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Loans and allowance for loan losses (Tables)
 9 Months Ended
Sep. 30, 2019
Receivables [Abstract]  
Loans Outstanding by Major Lending Classification
Loans outstanding at September 30, 2019 and December 31, 2018, by major lending classification are as follows:
 
 
September 30,

 
December 31,

 
 
2019

 
2018

Commercial and industrial
 
$
997,921

 
$
867,083

Construction
 
537,784

 
556,051

Residential real estate:
 
 
 
 
1-to-4 family mortgage
 
710,077

 
555,815

Residential line of credit
 
215,493

 
190,480

Multi-family mortgage
 
80,352

 
75,457

Commercial real estate:
 
 
 
 
Owner occupied
 
620,635

 
493,524

Non-owner occupied
 
914,502

 
700,248

Consumer and other
 
268,580

 
228,853

Gross loans
 
4,345,344

 
3,667,511

Less: Allowance for loan losses
 
(31,464
)
 
(28,932
)
Net loans
 
$
4,313,880

 
$
3,638,579
Schedule of Changes Value of Accretable Yield of PCI Loans
The following table presents changes in the value of the accretable yield for PCI loans for the periods indicated.
 
 
Three Months Ended September 30,
 
 
Nine Months Ended September 30,
 
 
 
2019

 
2018

 
2019

 
2018

Balance at the beginning of period
 
$
(14,862
)
 
$
(20,169
)
 
$
(16,587
)
 
$
(17,682
)
Additions through the branch acquisition of Atlantic Capital Bank
 
—

 
—

 
(1,167
)
 
—

Principal reductions and other reclassifications from nonaccretable difference
 
(150
)
 
(84
)
 
100

 
(3,536
)
Accretion
 
1,583

 
2,103

 
5,471

 
6,943

Changes in expected cash flows
 
110

 
6

 
(1,136
)
 
(3,869
)
Balance at end of period
 
$
(13,319
)
 
$
(18,144
)
 
$
(13,319
)
 
$
(18,144
)
Allowance for Loan Losses by Portfolio Segment and Related Investment in Loans Net of Unearned Interest
The following provides the changes in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2019 and 2018:
 
 
Commercial
and industrial

 
Construction

 
1-to-4
family
residential
mortgage

 
Residential
line of credit

 
Multi-
family
residential
mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Three Months Ended September 30, 2019
Beginning balance -
June 30, 2019
 
$
4,923

 
$
9,655

 
$
3,288

 
$
755

 
$
617

 
$
3,512

 
$
4,478

 
$
2,910

 
$
30,138

Provision for loan losses
 
234

 
186

 
18

 
67

 
(43
)
 
194

 
461

 
714

 
1,831

Recoveries of loans
previously charged-off
 
16

 
1

 
25

 
75

 
—

 
3

 
—

 
92

 
212

Loans charged off
 
(3
)
 
—

 
—

 
(170
)
 
—

 
—

 
(12
)
 
(532
)
 
(717
)
Ending balance -
September 30, 2019
 
$
5,170

 
$
9,842

 
$
3,331

 
$
727

 
$
574

 
$
3,709

 
$
4,927

 
$
3,184

 
$
31,464

Nine Months Ended September 30, 2019
Beginning balance - December 31, 2018
 
$
5,348

 
$
9,729

 
$
3,428

 
$
811

 
$
566

 
$
3,132

 
$
4,149

 
$
1,769

 
$
28,932

Provision for loan losses
 
17

 
105

 
(77
)
 
100

 
8

 
482

 
790

 
2,678

 
4,103

Recoveries of loans previously charged-off
 
66

 
8

 
62

 
121

 
—

 
95

 
—

 
435

 
787

Loans charged off
 
(261
)
 
—

 
(82
)
 
(305
)
 
—

 
—

 
(12
)
 
(1,698
)
 
(2,358
)
Ending balance - September 30, 2019
 
$
5,170

 
$
9,842

 
$
3,331

 
$
727

 
$
574

 
$
3,709

 
$
4,927

 
$
3,184

 
$
31,464

 
 
 
Commercial
and industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Three Months Ended September 30, 2018
Beginning balance -
June 30, 2018
 
$
4,747

 
$
9,023

 
$
3,378

 
$
795

 
$
391

 
$
3,290

 
$
3,272

 
$
1,451

 
$
26,347

Provision for loan losses
 
847

 
(754
)
 
