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Loans and allowance for loan losses (Tables)
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Loans Outstanding by Major Lending Classification
Loans outstanding at June 30, 2019 and December 31, 2018, by major lending classification are as follows:
 
 
June 30,

 
December 31,

 
 
2019

 
2018

Commercial and industrial
 
$
989,288

 
$
867,083

Construction
 
525,954

 
556,051

Residential real estate:
 
 
 
 
1-to-4 family mortgage
 
688,984

 
555,815

Residential line of credit
 
218,006

 
190,480

Multi-family mortgage
 
82,945

 
75,457

Commercial real estate:
 
 
 
 
Owner occupied
 
602,723

 
493,524

Non-owner occupied
 
922,150

 
700,248

Consumer and other
 
259,466

 
228,853

Gross loans
 
4,289,516

 
3,667,511

Less: Allowance for loan losses
 
(30,138
)
 
(28,932
)
Net loans
 
$
4,259,378

 
$
3,638,579
Schedule of Changes Value of Accretable Yield of PCI Loans
The following table presents changes in the value of the accretable yield for PCI loans for the periods indicated.
 
 
Three Months Ended June 30,
 
 
Six Months Ended June 30,
 
 
 
2019

 
2018

 
2019

 
2018

Balance at the beginning of period
 
$
(14,814
)
 
$
(16,955
)
 
$
(16,587
)
 
$
(17,682
)
Additions through the branch acquisition of Atlantic Capital Bank
 
(1,167
)
 
—

 
(1,167
)
 
—

Principal reductions and other reclassifications from nonaccretable difference
 
30

 
(2,158
)
 
250

 
(3,452
)
Accretion
 
1,705

 
2,639

 
3,888

 
4,840

Changes in expected cash flows
 
(616
)
 
(3,695
)
 
(1,246
)
 
(3,875
)
Balance at end of period
 
$
(14,862
)
 
$
(20,169
)
 
$
(14,862
)
 
$
(20,169
)
Allowance for Loan Losses by Portfolio Segment and Related Investment in Loans Net of Unearned Interest
The following provides the allowance for loan losses by portfolio segment and the related investment in loans net of unearned interest for the three and six months ended June 30, 2019 and 2018:
 
 
Commercial
and industrial

 
Construction

 
1-to-4
family
residential
mortgage

 
Residential
line of credit

 
Multi-
family
residential
mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Three Months Ended June 30, 2019
Beginning balance -
March 31, 2019
 
$
5,514

 
$
9,758

 
$
3,295

 
$
731

 
$
539

 
$
3,098

 
$
4,583

 
$
2,296

 
$
29,814

Provision for loan losses
 
(550
)
 
(109
)
 
(30
)
 
106

 
78

 
409

 
(105
)
 
1,082

 
881

Recoveries of loans
previously charged-off
 
38

 
6

 
24

 
21

 
—

 
5

 
—

 
119

 
213

Loans charged off
 
(79
)
 
—

 
(1
)
 
(103
)
 
—

 
—

 
—

 
(587
)
 
(770
)
Ending balance -
June 30, 2019
 
$
4,923

 
$
9,655

 
$
3,288

 
$
755

 
$
617

 
$
3,512

 
$
4,478

 
$
2,910

 
$
30,138

Six Months Ended June 30, 2019
Beginning balance - December 31, 2018
 
$
5,348

 
$
9,729

 
$
3,428

 
$
811

 
$
566

 
$
3,132

 
$
4,149

 
$
1,769

 
$
28,932

Provision for loan losses
 
(217
)
 
(81
)
 
(95
)
 
33

 
51

 
288

 
329

 
1,964

 
2,272

Recoveries of loans previously charged-off
 
50

 
7

 
37

 
46

 
—

 
92

 
—

 
343

 
575

Loans charged off
 
(258
)
 
—

 
(82
)
 
(135
)
 
—

 
—

 
—

 
(1,166
)
 
(1,641
)
Ending balance - June 30, 2019
 
$
4,923

 
$
9,655

 
$
3,288

 
$
755

 
$
617

 
$
3,512

 
$
4,478

 
$
2,910

 
$
30,138

 
 
