The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 341 1,135 SH   SOLE 0 681 0 454
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,568 18,255 SH   SOLE 0 10,953 0 7,302
EATON CORP PLC SHS G29183103 302 1,748 SH   SOLE 0 1,049 0 699
CHUBB LIMITED COM H1467J104 2,613 13,515 SH   SOLE 0 8,109 0 5,406
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 4,200 45,533 SH   SOLE 0 27,320 0 18,213
ABBOTT LABS COM 002824100 1,374 9,766 SH   SOLE 0 5,860 0 3,906
ABBVIE INC COM 00287Y109 1,285 9,490 SH   SOLE 0 5,694 0 3,796
AIR PRODS & CHEMS INC COM 009158106 548 1,800 SH   SOLE 0 1,080 0 720
ALPHABET INC CAP STK CL C 02079K107 2,138 739 SH   SOLE 0 443 0 296
ALPHABET INC CAP STK CL A 02079K305 15,189 5,243 SH   SOLE 0 3,146 0 2,097
ALTRIA GROUP INC COM 02209S103 763 16,099 SH   SOLE 0 9,659 0 6,440
AMAZON COM INC COM 023135106 900 270 SH   SOLE 0 162 0 108
AMERICAN EXPRESS CO COM 025816109 394 2,408 SH   SOLE 0 1,445 0 963
ANTHEM INC COM 036752103 6,586 14,208 SH   SOLE 0 8,525 0 5,683
APPLE INC COM 037833100 21,085 118,742 SH   SOLE 0 71,245 0 47,497
APPLIED MATLS INC COM 038222105 484 3,075 SH   SOLE 0 1,845 0 1,230
ARES CAPITAL CORP COM 04010L103 205 9,697 SH   SOLE 0 5,818 0 3,879
BK OF AMERICA CORP COM 060505104 11,503 258,545 SH   SOLE 0 155,127 0 103,418
BLACKROCK CR ALLOCATION INCO COM 092508100 199 13,230 SH   SOLE 0 7,938 0 5,292
BOEING CO COM 097023105 561 2,786 SH   SOLE 0 1,672 0 1,114
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 4,054 47,810 SH   SOLE 0 28,686 0 19,124
BRISTOL-MYERS SQUIBB CO COM 110122108 552 8,860 SH   SOLE 0 5,316 0 3,544
BROWN FORMAN CORP CL B 115637209 307 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103 466 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100 1,277 12,374 SH   SOLE 0 7,424 0 4,950
CAPITAL ONE FINL CORP COM 14040H105 2,031 14,000 SH   SOLE 0 8,400 0 5,600
CARLYLE GROUP INC COM 14316J108 313 5,700 SH   SOLE 0 3,420 0 2,280
CENTENE CORP DEL COM 15135B101 6,685 81,133 SH   SOLE 0 48,680 0 32,453
CITIGROUP INC COM NEW 172967424 5,082 84,157 SH   SOLE 0 50,494 0 33,663
CITIZENS FINL GROUP INC COM 174610105 323 6,845 SH   SOLE 0 4,107 0 2,738
COCA COLA CO COM 191216100 515 8,701 SH   SOLE 0 5,221 0 3,480
COMCAST CORP NEW CL A 20030N101 260 5,156 SH   SOLE 0 3,094 0 2,062
CONOCOPHILLIPS COM 20825C104 836 11,585 SH   SOLE 0 6,951 0 4,634
DISNEY WALT CO COM 254687106 4,443 28,687 SH   SOLE 0 17,212 0 11,475
DOLLAR TREE INC COM 256746108 3,857 27,445 SH   SOLE 0 16,467 0 10,978
DUKE ENERGY CORP NEW COM NEW 26441C204 351 3,345 SH   SOLE 0 2,007 0 1,338
EXPEDIA GROUP INC COM NEW 30212P303 5,661 31,323 SH   SOLE 0 18,794 0 12,529
EXXON MOBIL CORP COM 30231G102 445 7,278 SH   SOLE 0 4,367 0 2,911
META PLATFORMS INC CL A 30303M102 10,296 30,610 SH   SOLE 0 18,366 0 12,244
FISERV INC COM 337738108 911 8,774 SH   SOLE 0 5,264 0 3,510
GENERAL MLS INC COM 370334104 270 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104 7,108 18,580 SH   SOLE 0 11,148 0 7,432
HOME DEPOT INC COM 437076102 6,993 16,849 SH   SOLE 0 10,109 0 6,740
HONEYWELL INTL INC COM 438516106 903 4,331 SH   SOLE 0 2,599 0 1,732
HUMANA INC COM 444859102 223 480 SH   SOLE 0 288 0 192
INFINERA CORP COM 45667G103 1,998 208,328 SH   SOLE 0 124,997 0 83,331
INTEL CORP COM 458140100 747 14,499 SH   SOLE 0 8,699 0 5,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 309 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200 791 1,658 SH   SOLE 0 995 0 663
ISHARES TR CORE US AGGBD ET 464287226 563 4,931 SH   SOLE 0 2,959 0 1,972
JPMORGAN CHASE & CO COM 46625H100 1,724 10,890 SH   SOLE 0 6,534 0 4,356