47

 
25

 
292

 
236

 
639

 
486

 
1,818

Recoveries of loans
previously charged-off
 
104

 
13

 
99

 
31

 
—

 
10

 
—

 
103

 
360

Loans charged off
 
(333
)
 
(14
)
 
(4
)
 
(13
)
 
—

 
(55
)
 
—

 
(498
)
 
(917
)
Ending balance -
September 30, 2018
 
$
5,365

 
$
8,268

 
$
3,520

 
$
838

 
$
683

 
$
3,481

 
$
3,911

 
$
1,542

 
$
27,608

Nine Months Ended September 30, 2018
 

Beginning balance - December 31, 2017
 
$
4,461

 
$
7,135

 
$
3,197

 
$
944

 
$
434

 
$
3,558

 
$
2,817

 
$
1,495

 
$
24,041

Provision for loan losses
 
1,088

 
35

 
235

 
(175
)
 
249

 
(163
)
 
1,043

 
886

 
3,198

Recoveries of loans previously charged-off
 
374

 
1,127

 
157

 
102

 
—

 
141

 
51

 
416

 
2,368

Loans charged off
 
(558
)
 
(29
)
 
(69
)
 
(33
)
 
—

 
(55
)
 
—

 
(1,255
)
 
(1,999
)
Ending balance -
September 30, 2018
 
$
5,365

 
$
8,268

 
$
3,520

 
$
838

 
$
683

 
$
3,481

 
$
3,911

 
$
1,542

 
$
27,608

 
Allocation of Allowance for Loan Losses by Loan Category Broken Out Between Loans Individually and Collectively Evaluated for Impairment
The following tables provides the allocation of the allowance for loan losses by loan category broken out between loans individually evaluated for impairment, loans collectively evaluated for impairment and loans acquired with deteriorated credit quality as of September 30, 2019 and December 31, 2018:
 
 
September 30, 2019
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Amount of allowance allocated to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
13

 
$
—

 
$
11

 
$
—

 
$
—

 
$
52

 
$
405

 
$
254

 
$
735

Collectively evaluated for impairment
 
5,064

 
9,796

 
3,173

 
727

 
574

 
3,641

 
4,225

 
1,967

 
29,167

Acquired with deteriorated credit quality
 
93

 
46

 
147

 
—

 
—

 
16

 
297

 
963

 
1,562

Ending balance - September 30, 2019
 
$
5,170

 
$
9,842

 
$
3,331

 
$
727

 
$
574

 
$
3,709

 
$
4,927

 
$
3,184

 
$
31,464

 
 
December 31, 2018
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Amount of allowance allocated to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
3

 
$
—

 
$
7

 
$
—

 
$
—

 
$
53

 
$
205

 
$
—

 
$
268

Collectively evaluated for impairment
 
5,247

 
9,677

 
3,205

 
811

 
566

 
3,066

 
3,628

 
1,583

 
27,783

Acquired with deteriorated credit quality
 
98

 
52

 
216

 
—

 
—

 
13

 
316

 
186

 
881

Ending balance - December 31, 2018
 
$
5,348

 
$
9,729

 
$
3,428

 
$
811

 
$
566

 
$
3,132

 
$
4,149

 
$
1,769

 
$
28,932

 
Amount of Loans by Loan Category Broken Between Loans Individually and Collectively Evaluated for Impairment
The following tables provides the amount of loans by loan category broken between loans individually evaluated for impairment, loans collectively evaluated for impairment and loans acquired with deteriorated credit quality as of September 30, 2019 and December 31, 2018:
 
 
September 30, 2019
 
 
 
Commercial
and 
 industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer and other

 
Total

Loans, net of unearned income
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
3,834

 
$
2,061

 
$
1,346

 
$
245

 
$
—

 
$
2,476

 
$
7,846

 
$
459

 
$
18,267

Collectively evaluated for impairment
 
992,463

 
532,521

 
687,748

 
215,175

 
80,352

 
612,112

 
894,468

 
249,169

 
4,264,008

Acquired with deteriorated credit quality
 
1,624

 
3,202

 
20,983

 
73

 
—

 
6,047

 
12,188

 
18,952

 
63,069

Ending balance - September 30, 2019
 
$
997,921

 
$
537,784

 
$
710,077

 
$
215,493

 
$
80,352

 
$
620,635

 
$
914,502

 
$
268,580

 
$
4,345,344

 
 
