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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest income:      
Interest and fees on loans $ 436,363 $ 359,262 $ 294,596
Interest on securities      
Taxable 25,469 15,186 10,267
Tax-exempt 7,332 7,657 7,076
Other 12,258 2,893 2,705
Total interest income 481,422 384,998 314,644
Interest expense:      
Interest expense on deposits 56,642 30,189 42,859
Interest expense on borrowings 12,545 7,439 6,127
Total interest expense 69,187 37,628 48,986
Net interest income 412,235 347,370 265,658
Provision for credit losses 10,393 (38,995) 94,606
Provision for credit losses on unfunded commitments 8,589 (1,998) 13,361
Net interest income after provisions for credit losses 393,253 388,363 157,691
Noninterest income:      
(Loss) gain from securities, net (376) 324 1,631
(Loss) gain on sales or write-downs of other real estate owned (114) 2,504 (1,491)
(Loss) gain from other assets (151) 323 (90)
Other income 5,213 19,047 15,322
Total noninterest income 114,667 228,255 301,855
Noninterest expenses:      
Salaries, commissions and employee benefits 211,491 248,318 233,768
Occupancy and equipment expense 23,562 22,733 18,979
Legal and professional fees 15,028 9,161 7,654
Data processing 9,315 9,987 11,390
Merger costs 0 0 34,879
Amortization of core deposit and other intangibles 4,585 5,473 5,323
Advertising 11,208 13,921 10,062
Mortgage restructuring expense 12,458 0 0
Other expense 60,699 63,974 55,030
Total noninterest expense 348,346 373,567 377,085
Income before income taxes 159,574 243,051 82,461
Income tax expense 35,003 52,750 18,832
Net income applicable to FB Financial Corporation and noncontrolling interest 124,571 190,301 63,629
Net income applicable to noncontrolling interest 16 16 8
Net income applicable to FB Financial Corporation $ 124,555 $ 190,285 $ 63,621
Earnings per common share      
Basic (in dollars per share) $ 2.64 $ 4.01 $ 1.69
Diluted (in dollars per share) $ 2.64 $ 3.97 $ 1.67
Mortgage banking income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 73,580 $ 167,565 $ 255,328
Service charges on deposit accounts      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 12,049 10,034 9,160
ATM and interchange fees      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 15,600 19,900 14,915
Investment services and trust income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 8,866 $ 8,558 $ 7,080