The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   853 7,766 SH   SOLE 0 4,660 0 3,106
ABBVIE INC COM 00287Y109   1,277 7,900 SH   SOLE 0 4,740 0 3,160
AIR PRODS & CHEMS INC COM 009158106   555 1,800 SH   SOLE 0 1,080 0 720
ALPHABET INC CAP STK CL C 02079K107   1,020 11,500 SH   SOLE 0 6,900 0 4,600
ALPHABET INC CAP STK CL A 02079K305   8,846 100,256 SH   SOLE 0 60,154 0 40,102
ALTRIA GROUP INC COM 02209S103   736 16,099 SH   SOLE 0 9,659 0 6,440
AMAZON COM INC COM 023135106   467 5,557 SH   SOLE 0 3,334 0 2,223
AMERICAN EXPRESS CO COM 025816109   353 2,388 SH   SOLE 0 1,433 0 955
ELEVANCE HEALTH INC COM 036752103   5,694 11,100 SH   SOLE 0 6,660 0 4,440
APPLE INC COM 037833100   13,530 104,137 SH   SOLE 0 62,482 0 41,655
APPLIED MATLS INC COM 038222105   303 3,115 SH   SOLE 0 1,869 0 1,246
BANK AMERICA CORP COM 060505104   8,082 244,027 SH   SOLE 0 146,416 0 97,611
BOEING CO COM 097023105   430 2,255 SH   SOLE 0 1,353 0 902
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   5,203 49,784 SH   SOLE 0 29,870 0 19,914
BRISTOL-MYERS SQUIBB CO COM 110122108   473 6,577 SH   SOLE 0 3,946 0 2,631
BROWN FORMAN CORP CL B 115637209   277 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103   384 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100   973 10,439 SH   SOLE 0 6,263 0 4,176
CAPITAL ONE FINL CORP COM 14040H105   990 10,645 SH   SOLE 0 6,387 0 4,258
CENTENE CORP DEL COM 15135B101   5,120 62,434 SH   SOLE 0 37,460 0 24,974
CITIGROUP INC COM NEW 172967424   3,762 83,167 SH   SOLE 0 49,900 0 33,267
COCA COLA CO COM 191216100   548 8,615 SH   SOLE 0 5,169 0 3,446
CONOCOPHILLIPS COM 20825C104   1,287 10,910 SH   SOLE 0 6,546 0 4,364
DISNEY WALT CO COM 254687106   2,837 32,658 SH   SOLE 0 19,595 0 13,063
DOCUSIGN INC COM 256163106   1,716 30,960 SH   SOLE 0 18,576 0 12,384
DUKE ENERGY CORP NEW COM NEW 26441C204   473 4,595 SH   SOLE 0 2,757 0 1,838
EXPEDIA GROUP INC COM NEW 30212P303   3,107 35,473 SH   SOLE 0 21,284 0 14,189
EXXON MOBIL CORP COM 30231G102   1,594 14,453 SH   SOLE 0 8,672 0 5,781
META PLATFORMS INC CL A 30303M102   4,479 37,217 SH   SOLE 0 22,330 0 14,887
FISERV INC COM 337738108   675 6,682 SH   SOLE 0 4,009 0 2,673
GENERAL MLS INC COM 370334104   335 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104   6,710 19,540 SH   SOLE 0 11,724 0 7,816
HOME DEPOT INC COM 437076102   5,197 16,455 SH   SOLE 0 9,873 0 6,582
HONEYWELL INTL INC COM 438516106   659 3,075 SH   SOLE 0 1,845 0 1,230
HUMANA INC COM 444859102   228 445 SH   SOLE 0 267 0 178
INFINERA CORP COM 45667G103   1,741 258,349 SH   SOLE 0 155,009 0 103,340
INTEL CORP COM 458140100   377 14,249 SH   SOLE 0 8,549 0 5,700
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357   268 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200   595 1,549 SH   SOLE 0 929 0 620
ISHARES TR CORE US AGGBD ET 464287226   477 4,919 SH   SOLE 0 2,951 0 1,968
JPMORGAN CHASE & CO COM 46625H100   1,131 8,435 SH   SOLE 0 5,061 0 3,374
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,126 22,455 SH   SOLE 0 13,473 0 8,982
JOHNSON & JOHNSON COM 478160104   1,709 9,673 SH   SOLE 0 5,804 0 3,869
L3HARRIS TECHNOLOGIES INC COM 502431109   333 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108   597 1,633 SH   SOLE 0 980 0 653
