The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 243 900 SH   SOLE 0 540 0 360
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,099 18,366 SH   SOLE 0 11,020 0 7,346
EATON CORP PLC SHS G29183103 286 2,273 SH   SOLE 0 1,364 0 909
CHUBB LIMITED COM H1467J104 2,526 12,850 SH   SOLE 0 7,710 0 5,140
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 4,018 45,939 SH   SOLE 0 27,563 0 18,376
ABBVIE INC COM 00287Y109 1,368 8,935 SH   SOLE 0 5,361 0 3,574
ALPHABET INC CAP STK CL C 02079K107 1,258 575 SH   SOLE 0 345 0 230
ALPHABET INC CAP STK CL A 02079K305 11,214 5,146 SH   SOLE 0 3,088 0 2,058
ALTRIA GROUP INC COM 02209S103 672 16,099 SH   SOLE 0 9,659 0 6,440
BRISTOL-MYERS SQUIBB CO COM 110122108 598 7,760 SH   SOLE 0 4,656 0 3,104
BROWN FORMAN CORP CL B 115637209 296 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103 360 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100 954 10,299 SH   SOLE 0 6,179 0 4,120
CAPITAL ONE FINL CORP COM 14040H105 1,375 13,195 SH   SOLE 0 7,917 0 5,278
CENTENE CORP DEL COM 15135B101 5,597 66,150 SH   SOLE 0 39,690 0 26,460
CITIGROUP INC COM NEW 172967424 4,029 87,607 SH   SOLE 0 52,564 0 35,043
COCA COLA CO COM 191216100 547 8,701 SH   SOLE 0 5,221 0 3,480
CONOCOPHILLIPS COM 20825C104 1,008 11,220 SH   SOLE 0 6,732 0 4,488
DISNEY WALT CO COM 254687106 3,194 33,839 SH   SOLE 0 20,303 0 13,536
DOCUSIGN INC COM 256163106 1,424 24,818 SH   SOLE 0 14,891 0 9,927
DUKE ENERGY CORP NEW COM NEW 26441C204 493 4,595 SH   SOLE 0 2,757 0 1,838
EXPEDIA GROUP INC COM NEW 30212P303 3,296 34,758 SH   SOLE 0 20,855 0 13,903
EXXON MOBIL CORP COM 30231G102 623 7,278 SH   SOLE 0 4,367 0 2,911
META PLATFORMS INC CL A 30303M102 5,684 35,251 SH   SOLE 0 21,151 0 14,100
FISERV INC COM 337738108 658 7,393 SH   SOLE 0 4,436 0 2,957
GENERAL MLS INC COM 370334104 302 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104 5,995 20,184 SH   SOLE 0 12,110 0 8,074
HOME DEPOT INC COM 437076102 4,609 16,806 SH   SOLE 0 10,084 0 6,722
HONEYWELL INTL INC COM 438516106 552 3,175 SH   SOLE 0 1,905 0 1,270
HUMANA INC COM 444859102 208 445 SH   SOLE 0 267 0 178
INFINERA CORP COM 45667G103 1,450 270,458 SH   SOLE 0 162,275 0 108,183
INTEL CORP COM 458140100 539 14,399 SH   SOLE 0 8,639 0 5,760
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 255 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200 587 1,548 SH   SOLE 0 929 0 619
ISHARES TR CORE US AGGBD ET 464287226 540 5,312 SH   SOLE 0 3,187 0 2,125
JPMORGAN CHASE & CO COM 46625H100 1,202 10,675 SH   SOLE 0 6,405 0 4,270
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,710 34,148 SH   SOLE 0 20,489 0 13,659
JOHNSON & JOHNSON COM 478160104 1,914 10,783 SH   SOLE 0 6,470 0 4,313
L3HARRIS TECHNOLOGIES INC COM 502431109 387 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108 573 1,766 SH   SOLE 0 1,060 0 706
LOWES COS INC COM 548661107 1,620 9,277 SH   SOLE 0 5,566 0 3,711
MCDONALDS CORP COM 580135101 736 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105 801 8,785 SH   SOLE 0 5,271 0 3,514
METHANEX CORP COM 59151K108 4,178 109,289 SH   SOLE 0 65,573 0 43,716
MICROSOFT CORP COM 594918104 13,652 53,155 SH   SOLE 0 31,893 0 21,262
MONDELEZ INTL INC CL A 609207105 666 10,725 SH   SOLE 0 6,435 0 4,290
MOODYS CORP COM 615369105 1,420 5,221 SH   SOLE 0 3,133 0 2,088
MORGAN STANLEY COM NEW 617446448 5,961 78,374 SH   SOLE 0 47,024 0 31,350
NETFLIX INC COM 64110L106 1,564 8,943 SH   SOLE 0 5,366 0 3,577
NOKIA CORP SPONSORED ADR 654902204 54 11,800 SH   SOLE 0 7,080 0 4,720
NORFOLK SOUTHN CORP COM 655844108 778 3,422 SH   SOLE 0 2,053 0 1,369
PAYCHEX INC COM 704326107 5,458 47,936 SH   SOLE 0 28,762 0 19,174
PAYPAL HLDGS INC COM 70450Y103 4,055 58,065 SH   SOLE 0 34,839 0 23,226
PEPSICO INC COM 713448108 1,725 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103 1,117 21,310 SH   SOLE 0 12,786 0 8,524
PHILIP MORRIS INTL INC COM 718172109 1,610 16,304 SH   SOLE 0 9,782 0 6,522
PHILLIPS 66 COM 718546104 603 7,356 SH   SOLE 0 4,414 0 2,942
PROCTER AND GAMBLE CO COM 742718109 1,352 9,400 SH   SOLE 0 5,640 0 3,760
REGIONS FINANCIAL CORP NEW COM 7591EP100 275 14,675 SH   SOLE 0 8,805 0 5,870
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,418 3,758 SH   SOLE 0 2,255 0 1,503
SALESFORCE INC COM 79466L302 3,235 19,604 SH   SOLE 0 11,762 0 7,842
SCHWAB CHARLES CORP COM 808513105 6,407 101,401 SH   SOLE 0 60,841 0 40,560
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,876 49,592 SH   SOLE 0 29,755 0 19,837
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,611 25,803 SH   SOLE 0 15,482 0 10,321
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 232 1,809 SH   SOLE 0 1,086 0 723
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 382 12,133 SH   SOLE 0 7,280 0 4,853
SPLUNK INC COM 848637104 2,217 25,066 SH   SOLE 0 15,040 0 10,026
TEMPUR SEALY INTL INC COM 88023U101 892 41,760 SH   SOLE 0 25,056 0 16,704
THERMO FISHER SCIENTIFIC INC COM 883556102 268 493 SH   SOLE 0 296 0 197
THOMSON REUTERS CORP. COM NEW 884903709 210 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101 216 1,670 SH   SOLE 0 1,002 0 668
TOAST INC CL A 888787108 1,694 130,918 SH   SOLE 0 78,551 0 52,367
UBER TECHNOLOGIES INC COM 90353T100 4,718 230,607 SH   SOLE 0 138,364 0 92,243
UNION PAC CORP COM 907818108 618 2,898 SH   SOLE 0 1,739 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102 2,059 4,008 SH   SOLE 0 2,405 0 1,603
VALERO ENERGY CORP COM 91913Y100 5,239 49,298 SH   SOLE 0 29,579 0 19,719
VISA INC COM CL A 92826C839 1,342 6,817 SH   SOLE 0 4,090 0 2,727
WALMART INC COM 931142103 267 2,197 SH   SOLE 0 1,318 0 879