XML 49 R40.htm IDEA: XBRL DOCUMENT v3.20.1
Minimum capital requirements (Tables)
 3 Months Ended
Mar. 31, 2020
Banking and Thrift [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
Actual and required capital amounts and ratios are presented below at period-end.
 
 
 
Actual
 
 
For capital adequacy purposes
 
 
Minimum Capital
adequacy with
capital buffer
 
 
To be well capitalized
under prompt corrective
action provisions
 
 
 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

March 31, 2020
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
688,396

 
12.5
%
 
$
440,573

 
8.0
%
 
$
578,253

 
10.5
%
 
N/A

 
N/A

FirstBank
 
696,625

 
12.7
%
 
438,819

 
8.0
%
 
575,950

 
10.5
%
 
$
548,524

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
636,922

 
11.6
%
 
$
329,442

 
6.0
%
 
$
466,710

 
8.5
%
 
N/A

 
N/A

FirstBank
 
645,151

 
11.7
%
 
330,847

 
6.0
%
 
468,699

 
8.5
%
 
$
441,129

 
8.0
%
Tier 1 Capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
636,922

 
10.3
%
 
$
247,348

 
4.0
%
 
N/A

 
N/A

 
N/A

 
N/A

FirstBank
 
645,151

 
10.4
%
 
248,135

 
4.0
%
 
N/A

 
N/A

 
$
310,169

 
5.0
%
Common Equity Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
606,922

 
11.0
%
 
$
248,286

 
4.5
%
 
$
386,223

 
7.0
%
 
N/A

 
N/A

FirstBank
 
645,151

 
11.7
%
 
248,135

 
4.5
%
 
385,988

 
7.0
%
 
$
358,417

 
6.5
%
 
 
Actual
 
 
For capital adequacy purposes
 
 
Minimum Capital
adequacy with
capital buffer
 
 
To be well capitalized
under prompt corrective
action provisions
 
 
 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
633,549

 
12.2
%
 
$
415,442

 
8.0
%
 
$
545,268

 
10.5
%
 
N/A

 
N/A

FirstBank
 
623,432

 
12.1
%
 
412,186

 
8.0
%
 
540,995

 
10.5
%
 
$
515,233

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
602,410

 
11.6
%
 
$
311,591

 
6.0
%
 
$
441,421

 
8.5
%
 
N/A

 
N/A

FirstBank
 
592,293

 
11.5
%
 
309,022

 
6.0
%
 
437,782

 
8.5
%
 
$
412,030

 
8.0
%
Tier 1 Capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
602,410

 
10.1
%
 
$
238,578

 
4.0
%
 
N/A

 
N/A

 
N/A

 
N/A

FirstBank
 
592,293

 
9.9
%
 
239,310

 
4.0
%
 
N/A

 
N/A

 
$
299,138

 
5.0
%
Common Equity Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
572,410

 
11.1
%
 
$
232,058

 
4.5
%
 
$
360,979

 
7.0
%
 
N/A

 
N/A

FirstBank
 
592,293

 
11.5
%
 
231,767

 
4.5
%
 
360,526

 
7.0
%
 
$
334,774

 
6.5
%