 
December 31, 2018
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Loans, net of unearned income
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated
for impairment
 
$
1,847

 
$
1,221

 
$
987

 
$
245

 
$
—

 
$
2,608

 
$
6,735

 
$
73

 
$
13,716

Collectively evaluated
for impairment
 
863,788

 
549,075

 
535,451

 
190,235

 
75,457

 
484,900

 
677,247

 
208,643

 
3,584,796

Acquired with deteriorated credit quality
 
1,448

 
5,755

 
19,377

 
—

 
—

 
6,016

 
16,266

 
20,137

 
68,999

Ending balance - December 31, 2018
 
$
867,083

 
$
556,051

 
$
555,815

 
$
190,480

 
$
75,457

 
$
493,524

 
$
700,248

 
$
228,853

 
$
3,667,511
Credit Quality Indicators by Portfolio Class
The following tables show credit quality indicators by portfolio class at September 30, 2019 and December 31, 2018:
September 30, 2019
 
Pass

 
Watch

 
Substandard

 
Total

Loans, excluding purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
930,094

 
$
49,209

 
$
16,994

 
$
996,297

Construction
 
528,358

 
4,074

 
2,150

 
534,582

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
666,942

 
8,254

 
13,898

 
689,094

Residential line of credit
 
212,556

 
1,171

 
1,693

 
215,420

Multi-family mortgage
 
80,285

 
67

 
—

 
80,352

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
574,582

 
25,962

 
14,044

 
614,588

Non-owner occupied
 
868,007

 
25,597

 
8,710

 
902,314

Consumer and other
 
243,495

 
3,315

 
2,818

 
249,628

Total loans, excluding purchased credit impaired loans
 
$
4,104,319

 
$
117,649

 
$
60,307

 
$
4,282,275

Purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
—

 
$
1,023

 
$
601

 
$
1,624

Construction
 
—

 
2,994

 
208

 
3,202

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
—

 
16,540

 
4,443

 
20,983

Residential line of credit
 
—

 
—

 
73

 
73

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
—

 
4,244

 
1,803

 
6,047

Non-owner occupied
 
—

 
5,620

 
6,568

 
12,188

Consumer and other
 
—

 
14,074

 
4,878

 
18,952

Total purchased credit impaired loans
 
$
—

 
$
44,495

 
$
18,574

 
$
63,069

Total loans
 
$
4,104,319

 
$
162,144

 
$
78,881

 
$
4,345,344

December 31, 2018
 
Pass

 
Watch

 
Substandard

 
Total

Loans, excluding purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
804,447

 
$
52,624

 
$
8,564

 
$
865,635

Construction
 
543,953

 
5,012

 
1,331

 
550,296

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
519,541

 
8,697

 
8,200

 
536,438

Residential line of credit
 
186,753

 
1,039

 
2,688

 
190,480

Multi-family mortgage
 
75,381

 
76

 
—

 
75,457

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
456,694

 
16,765

 
14,049

 
487,508

Non-owner occupied
 
667,447

 
8,881

 
7,654

 
683,982

Consumer and other
 
204,279

 
2,763

 
1,674

 
208,716

Total loans, excluding purchased credit impaired loans
 
$
3,458,495

 
$
95,857

 
$
44,160

 
$
3,598,512

Purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
—

 
$
964

 
$
484

 
$
1,448

Construction
 
—

 
3,229

 
2,526

 
5,755

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
—

 
14,681

 
4,696

 
19,377

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
—

 
4,110

 
1,906

 
6,016

Non-owner occupied
 
—

 
8,266

 
8,000

 
16,266

Consumer and other
 
—

 
15,422

 
4,715

 
20,137

Total purchased credit impaired loans
 
$
—

 
$
46,672

 
$
22,327

 
$
68,999

Total loans
 
$
3,458,495

 
$
142,529

 
$
66,487

 
$
3,667,511
Past Due Loans
The following tables provide the period-end amounts of loans that are past due thirty to eighty-nine days, past due ninety or more days and still accruing interest, loans not accruing interest and loans current on payments accruing interest by category at September 30, 2019 and December 31, 2018:
September 30, 2019
 
