLE   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 110 992 SH   SOLE   0 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 3 4 SH   SOLE   0 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 93 2,004 SH   SOLE   0 0 0
BLACKROCK INC COM 09247X101 53 93 SH   SOLE   0 0 0
PILGRIMS PRIDE CORP COM 72147K108 8 513 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 20 128 SH   SOLE   0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 921 4,048 SH   SOLE   0 0 0
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 303 26,887 SH   SOLE   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 149 693 SH   SOLE   0 0 0
ISHARES TR MICRO-CAP ETF 464288869 591 6,538 SH   SOLE   0 0 0
LIGAND PHARMACEUTICALS INC COM NEW 53220K504 48 500 SH   SOLE   0 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 67 522 SH   SOLE   0 0 0
SPDR SER TR S&P DIVID ETF 78464A763 14,710 159,201 SH   SOLE   0 0 0
ANSYS INC COM 03662Q105 33 100 SH   SOLE   0 0 0
TEREX CORP NEW COM 880779103 2 89 SH   SOLE   0 0 0
BLACKROCK ENHANCED EQUITY DI COM 09251A104 293 40,050 SH   SOLE   0 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 46 4,432 SH   SOLE   0 0 0
M & T BK CORP COM 55261F104 7 74 SH   SOLE   0 0 0
ENBRIDGE INC COM 29250N105 26 905 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 293 940 SH   SOLE   0 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 25 575 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 52 155 SH   SOLE   0 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 118 1,787 SH   SOLE   0 0 0
DIGITAL RLTY TR INC COM 253868103 160 1,093 SH   SOLE   0 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 39 251 SH   SOLE   0 0 0
THOMSON REUTERS CORP. COM NEW 884903709 303 3,803 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 261 1,450 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 97 958 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,793 131,505 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 13 92 SH   SOLE   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 353 4,358 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 43 1,053 SH   SOLE   0 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 11 108 SH   SOLE   0 0 0
ISHARES TR CRE U S REIT ETF 464288521 183 4,193 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839 121 604 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109 172 2,297 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 323 21,905 SH   SOLE   0 0 0
SPDR SER TR WELLS FG PFD ETF 78464A292 34 777 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16 196 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,062 6,701 SH   SOLE   0 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 28 545 SH   SOLE   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 261 3,246 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 5,084 94,780 SH   SOLE   0 0 0
DUNKIN BRANDS GROUP INC COM 265504100 12 145 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12 213 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 33 1,185 SH   SOLE   0 0 0
FACEBOOK INC CL A 30303M102 62 237 SH   SOLE   0 0 0
ISHARES INC CORE MSCI EMKT 46434G103 19 364 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109 2,637 30,108 SH   SOLE   0 0 0
ZOETIS INC CL A 98978V103 28 169 SH   SOLE   0 0 0
ISHARES TR MSCI USA MMENTM 46432F396 9 62 SH   SOLE   0 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 90 863 SH   SOLE   0 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,149 15,930 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 13 467 SH   SOLE   0 0 0
ALLEGION PLC ORD SHS G0176J109 50 506 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107 97 66 SH   SOLE   0 0 0
ISHARES TR CORE DIV GRWTH 46434V621 59 1,476 SH   SOLE   0 0 0
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 11 1,136 SH   SOLE   0 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698 180 3,822 SH   SOLE   0 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,247 22,912 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 10 281 SH   SOLE   0 0 0
PROSHARES TR S&P MDCP 400 DIV 74347B680 516 9,726 SH   SOLE   0 0 0
SQUARE INC CL A 852234103 8 50 SH   SOLE   0 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 43 69 SH   SOLE   0 0 0
INGERSOLL RAND INC COM 45687V106 49 1,369 SH   SOLE   0 0 0
DUPONT DE NEMOURS INC COM 26614N102 29 527 SH   SOLE   0 0 0
RLJ LODGING TR CUM CONV PFD A 74965L200 31 1,358 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 176 2,970 SH   SOLE   0 0 0
ALLOGENE THERAPEUTICS INC COM 019770106 15 400 SH   SOLE   0 0 0
DELL TECHNOLOGIES INC CL C 24703L202 27 401 SH   SOLE   0 0 0
DOW INC COM 260557103 25 527 SH   SOLE   0 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 43 1,398 SH   SOLE   0 0 0
OTIS WORLDWIDE CORP COM 68902V107 44 701 SH   SOLE   0 0 0