LOWES COS INC COM 548661107   1,732 8,692 SH   SOLE 0 5,215 0 3,477
MCDONALDS CORP COM 580135101   786 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105   986 8,885 SH   SOLE 0 5,331 0 3,554
METHANEX CORP COM 59151K108   4,031 106,467 SH   SOLE 0 63,880 0 42,587
MICROSOFT CORP COM 594918104   12,219 50,950 SH   SOLE 0 30,570 0 20,380
MONDELEZ INTL INC CL A 609207105   715 10,725 SH   SOLE 0 6,435 0 4,290
MOODYS CORP COM 615369105   1,371 4,921 SH   SOLE 0 2,953 0 1,968
MORGAN STANLEY COM NEW 617446448   6,489 76,323 SH   SOLE 0 45,794 0 30,529
NETFLIX INC COM 64110L106   2,879 9,763 SH   SOLE 0 5,858 0 3,905
NORFOLK SOUTHN CORP COM 655844108   843 3,422 SH   SOLE 0 2,053 0 1,369
PPG INDS INC COM 693506107   205 1,632 SH   SOLE 0 979 0 653
PAYCHEX INC COM 704326107   5,456 47,217 SH   SOLE 0 28,330 0 18,887
PAYPAL HLDGS INC COM 70450Y103   4,157 58,370 SH   SOLE 0 35,022 0 23,348
PEPSICO INC COM 713448108   1,870 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103   1,092 21,310 SH   SOLE 0 12,786 0 8,524
PHILIP MORRIS INTL INC COM 718172109   1,640 16,204 SH   SOLE 0 9,722 0 6,482
PHILLIPS 66 COM 718546104   663 6,371 SH   SOLE 0 3,823 0 2,548
PROCTER AND GAMBLE CO COM 742718109   1,394 9,200 SH   SOLE 0 5,520 0 3,680
REGIONS FINANCIAL CORP NEW COM 7591EP100   238 11,050 SH   SOLE 0 6,630 0 4,420
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,444 3,775 SH   SOLE 0 2,265 0 1,510
SALESFORCE INC COM 79466L302   2,685 20,254 SH   SOLE 0 12,152 0 8,102
SCHWAB CHARLES CORP COM 808513105   8,184 98,297 SH   SOLE 0 58,978 0 39,319
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,025 54,440 SH   SOLE 0 32,664 0 21,776
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,819 27,559 SH   SOLE 0 16,535 0 11,024
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   241 1,772 SH   SOLE 0 1,063 0 709
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   422 12,335 SH   SOLE 0 7,401 0 4,934
SPLUNK INC COM 848637104   2,231 25,917 SH   SOLE 0 15,550 0 10,367
TARGET CORP COM 87612E106   224 1,505 SH   SOLE 0 903 0 602
THERMO FISHER SCIENTIFIC INC COM 883556102   291 528 SH   SOLE 0 317 0 211
THOMSON REUTERS CORP. COM NEW 884903709   230 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101   251 2,090 SH   SOLE 0 1,254 0 836
TOAST INC CL A 888787108   2,587 143,462 SH   SOLE 0 86,077 0 57,385
UBER TECHNOLOGIES INC COM 90353T100   5,713 231,021 SH   SOLE 0 138,613 0 92,408
UNION PAC CORP COM 907818108   590 2,851 SH   SOLE 0 1,711 0 1,140
UNITEDHEALTH GROUP INC COM 91324P102   1,925 3,631 SH   SOLE 0 2,179 0 1,452
VALERO ENERGY CORP COM 91913Y100   5,825 45,915 SH   SOLE 0 27,549 0 18,366
VISA INC COM CL A 92826C839   1,128 5,427 SH   SOLE 0 3,256 0 2,171
WALMART INC COM 931142103   219 1,547 SH   SOLE 0 928 0 619
YUM BRANDS INC COM 988498101   203 1,585 SH   SOLE 0 951 0 634
AON PLC SHS CL A G0403H108   270 900 SH   SOLE 0 540 0 360
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,913 18,410 SH   SOLE 0 11,046 0 7,364
EATON CORP PLC SHS G29183103   374 2,383 SH   SOLE 0 1,430 0 953
CHUBB LIMITED COM H1467J104   2,878 13,046 SH   SOLE 0 7,828 0 5,218
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   3,963 47,734 SH   SOLE 0 28,640 0 19,094