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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Interest and fees on loans $ 153,185 $ 155,606
Interest on investment securities    
Taxable 14,471 9,105
Tax-exempt 1,033 1,442
Other 11,017 9,975
Total interest income 179,706 176,128
Interest expense:    
Deposits 70,249 72,625
Borrowings 1,816 4,013
Total interest expense 72,065 76,638
Net interest income 107,641 99,490
Provision for credit losses on loans HFI 1,906 1,852
Provision for (reversal of) credit losses on unfunded commitments 386 (1,070)
Net interest income after provision for credit losses 105,349 98,708
Noninterest income:    
Gain (loss) from investment securities, net 16 (16,213)
(Loss) gain on sales or write-downs of premises and equipment, other real estate owned and other assets, net (625) 565
Other income 1,348 1,710
Total noninterest income 23,032 7,962
Noninterest expenses:    
Salaries, commissions and employee benefits 48,351 44,618
Occupancy and equipment expense 6,597 6,614
Advertising 2,487 1,171
Data processing 2,313 2,408
Legal and professional fees 1,992 1,919
Amortization of core deposit and other intangibles 656 789
Merger and integration costs 401 0
Other expense 16,752 14,901
Total noninterest expense 79,549 72,420
Income before income taxes 48,832 34,250
Income tax expense 9,471 6,300
Net income applicable to FB Financial Corporation and noncontrolling interest 39,361 27,950
Net income applicable to noncontrolling interest 0 0
Net income applicable to FB Financial Corporation $ 39,361 $ 27,950
Earnings per common share:    
Basic (in dollars per share) $ 0.84 $ 0.60
Diluted (in dollars per share) $ 0.84 $ 0.59
Mortgage banking income    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 12,426 $ 12,585
Investment services and trust income    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 3,711 3,230
Service charges on deposit accounts    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 3,479 3,141
ATM and interchange fees    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 2,677 $ 2,944