The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   284 900 SH   SOLE 0 540 0 360
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,241 18,336 SH   SOLE 0 11,002 0 7,334
EATON CORP PLC SHS G29183103   315 1,838 SH   SOLE 0 1,103 0 735
CHUBB LIMITED COM H1467J104   2,612 13,449 SH   SOLE 0 8,069 0 5,380
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   4,434 47,226 SH   SOLE 0 28,336 0 18,890
ABBOTT LABS COM 002824100   786 7,766 SH   SOLE 0 4,660 0 3,106
ABBVIE INC COM 00287Y109   1,211 7,600 SH   SOLE 0 4,560 0 3,040
AIR PRODS & CHEMS INC COM 009158106   517 1,800 SH   SOLE 0 1,080 0 720
ALPHABET INC CAP STK CL C 02079K107   1,196 11,500 SH   SOLE 0 6,900 0 4,600
ALPHABET INC CAP STK CL A 02079K305   10,291 99,210 SH   SOLE 0 59,526 0 39,684
ALTRIA GROUP INC COM 02209S103   718 16,099 SH   SOLE 0 9,659 0 6,440
AMAZON COM INC COM 023135106   2,622 25,382 SH   SOLE 0 15,229 0 10,153
AMERICAN EXPRESS CO COM 025816109   388 2,353 SH   SOLE 0 1,412 0 941
ELEVANCE HEALTH INC COM 036752103   4,955 10,776 SH   SOLE 0 6,466 0 4,310
APPLE INC COM 037833100   16,296 98,822 SH   SOLE 0 59,293 0 39,529
APPLIED MATLS INC COM 038222105   383 3,115 SH   SOLE 0 1,869 0 1,246
BANK AMERICA CORP COM 060505104   7,039 246,122 SH   SOLE 0 147,673 0 98,449
BOEING CO COM 097023105   467 2,200 SH   SOLE 0 1,320 0 880
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   4,675 50,439 SH   SOLE 0 30,263 0 20,176
BRISTOL-MYERS SQUIBB CO COM 110122108   463 6,677 SH   SOLE 0 4,006 0 2,671
BROWN FORMAN CORP CL B 115637209   271 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103   371 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100   750 10,099 SH   SOLE 0 6,059 0 4,040
CAPITAL ONE FINL CORP COM 14040H105   935 9,725 SH   SOLE 0 5,835 0 3,890
CENTENE CORP DEL COM 15135B101   3,935 62,259 SH   SOLE 0 37,355 0 24,904
CITIGROUP INC COM NEW 172967424   3,832 81,721 SH   SOLE 0 49,033 0 32,688
COCA COLA CO COM 191216100   534 8,615 SH   SOLE 0 5,169 0 3,446
CONOCOPHILLIPS COM 20825C104   1,077 10,860 SH   SOLE 0 6,516 0 4,344
DISNEY WALT CO COM 254687106   790 7,894 SH   SOLE 0 4,736 0 3,158
DOCUSIGN INC COM 256163106   1,797 30,815 SH   SOLE 0 18,489 0 12,326
DOMINION ENERGY INC COM 25746U109   247 4,425 SH   SOLE 0 2,655 0 1,770
DUKE ENERGY CORP NEW COM NEW 26441C204   443 4,595 SH   SOLE 0 2,757 0 1,838
EXPEDIA GROUP INC COM NEW 30212P303   3,909 40,284 SH   SOLE 0 24,170 0 16,114
EXXON MOBIL CORP COM 30231G102   1,563 14,253 SH   SOLE 0 8,552 0 5,701
META PLATFORMS INC CL A 30303M102   7,532 35,539 SH   SOLE 0 21,323 0 14,216
FISERV INC COM 337738108   653 5,774 SH   SOLE 0 3,464 0 2,310
GENERAL MLS INC COM 370334104   342 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104   6,220 19,015 SH   SOLE 0 11,409 0 7,606
HOME DEPOT INC COM 437076102   4,799 16,262 SH   SOLE 0 9,757 0 6,505
HONEYWELL INTL INC COM 438516106   538 2,815 SH   SOLE 0 1,689 0 1,126
HUMANA INC COM 444859102   216 445 SH   SOLE 0 267 0 178
INFINERA CORP COM 45667G103   2,039 262,770 SH   SOLE 0 157,662 0 105,108
INTEL CORP COM 458140100   451 13,799 SH   SOLE 0 8,279 0 5,520
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357   275 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200   638 1,552 SH   SOLE 0 931 0 621
