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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income:      
Interest and fees on loans $ 626,402 $ 599,195 $ 436,363
Interest on investment securities      
Taxable 50,057 27,257 25,469
Tax-exempt 4,749 7,153 7,332
Other 44,330 44,805 12,258
Total interest income 725,538 678,410 481,422
Interest expense:      
Deposits 296,345 258,819 56,642
Borrowings 12,690 12,374 12,545
Total interest expense 309,035 271,193 69,187
Net interest income 416,503 407,217 412,235
Provision for credit losses on loans HFI 14,667 16,738 10,393
(Reversal of) provision for credit losses on unfunded commitments (2,663) (14,199) 8,589
Net interest income after provision for credit losses 404,499 404,678 393,253
Noninterest income:      
Loss from investment securities, net (56,378) (13,973) (376)
Loss on sales or write-downs of premises and equipment, other real estate owned and other assets, net (2,167) (27) (265)
Other income 12,091 6,095 5,213
Total noninterest income 39,070 70,543 114,667
Noninterest expenses:      
Salaries, commissions and employee benefits 183,813 203,441 211,491
Occupancy and equipment expense 26,250 28,148 23,562
Data processing 9,642 9,230 9,315
Legal and professional fees 7,679 8,890 15,028
Advertising 7,007 8,267 11,208
Amortization of core deposit and other intangibles 2,947 3,659 4,585
Mortgage restructuring expense 0 0 12,458
Other expense 59,561 63,294 60,699
Total noninterest expense 296,899 324,929 348,346
Income before income taxes 146,670 150,292 159,574
Income tax expense 30,619 30,052 35,003
Net income applicable to FB Financial Corporation and noncontrolling interest 116,051 120,240 124,571
Net income applicable to noncontrolling interest 16 16 16
Net income applicable to FB Financial Corporation $ 116,035 $ 120,224 $ 124,555
Earnings per common share:      
Basic (in dollars per share) $ 2.48 $ 2.57 $ 2.64
Diluted (in dollars per share) $ 2.48 $ 2.57 $ 2.64
Mortgage banking income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 46,634 $ 44,692 $ 73,580
Investment services and trust income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 14,191 11,320 8,866
Service charges on deposit accounts      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 13,234 12,154 12,049
ATM and interchange fees      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 11,465 $ 10,282 $ 15,600