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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest income:    
Interest and fees on loans $ 140,356 $ 86,864
Interest on securities    
Taxable 6,570 5,420
Tax-exempt 1,804 1,866
Other 10,750 977
Total interest income 159,480 95,127
Interest expense:    
Interest (expense) income on deposits 52,863 5,462
Interest (expense) income on borrowings 2,957 1,483
Total interest expense 55,820 6,945
Net interest income 103,660 88,182
Provision for credit losses 4,997 (6,129)
Provision for credit losses on unfunded commitments (4,506) 1,882
Net interest income after provisions for credit losses 103,169 92,429
Noninterest income:    
Gain (loss) from securities, net 69 (152)
Loss on sales or write-downs of other real estate owned and other assets (183) (434)
Other income 3,550 2,314
Total noninterest income 23,349 41,392
Noninterest expenses:    
Salaries, commissions and employee benefits 48,788 59,443
Occupancy and equipment expense 5,909 5,403
Legal and professional fees 3,108 2,607
Data processing 2,113 2,481
Amortization of core deposit and other intangibles 990 1,244
Advertising 2,133 4,033
Other expense 17,399 14,061
Total noninterest expense 80,440 89,272
Income before income taxes 46,078 44,549
Income tax expense 9,697 9,313
Net income applicable to FB Financial Corporation and noncontrolling interest 36,381 35,236
Net income applicable to noncontrolling interest 0 0
Net income applicable to FB Financial Corporation $ 36,381 $ 35,236
Earnings per common share    
Basic (in dollars per share) $ 0.78 $ 0.74
Diluted (in dollars per share) $ 0.78 $ 0.74
Mortgage banking income    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 12,086 $ 29,531
Service charges on deposit accounts    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 3,053 2,914
ATM and interchange fees    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 2,396 5,087
Investment services and trust income    
Noninterest income:    
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 2,378 $ 2,132