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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income attributable to FB Financial Corporation and noncontrolling interest $ 65,653 $ 78,157
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of fixed assets and software 8,820 8,957
Amortization of core deposit and other intangibles 3,366 2,260
Amortization of subordinated debt issuance costs and fair value premium, net 556 290
Capitalization of mortgage servicing rights (2,498) (4,067)
Net change in fair value of mortgage servicing rights 14,696 11,219
Stock-based compensation expense 11,567 7,261
Provision for credit losses on loans HFI 30,761 7,648
Provision for (reversal of) credit losses on unfunded commitments 11,285 (2,728)
Provision for mortgage loan repurchases 233 200
Accretion of discounts and premiums on acquired loans, net (6,965) (538)
(Accretion) amortization of premiums and discounts on securities, net (2,183) 2,787
Loss from investment securities, net 60,521 56,378
Originations of loans held for sale (1,012,802) (913,315)
Proceeds from sale of loans held for sale 989,777 911,650
Gain on sale and change in fair value of loans held for sale (28,780) (26,008)
Net loss on write-downs of premises and equipment, other real estate owned and other assets 1,035 5
Provision for deferred income taxes (4,910) (3,895)
Equity method investment loss 1,733 0
Earnings on bank-owned life insurance (1,589) (3,296)
Changes in:    
Operating lease assets and liabilities, net (432) (1,110)
Other assets and interest receivable (8,585) (12,170)
Accrued expenses and other liabilities (28,210) 4,985
Net cash provided by operating activities 103,049 124,670
Activity in available-for-sale securities:    
Sales 266,894 526,076
Maturities, prepayments and calls 217,865 224,070
Purchases (289,601) (823,976)
Proceeds from sales of equity securities 1,345 0
Net change in loans (432,487) (73,631)
Net purchases of FHLB stock (6)  
Net redemptions of FHLB stock   1,331
Purchases of premises and equipment (7,215) (4,977)
Proceeds from the sale of premises and equipment 1,850 489
Proceeds from the sale of other real estate owned 5,071 1,846
Purchase of equity method securities 0 (10,000)
Proceeds from the sale of other assets 841 898
Proceeds from bank-owned life insurance 690 7,272
Net cash acquired in business combinations 370,147 0
Net cash provided by (used in) investing activities 135,394 (150,602)
Cash flows from financing activities:    
Net increase in deposits 133,991 423,427
Net increase (decrease) in securities sold under agreements to repurchase and federal funds purchased 93,987 (89,056)
Repayment of Bank Term Funding Program borrowings 0 (130,000)
Redemptions on subordinated debt (130,930) 0
Stock-based compensation withholding payments (2,787) (1,787)
Net proceeds from sale of common stock under employee stock purchase program 897 882
Repurchase of common stock (68,013) (12,699)
Dividends paid on common stock (27,729) (23,847)
Dividend equivalent payments made upon vesting of equity compensation (306) (162)
Noncontrolling interest distribution (8) (8)
Net cash (used in) provided by financing activities (898) 166,750
Net change in cash and cash equivalents 237,545 140,818
Cash and cash equivalents at beginning of the period 1,042,488 810,932
Cash and cash equivalents at end of the period 1,280,033 951,750
Supplemental cash flow information:    
Interest paid 240,014 229,275
Taxes paid, net 12,393 34,173
Supplemental noncash disclosures:    
Transfers from loans HFI to other real estate owned 5,272 2,400
Transfers from loans HFI to other assets 4,534 3,316
Transfers from loans HFI to loans held for sale 5,306 167
Transfers from loans held for sale to loans HFI 7,481 1,850
Loans HFI provided for sales of other assets 2,074 924
(Decrease) increase in rebooked GNMA loans under optional repurchase program (9,697) 9,308
Stock consideration paid in business combination 368,028 0
Trade date payable - securities 25,036 0
Trade date receivable - securities 0 365
Dividends declared not paid on restricted stock units and performance stock units 309 279
Right-of-use assets obtained in exchange for operating lease liabilities $ 6,404 $ 3,925