Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 154,286	$ 120,153
Federal funds sold and reverse repurchase agreements	283,451	125,825
Interest-bearing deposits in financial institutions	842,296	796,510
Cash and cash equivalents	1,280,033	1,042,488
Investments:
Available-for-sale debt securities, at fair value	1,426,951	1,538,008
Equity securities, at fair value	1,450	0
Restricted equity securities, at cost	36,231	32,749
Loans held for sale (includes $145,789 and $95,403 at fair value, respectively)	167,449	126,760
Loans held for investment	12,297,600	9,602,384
Less: allowance for credit losses on loans HFI	184,993	151,942
Net loans held for investment	12,112,607	9,450,442
Premises and equipment, net	183,595	148,899
Operating lease right-of-use assets	51,035	47,963
Interest receivable	60,755	49,611
Mortgage servicing rights, at fair value	149,840	162,038
Bank-owned life insurance	113,374	72,504
Other real estate owned, net	4,466	4,409
Goodwill	350,353	242,561
Core deposit and other intangibles, net	33,216	5,762
Other assets	265,104	233,288
Total assets	16,236,459	13,157,482
Deposits
Noninterest-bearing	2,690,635	2,116,232
Interest-bearing checking	2,458,625	2,906,425
Money market and savings	5,968,094	4,338,483
Customer time deposits	2,206,790	1,380,205
Brokered and internet time deposits	488,811	469,089
Total deposits	13,812,955	11,210,434
Borrowings	213,638	176,789
Operating lease liabilities	62,664	60,024
Accrued expenses and other liabilities	169,066	142,604
Total liabilities	14,258,323	11,589,851
SHAREHOLDERS’ EQUITY
Common stock, $1 par value per share; 75,000,000 shares authorized; 53,456,522 and 46,663,120 shares issued and outstanding, respectively	53,457	46,663
Additional paid-in capital	1,163,164	860,266
Retained earnings	799,900	762,293
Accumulated other comprehensive loss, net	(38,478)	(101,684)
Total FB Financial Corporation common shareholders’ equity	1,978,043	1,567,538
Noncontrolling interest	93	93
Total equity	1,978,136	1,567,631
Total liabilities and shareholders’ equity	$ 16,236,459	$ 13,157,482