30-89 days
past due

 
90 days or more
and accruing
interest

 
Non-accrual
loans

 
Purchased Credit Impaired loans

 
Loans current
on payments
and accruing
interest

 
Total

Commercial and industrial
 
$
3,892

 
$
4

 
$
383

 
$
1,624

 
$
992,018

 
$
997,921

Construction
 
327

 
—

 
1,107

 
3,202

 
533,148

 
537,784

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
5,552

 
1,316

 
7,260

 
20,983

 
674,966

 
710,077

Residential line of credit
 
475

 
298

 
421

 
73

 
214,226

 
215,493

Multi-family mortgage
 
—

 
—

 
—

 
—

 
80,352

 
80,352

Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
 
153

 
—

 
1,274

 
6,047

 
613,161

 
620,635

Non-owner occupied
 
2,605

 
5

 
6,596

 
12,188

 
893,108

 
914,502

Consumer and other
 
2,446

 
829

 
870

 
18,952

 
245,483

 
268,580

Total
 
$
15,450

 
$
2,452

 
$
17,911

 
$
63,069

 
$
4,246,462

 
$
4,345,344

 
December 31, 2018
 
30-89 days
past due

 
90 days or more
and accruing
interest

 
Non-accrual
loans

 
Purchased Credit Impaired loans

 
Loans current
on payments
and accruing
interest

 
Total

Commercial and industrial
 
$
999

 
$
65

 
$
438

 
$
1,448

 
$
864,133

 
$
867,083

Construction
 
109

 
—

 
283

 
5,755

 
549,904

 
556,051

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
4,919

 
737

 
2,704

 
19,377

 
528,078

 
555,815

Residential line of credit
 
726

 
957

 
804

 
—

 
187,993

 
190,480

Multi-family mortgage
 
—

 
—

 
—

 
—

 
75,457

 
75,457

Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
 
407

 
197

 
2,423

 
6,016

 
484,481

 
493,524

Non-owner occupied
 
61

 
77

 
6,885

 
16,266

 
676,959

 
700,248

Consumer and other
 
1,987

 
1,008

 
148

 
20,137

 
205,573

 
228,853

Total
 
$
9,208

 
$
3,041

 
$
13,685

 
$
68,999

 
$
3,572,578

 
$
3,667,511
Impaired Loans Recognized
Average recorded investment and interest income on a cash basis recognized during the three and nine months ended September 30, 2019 and 2018 on impaired loans, segregated by class, were as follows:
 
 
Three Months Ended
 
 
Nine Months Ended
 
September 30, 2019
 
Average recorded investment

 
Interest income recognized (cash basis)

 
Average recorded investment

 
Interest income recognized (cash basis)

With a related allowance recorded:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
3,109

 
$
51

 
$
1,850

 
$
156

Construction
 
—

 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
265

 
2

 
205

 
13

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
184

 
4

 
371

 
10

Non-owner occupied
 
6,143

 
56

 
6,241

 
90

Consumer and other
 
447

 
—

 
198

 
19

Total
 
$
10,148

 
$
113

 
$
8,865

 
$
288

With no related allowance recorded:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
766

 
$
11

 
$
991

 
$
36

Construction
 
1,639

 
90

 
1,641

 
142

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
835

 
24

 
962

 
50

Residential line of credit
 
427

 
—

 
245

 
2

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
2,045

 
41

 
2,171

 
103

Non-owner occupied
 
1,050

 
—

 
1,050

 
—

Consumer and other
 
66

 
2

 
69

 
5

Total
 
$
6,828

 
$
168

 
$
7,129

 
$
338

Total impaired loans
 
$
16,976

 
$
281

 
$
15,994

 
$
626

September 30, 2018
 

 

 

 

With a related allowance recorded:
 

 

 

 

Commercial and industrial
 
$
922

 
$
81

 
$
872

 
$
84

Residential real estate:
 

 

 

 

1-to-4 family mortgage
 
186

 
2

 
189

 
7

Commercial real estate:
 

 

 

 

Owner occupied
 
661

 
7

 
706

 
34

Non-owner occupied
 
—

 
—

 
72

 
2

Total
 
$
1,769

 
$
90

 
$
1,839

 
$
127

With no related allowance recorded:
 

 

 

 

Commercial and industrial
 
$
1,983

 
$
21

 
$
1,729

 
$
80

Construction
 
1,279

 
35

 
1,283

 
70

Residential real estate:
 

