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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income attributable to FB Financial Corporation and noncontrolling interest $ 39,361 $ 27,950
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of fixed assets and software 2,767 2,841
Amortization of core deposit and other intangibles 656 789
Amortization of issuance costs on subordinated debt 97 96
Capitalization of mortgage servicing rights (421) (1,131)
Net change in fair value of mortgage servicing rights 6,080 (294)
Stock-based compensation expense 4,831 2,820
Provision for credit losses on loans HFI 1,906 1,852
Provision for (reversal of) credit losses on unfunded commitments 386 (1,070)
Provision for mortgage loan repurchases 18 50
Accretion of discounts and premiums on acquired loans, net (2) (387)
(Accretion) amortization of premiums and discounts on securities, net (609) 1,356
(Gain) loss from investment securities, net (16) 16,213
Originations of loans held for sale (271,383) (258,352)
Proceeds from sale of loans held for sale 229,175 251,548
Gain on sale and change in fair value of loans held for sale (8,418) (8,279)
Net loss (gain) on write-downs of premises and equipment, other real estate owned and other assets 625 (565)
Provision for deferred income taxes 5,100 207
Equity method investment loss 495 0
Earnings on bank-owned life insurance (446) (431)
Changes in:    
Operating lease assets and liabilities, net (268) (207)
Other assets and interest receivable 12,314 (665)
Accrued expenses and other liabilities (38,706) 1,927
Net cash (used in) provided by operating activities (16,458) 36,268
Activity in available-for-sale securities:    
Sales 0 207,882
Maturities, prepayments and calls 74,860 66,627
Purchases (103,731) (281,579)
Net change in loans (174,919) 117,904
Net sales of FHLB stock 515 242
Purchases of premises and equipment (1,663) (1,620)
Proceeds from the sale of premises and equipment 1,831 137
Proceeds from the sale of other real estate owned 2,668 389
Proceeds from the sale of other assets 243 161
Proceeds from bank-owned life insurance 550 0
Net cash (used in) provided by investing activities (199,646) 110,143
Cash flows from financing activities:    
Net decrease in deposits (8,436) (47,856)
Net decrease in securities sold under agreements to repurchase and federal funds purchased (3,712) (30,535)
Stock-based compensation withholding payments (1,062) (626)
Net proceeds from sale of common stock under employee stock purchase program 424 399
Repurchase of common stock (9,892) 0
Dividends paid on common stock (8,865) (7,965)
Dividend equivalent payments made upon vesting of equity compensation (135) (30)
Net cash used in financing activities (31,678) (86,613)
Net change in cash and cash equivalents (247,782) 59,798
Cash and cash equivalents at beginning of the period 1,042,488 810,932
Cash and cash equivalents at end of the period 794,706 870,730
Supplemental cash flow information:    
Interest paid 77,434 74,943
Taxes (refunded) paid, net (8,761) 277
Supplemental noncash disclosures:    
Transfers from loans to other real estate owned 2,067 753
Transfers from loans to other assets 1,471 1,031
Transfers from loans to loans held for sale 968 167
Transfers from loans held for sale to loans 1,379 40
Loans provided for sales of other assets 675 65
Decrease in rebooked GNMA loans under optional repurchase program (4,205) (353)
Dividends declared not paid on restricted stock units and performance stock units 104 87
Right-of-use assets obtained in exchange for operating lease liabilities $ 301 $ 0