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,915 37,932 SH   SOLE 0 22,759 0 15,173
JOHNSON & JOHNSON COM 478160104 2,033 11,883 SH   SOLE 0 7,130 0 4,753
L3HARRIS TECHNOLOGIES INC COM 502431109 341 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108 492 1,781 SH   SOLE 0 1,069 0 712
LOWES COS INC COM 548661107 2,656 10,277 SH   SOLE 0 6,166 0 4,111
MCDONALDS CORP COM 580135101 799 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105 675 8,810 SH   SOLE 0 5,286 0 3,524
METHANEX CORP COM 59151K108 4,714 119,184 SH   SOLE 0 71,510 0 47,674
MICROSOFT CORP COM 594918104 18,005 53,535 SH   SOLE 0 32,121 0 21,414
MONDELEZ INTL INC CL A 609207105 739 11,140 SH   SOLE 0 6,684 0 4,456
MOODYS CORP COM 615369105 2,089 5,349 SH   SOLE 0 3,209 0 2,140
MORGAN STANLEY COM NEW 617446448 7,676 78,197 SH   SOLE 0 46,918 0 31,279
NIKE INC CL B 654106103 252 1,514 SH   SOLE 0 908 0 606
NOKIA CORP SPONSORED ADR 654902204 78 12,600 SH   SOLE 0 7,560 0 5,040
NORFOLK SOUTHN CORP COM 655844108 1,063 3,572 SH   SOLE 0 2,143 0 1,429
ONEOK INC NEW COM 682680103 411 7,000 SH   SOLE 0 4,200 0 2,800
ORACLE CORP COM 68389X105 891 10,220 SH   SOLE 0 6,132 0 4,088
PPG INDS INC COM 693506107 281 1,632 SH   SOLE 0 979 0 653
PAYCHEX INC COM 704326107 6,621 48,508 SH   SOLE 0 29,105 0 19,403
PAYPAL HLDGS INC COM 70450Y103 7,310 38,761 SH   SOLE 0 23,257 0 15,504
PEPSICO INC COM 713448108 1,798 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103 1,255 21,260 SH   SOLE 0 12,756 0 8,504
PHILIP MORRIS INTL INC COM 718172109 1,549 16,304 SH   SOLE 0 9,782 0 6,522
PHILLIPS 66 COM 718546104 440 6,066 SH   SOLE 0 3,640 0 2,426
PROCTER AND GAMBLE CO COM 742718109 1,767 10,800 SH   SOLE 0 6,480 0 4,320
REGIONS FINANCIAL CORP NEW COM 7591EP100 326 14,975 SH   SOLE 0 8,985 0 5,990
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,891 3,981 SH   SOLE 0 2,389 0 1,592
SALESFORCE COM INC COM 79466L302 203 800 SH   SOLE 0 480 0 320
SANDERSON FARMS INC COM 800013104 1,056 5,529 SH   SOLE 0 3,317 0 2,212
SCHWAB CHARLES CORP COM 808513105 8,738 103,906 SH   SOLE 0 62,344 0 41,562
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,036 18,542 SH   SOLE 0 11,125 0 7,417
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,840 25,133 SH   SOLE 0 15,080 0 10,053
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 745 5,289 SH   SOLE 0 3,174 0 2,115
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 561 14,356 SH   SOLE 0 8,613 0 5,743
SPLUNK INC COM 848637104 2,232 19,285 SH   SOLE 0 11,571 0 7,714
TARGET CORP COM 87612E106 316 1,365 SH   SOLE 0 819 0 546
TEMPUR SEALY INTL INC COM 88023U101 1,906 40,520 SH   SOLE 0 24,312 0 16,208
THERMO FISHER SCIENTIFIC INC COM 883556102 246 368 SH   SOLE 0 221 0 147
THOMSON REUTERS CORP. COM NEW 884903709 241 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101 297 1,670 SH   SOLE 0 1,002 0 668
UBER TECHNOLOGIES INC COM 90353T100 5,937 141,600 SH   SOLE 0 84,960 0 56,640
UNION PAC CORP COM 907818108 730 2,898 SH   SOLE 0 1,739 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102 2,212 4,406 SH   SOLE 0 2,644 0 1,762
VALERO ENERGY CORP COM 91913Y100 4,747 63,198 SH   SOLE 0 37,919 0 25,279
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 248 2,675 SH   SOLE 0 1,605 0 1,070
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 240 941 SH   SOLE 0 565 0 376
VISA INC COM CL A 92826C839 1,628 7,512 SH   SOLE 0 4,507 0 3,005
WALMART INC COM 931142103 318 2,197 SH   SOLE 0 1,318 0 879
WELLS FARGO CO NEW COM 949746101 205 4,263 SH   SOLE 0 2,558 0 1,705
YUM BRANDS INC COM 988498101 220 1,585 SH   SOLE 0 951 0 634