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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest income:      
Interest and fees on loans $ 599,195 $ 436,363 $ 359,262
Interest on investment securities      
Taxable 27,257 25,469 15,186
Tax-exempt 7,153 7,332 7,657
Other 44,805 12,258 2,893
Total interest income 678,410 481,422 384,998
Interest expense:      
Deposits 258,819 56,642 30,189
Borrowings 12,374 12,545 7,439
Total interest expense 271,193 69,187 37,628
Net interest income 407,217 412,235 347,370
Provision for (reversal of) credit losses on loans HFI 16,738 10,393 (38,995)
(Reversal of) provision for credit losses on unfunded commitments (14,199) 8,589 (1,998)
Net interest income after provision for (reversal of) credit losses 404,678 393,253 388,363
Noninterest income:      
(Loss) gain from investment securities, net (13,973) (376) 324
(Loss) gain on sales or write-downs of other real estate owned and other assets (27) (265) 2,827
Other income 6,095 5,213 19,047
Total noninterest income 70,543 114,667 228,255
Noninterest expenses:      
Salaries, commissions and employee benefits 203,441 211,491 248,318
Occupancy and equipment expense 28,148 23,562 22,733
Data processing 9,230 9,315 9,987
Legal and professional fees 8,890 15,028 9,161
Advertising 8,267 11,208 13,921
Amortization of core deposit and other intangibles 3,659 4,585 5,473
Mortgage restructuring expense 0 12,458 0
Other expense 63,294 60,699 63,974
Total noninterest expense 324,929 348,346 373,567
Income before income taxes 150,292 159,574 243,051
Income tax expense 30,052 35,003 52,750
Net income applicable to FB Financial Corporation and noncontrolling interest 120,240 124,571 190,301
Net income applicable to noncontrolling interest 16 16 16
Net income applicable to FB Financial Corporation $ 120,224 $ 124,555 $ 190,285
Earnings per common share:      
Basic (in dollars per share) $ 2.57 $ 2.64 $ 4.01
Diluted (in dollars per share) $ 2.57 $ 2.64 $ 3.97
Mortgage banking income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 44,692 $ 73,580 $ 167,565
Service charges on deposit accounts      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 12,154 12,049 10,034
Investment services and trust income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees 11,320 8,866 8,558
ATM and interchange fees      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, investment services and trust income, ATM and interchange fees $ 10,282 $ 15,600 $ 19,900