The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 241 900 SH   SOLE 0 540 0 360
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,617 17,944 SH   SOLE 0 10,766 0 7,178
EATON CORP PLC SHS G29183103 323 2,423 SH   SOLE 0 1,454 0 969
CHUBB LIMITED COM H1467J104 2,336 12,845 SH   SOLE 0 7,707 0 5,138
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,436 45,648 SH   SOLE 0 27,389 0 18,259
ABBOTT LABS COM 002824100 887 9,166 SH   SOLE 0 5,500 0 3,666
ABBVIE INC COM 00287Y109 1,186 8,835 SH   SOLE 0 5,301 0 3,534
AIR PRODS & CHEMS INC COM 009158106 419 1,800 SH   SOLE 0 1,080 0 720
ALPHABET INC CAP STK CL C 02079K107 1,106 11,500 SH   SOLE 0 6,900 0 4,600
ALPHABET INC CAP STK CL A 02079K305 9,468 98,982 SH   SOLE 0 59,389 0 39,593
ALTRIA GROUP INC COM 02209S103 650 16,099 SH   SOLE 0 9,659 0 6,440
AMAZON COM INC COM 023135106 632 5,590 SH   SOLE 0 3,354 0 2,236
AMERICAN EXPRESS CO COM 025816109 322 2,388 SH   SOLE 0 1,433 0 955
ELEVANCE HEALTH INC COM 036752103 4,892 10,770 SH   SOLE 0 6,462 0 4,308
APPLE INC COM 037833100 14,678 106,208 SH   SOLE 0 63,725 0 42,483
APPLIED MATLS INC COM 038222105 253 3,090 SH   SOLE 0 1,854 0 1,236
BK OF AMERICA CORP COM 060505104 7,427 245,911 SH   SOLE 0 147,547 0 98,364
BLACKROCK CR ALLOCATION INCO COM 092508100 107 11,257 SH   SOLE 0 6,754 0 4,503
BOEING CO COM 097023105 273 2,255 SH   SOLE 0 1,353 0 902
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 4,609 49,903 SH   SOLE 0 29,942 0 19,961
BRISTOL-MYERS SQUIBB CO COM 110122108 468 6,577 SH   SOLE 0 3,946 0 2,631
BROWN FORMAN CORP CL B 115637209 281 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103 330 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100 982 10,299 SH   SOLE 0 6,179 0 4,120
CAPITAL ONE FINL CORP COM 14040H105 1,147 12,445 SH   SOLE 0 7,467 0 4,978
CENTENE CORP DEL COM 15135B101 4,929 63,344 SH   SOLE 0 38,006 0 25,338
CITIGROUP INC COM NEW 172967424 3,570 85,684 SH   SOLE 0 51,410 0 34,274
COCA COLA CO COM 191216100 483 8,626 SH   SOLE 0 5,176 0 3,450
CONOCOPHILLIPS COM 20825C104 1,187 11,595 SH   SOLE 0 6,957 0 4,638
DISNEY WALT CO COM 254687106 3,219 34,125 SH   SOLE 0 20,475 0 13,650
DOCUSIGN INC COM 256163106 1,489 27,854 SH   SOLE 0 16,712 0 11,142
DUKE ENERGY CORP NEW COM NEW 26441C204 427 4,595 SH   SOLE 0 2,757 0 1,838
EXPEDIA GROUP INC COM NEW 30212P303 3,187 34,015 SH   SOLE 0 20,409 0 13,606
EXXON MOBIL CORP COM 30231G102 1,262 14,453 SH   SOLE 0 8,672 0 5,781
META PLATFORMS INC CL A 30303M102 4,765 35,120 SH   SOLE 0 21,072 0 14,048
FISERV INC COM 337738108 670 7,160 SH   SOLE 0 4,296 0 2,864
GENERAL MLS INC COM 370334104 306 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104 5,737 19,576 SH   SOLE 0 11,746 0 7,830
HOME DEPOT INC COM 437076102 4,613 16,718 SH   SOLE 0 10,031 0 6,687
HONEYWELL INTL INC COM 438516106 503 3,015 SH   SOLE 0 1,809 0 1,206
HUMANA INC COM 444859102 216 445 SH   SOLE 0 267 0 178
INFINERA CORP COM 45667G103 1,242 256,528 SH   SOLE 0 153,917 0 102,611
INTEL CORP COM 458140100 372 14,449 SH   SOLE 0 8,669 0 5,780
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 242 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200 555 1,548 SH   SOLE 0 929 0 619