 

 

 

1-to-4 family mortgage
 
1,313

 
15

 
1,189

 
60

Residential line of credit
 
127

 
8

 
127

 
8

Multi-family mortgage
 
569

 
2

 
583

 
26

Commercial real estate:
 

 

 

 

Owner occupied
 
1,490

 
27

 
1,572

 
87

Non-owner occupied
 
1,049

 
—

 
1,313

 
7

Consumer and other
 
54

 
1

 
53

 
2

Total
 
$
7,864

 
$
109

 
$
7,849

 
$
340

Total impaired loans
 
$
9,633

 
$
199

 
$
9,688

 
$
467

Impaired loans recognized in conformity with ASC 310 at September 30, 2019 and December 31, 2018, segregated by class, were as follows:
September 30, 2019
 
Recorded
investment

 
Unpaid
principal

 
Related
allowance

With a related allowance recorded:
 
 
 
 
 
 
Commercial and industrial
 
$
3,081

 
$
3,081

 
$
13

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
264

 
324

 
11

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
182

 
220

 
52

Non-owner occupied
 
6,796

 
6,831

 
405

Consumer and other
 
395

 
395

 
254

Total
 
$
10,718

 
$
10,851

 
$
735

With no related allowance recorded
 
 
 
 
 
 
Commercial and industrial
 
$
753

 
$
898

 
$
—

Construction
 
2,061

 
2,484

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
1,082

 
1,400

 
—

Residential line of credit
 
245

 
262

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
2,294

 
3,437

 
—

Non-owner occupied
 
1,050

 
1,781

 
—

Consumer and other
 
64

 
64

 
—

Total
 
$
7,549

 
$
10,326

 
$
—

Total impaired loans
 
$
18,267

 
$
21,177

 
$
735

December 31, 2018
 
Recorded
investment

 
Unpaid
principal

 
Related
allowance

With a related allowance recorded:
 
 
 
 
 
 
Commercial and industrial
 
$
618

 
$
732

 
$
3

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
145

 
145

 
7

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
560

 
641

 
53

Non-owner occupied
 
5,686

 
5,686

 
205

Total
 
$
7,009

 
$
7,204

 
$
268

With no related allowance recorded:
 
 

 
 

 
 

Commercial and industrial
 
$
1,229

 
$
1,281

 
$
—

Construction
 
1,221

 
1,262

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
842

 
1,151

 
—

Residential line of credit
 
245

 
249

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
2,048

 
2,780

 
—

Non-owner occupied
 
1,049

 
1,781

 
—

Consumer and other
 
73

 
73

 
—

Total
 
$
6,707

 
$
8,577

 
$
—

Total impaired loans
 
$
13,716

 
$
15,781

 
$
268
Financial Effect of TDRs
The following tables present the financial effect of TDRs recorded during the periods indicated.
Three Months Ended September 30, 2019
 
Number of loans
 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
1
 
$
16

 
$
16

 
$
—

Construction
 
1
 
1,070

 
1,070

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
1
 
927

 
927

 
—

Non-owner occupied
 
1
 
1,366

 
1,366

 
106

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
1
 
128

 
128

 
—

Total
 
5
 
$
3,507

 
$
3,507

 
$
106


Three Months Ended September 30, 2018
 
Number of loans
 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial real estate:
 
 
 
 

 
 

 
 

Owner occupied
 
1
 
$
143

 
$
143

 
$
—

Consumer and other
 
4
 
55

 
55

 
—

Total
 
5
 
$
198

 
$
198

 
$
—


Nine Months Ended September 30, 2019
 
Number of loans

 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
3

 
$
3,204

 
$
3,204

 
$
—

Construction
 
1

 
1,070

 
1,070

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
1

 
927

 
927

 
—

Non-owner occupied
 
1

 
1,366

 
1,366

 
106

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
1

 
128

 
128

 
—

Total
 
7

 
$
6,695

 
$
6,695

 
$
106

Nine Months Ended September 30, 2018
 
Number of loans
 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
2
 
$
887

 
$
887

 
$
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
1
 
143

 
143

 
—

Residential real estate:
 
 
 
 
 
 
 
 
1-4 family mortgage
 
1
 
249

 
249

 
—

Consumer and other
 
5
 
61

 
61

 
—

Total
 
9
 
$
1,340

 
$
1,340

 
$
—