ISHARES TR CORE US AGGBD ET 464287226   431 4,321 SH   SOLE 0 2,593 0 1,728
JPMORGAN CHASE & CO COM 46625H100   1,099 8,435 SH   SOLE 0 5,061 0 3,374
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   927 18,422 SH   SOLE 0 11,053 0 7,369
JOHNSON & JOHNSON COM 478160104   1,395 8,998 SH   SOLE 0 5,399 0 3,599
L3HARRIS TECHNOLOGIES INC COM 502431109   314 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108   561 1,633 SH   SOLE 0 980 0 653
LOWES COS INC COM 548661107   1,643 8,217 SH   SOLE 0 4,930 0 3,287
MCDONALDS CORP COM 580135101   834 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105   887 8,335 SH   SOLE 0 5,001 0 3,334
METHANEX CORP COM 59151K108   4,831 103,823 SH   SOLE 0 62,294 0 41,529
MICROSOFT CORP COM 594918104   14,100 48,908 SH   SOLE 0 29,345 0 19,563
MONDELEZ INTL INC CL A 609207105   748 10,725 SH   SOLE 0 6,435 0 4,290
MOODYS CORP COM 615369105   1,411 4,611 SH   SOLE 0 2,767 0 1,844
MORGAN STANLEY COM NEW 617446448   6,453 73,502 SH   SOLE 0 44,101 0 29,401
NETFLIX INC COM 64110L106   2,992 8,661 SH   SOLE 0 5,197 0 3,464
NORFOLK SOUTHN CORP COM 655844108   725 3,422 SH   SOLE 0 2,053 0 1,369
PPG INDS INC COM 693506107   218 1,632 SH   SOLE 0 979 0 653
PAYCHEX INC COM 704326107   5,372 46,877 SH   SOLE 0 28,126 0 18,751
PAYPAL HLDGS INC COM 70450Y103   4,372 57,569 SH   SOLE 0 34,541 0 23,028
PEPSICO INC COM 713448108   1,887 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103   869 21,310 SH   SOLE 0 12,786 0 8,524
PHILIP MORRIS INTL INC COM 718172109   1,576 16,204 SH   SOLE 0 9,722 0 6,482
PHILLIPS 66 COM 718546104   627 6,186 SH   SOLE 0 3,712 0 2,474
PROCTER AND GAMBLE CO COM 742718109   1,368 9,200 SH   SOLE 0 5,520 0 3,680
REGIONS FINANCIAL CORP NEW COM 7591EP100   196 10,550 SH   SOLE 0 6,330 0 4,220
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,254 3,063 SH   SOLE 0 1,838 0 1,225
SALESFORCE INC COM 79466L302   4,152 20,783 SH   SOLE 0 12,470 0 8,313
SCHWAB CHARLES CORP COM 808513105   5,398 103,063 SH   SOLE 0 61,838 0 41,225
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,277 50,288 SH   SOLE 0 30,173 0 20,115
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,670 25,468 SH   SOLE 0 15,281 0 10,187
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   429 3,313 SH   SOLE 0 1,988 0 1,325
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   501 15,594 SH   SOLE 0 9,356 0 6,238
SNAP INC CL A 83304A106   1,845 164,595 SH   SOLE 0 98,757 0 65,838
SPLUNK INC COM 848637104   2,625 27,373 SH   SOLE 0 16,424 0 10,949
THERMO FISHER SCIENTIFIC INC COM 883556102   316 548 SH   SOLE 0 329 0 219
THOMSON REUTERS CORP. COM NEW 884903709   262 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101   220 2,090 SH   SOLE 0 1,254 0 836
TOAST INC CL A 888787108   2,979 167,806 SH   SOLE 0 100,684 0 67,122
UBER TECHNOLOGIES INC COM 90353T100   6,985 220,345 SH   SOLE 0 132,207 0 88,138
UNION PAC CORP COM 907818108   574 2,851 SH   SOLE 0 1,711 0 1,140
UNITEDHEALTH GROUP INC COM 91324P102   1,638 3,466 SH   SOLE 0 2,080 0 1,386
VALERO ENERGY CORP COM 91913Y100   6,288 45,042 SH   SOLE 0 27,025 0 18,017
VISA INC COM CL A 92826C839   1,185 5,257 SH   SOLE 0 3,154 0 2,103
WALMART INC COM 931142103   221 1,497 SH   SOLE 0 898 0 599
YUM BRANDS INC COM 988498101   209 1,585 SH   SOLE 0 951 0 634