ISHARES TR CORE US AGGBD ET 464287226 509 5,287 SH   SOLE 0 3,172 0 2,115
JPMORGAN CHASE & CO COM 46625H100 1,083 10,360 SH   SOLE 0 6,216 0 4,144
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,637 32,633 SH   SOLE 0 19,580 0 13,053
JOHNSON & JOHNSON COM 478160104 1,739 10,643 SH   SOLE 0 6,386 0 4,257
L3HARRIS TECHNOLOGIES INC COM 502431109 333 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108 571 1,766 SH   SOLE 0 1,060 0 706
LOWES COS INC COM 548661107 1,662 8,852 SH   SOLE 0 5,311 0 3,541
MCDONALDS CORP COM 580135101 688 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105 825 9,585 SH   SOLE 0 5,751 0 3,834
METHANEX CORP COM 59151K108 3,365 105,592 SH   SOLE 0 63,355 0 42,237
MICROSOFT CORP COM 594918104 11,937 51,253 SH   SOLE 0 30,752 0 20,501
MONDELEZ INTL INC CL A 609207105 588 10,725 SH   SOLE 0 6,435 0 4,290
MOODYS CORP COM 615369105 1,208 4,971 SH   SOLE 0 2,983 0 1,988
MORGAN STANLEY COM NEW 617446448 6,026 76,266 SH   SOLE 0 45,760 0 30,506
NETFLIX INC COM 64110L106 2,088 8,867 SH   SOLE 0 5,320 0 3,547
NOKIA CORP SPONSORED ADR 654902204 50 11,800 SH   SOLE 0 7,080 0 4,720
NORFOLK SOUTHN CORP COM 655844108 717 3,422 SH   SOLE 0 2,053 0 1,369
PAYCHEX INC COM 704326107 5,202 46,358 SH   SOLE 0 27,815 0 18,543
PAYPAL HLDGS INC COM 70450Y103 4,959 57,616 SH   SOLE 0 34,570 0 23,046
PEPSICO INC COM 713448108 1,690 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103 933 21,310 SH   SOLE 0 12,786 0 8,524
PHILIP MORRIS INTL INC COM 718172109 1,353 16,304 SH   SOLE 0 9,782 0 6,522
PHILLIPS 66 COM 718546104 591 7,321 SH   SOLE 0 4,393 0 2,928
PROCTER AND GAMBLE CO COM 742718109 1,187 9,400 SH   SOLE 0 5,640 0 3,760
REGIONS FINANCIAL CORP NEW COM 7591EP100 295 14,675 SH   SOLE 0 8,805 0 5,870
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,302 3,646 SH   SOLE 0 2,188 0 1,458
SALESFORCE INC COM 79466L302 2,834 19,703 SH   SOLE 0 11,822 0 7,881
SCHWAB CHARLES CORP COM 808513105 7,171 99,778 SH   SOLE 0 59,867 0 39,911
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,840 50,885 SH   SOLE 0 30,531 0 20,354
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,541 26,338 SH   SOLE 0 15,803 0 10,535
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 218 1,802 SH   SOLE 0 1,081 0 721
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 373 12,282 SH   SOLE 0 7,369 0 4,913
SPLUNK INC COM 848637104 1,887 25,093 SH   SOLE 0 15,056 0 10,037
TARGET CORP COM 87612E106 223 1,505 SH   SOLE 0 903 0 602
TEMPUR SEALY INTL INC COM 88023U101 1,025 42,460 SH   SOLE 0 25,476 0 16,984
THERMO FISHER SCIENTIFIC INC COM 883556102 258 508 SH   SOLE 0 305 0 203
THOMSON REUTERS CORP. COM NEW 884903709 207 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101 231 2,090 SH   SOLE 0 1,254 0 836
TOAST INC CL A 888787108 2,267 135,575 SH   SOLE 0 81,345 0 54,230
UBER TECHNOLOGIES INC COM 90353T100 6,127 231,221 SH   SOLE 0 138,733 0 92,488
UNION PAC CORP COM 907818108 565 2,898 SH   SOLE 0 1,739 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102 1,974 3,908 SH   SOLE 0 2,345 0 1,563
VALERO ENERGY CORP COM 91913Y100 5,010 46,888 SH   SOLE 0 28,133 0 18,755
VISA INC COM CL A 92826C839 1,025 5,767 SH   SOLE 0 3,460 0 2,307
WALMART INC COM 931142103 278 2,147 SH   SOLE 0 1,288 0 859