 
Commercial
and industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Three Months Ended June 30, 2018
Beginning balance -
March 31, 2018
 
$
4,578

 
$
7,866

 
$
3,122

 
$
1,165

 
$
449

 
$
3,014

 
$
2,753

 
$
1,459

 
$
24,406

Provision for loan losses
 
39

 
310

 
218

 
(414
)
 
(58
)
 
168

 
519

 
281

 
1,063

Recoveries of loans
previously charged-off
 
135

 
862

 
43

 
44

 
—

 
108

 
—

 
107

 
1,299

Loans charged off
 
(5
)
 
(15
)
 
(5
)
 
—

 
—

 
—

 
—

 
(396
)
 
(421
)
Ending balance -
June 30, 2018
 
$
4,747

 
$
9,023

 
$
3,378

 
$
795

 
$
391

 
$
3,290

 
$
3,272

 
$
1,451

 
$
26,347

Six Months Ended June 30, 2018
 

Beginning balance - December 31, 2017
 
$
4,461

 
$
7,135

 
$
3,197

 
$
944

 
$
434

 
$
3,558

 
$
2,817

 
$
1,495

 
$
24,041

Provision for loan losses
 
241

 
789

 
188

 
(200
)
 
(43
)
 
(399
)
 
404

 
400

 
1,380

Recoveries of loans previously charged-off
 
270

 
1,114

 
58

 
71

 
—

 
131

 
51

 
313

 
2,008

Loans charged off
 
(225
)
 
(15
)
 
(65
)
 
(20
)
 
—

 
—

 
—

 
(757
)
 
(1,082
)
Ending balance -
June 30, 2018
 
$
4,747

 
$
9,023

 
$
3,378

 
$
795

 
$
391

 
$
3,290

 
$
3,272

 
$
1,451

 
$
26,347

 
Allocation of Allowance for Loan Losses by Loan Category Broken Out Between Loans Individually and Collectively Evaluated for Impairment
The following tables provides the allocation of the allowance for loan losses by loan category broken out between loans individually evaluated for impairment, loans collectively evaluated for impairment and loans acquired with deteriorated credit quality as of June 30, 2019 and December 31, 2018:
 
 
June 30, 2019
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Amount of allowance allocated to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
11

 
$
—

 
$
15

 
$
—

 
$
—

 
$
38

 
$
299

 
$
338

 
$
701

Collectively evaluated for impairment
 
4,802

 
9,608

 
3,202

 
755

 
617

 
3,458

 
3,873

 
1,777

 
28,092

Acquired with deteriorated credit quality
 
110

 
47

 
71

 
—

 
—

 
16

 
306

 
795

 
1,345

Ending balance - June 30, 2019
 
$
4,923

 
$
9,655

 
$
3,288

 
$
755

 
$
617

 
$
3,512

 
$
4,478

 
$
2,910

 
$
30,138

 
 
December 31, 2018
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential
line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Amount of allowance allocated to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
3

 
$
—

 
$
7

 
$
—

 
$
—

 
$
53

 
$
205

 
$
—

 
$
268

Collectively evaluated for impairment
 
5,247

 
9,677

 
3,205

 
811

 
566

 
3,066

 
3,628

 
1,583

 
27,783

Acquired with deteriorated credit quality
 
98

 
52

 
216

 
—

 
—

 
13

 
316

 
186

 
881

Ending balance - December 31, 2018
 
$
5,348

 
$
9,729

 
$
3,428

 
$
811

 
$
566

 
$
3,132

 
$
4,149

 
$
1,769

 
$
28,932

 
Amount of Loans by Loan Category Broken Between Loans Individually and Collectively Evaluated for Impairment
The following tables provides the amount of loans by loan category broken between loans individually evaluated for impairment, loans collectively evaluated for impairment and loans acquired with deteriorated credit quality as of June 30, 2019 and December 31, 2018:
 
 
June 30, 2019
 
 
 
Commercial
and 
 industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer and other

 
Total

Loans, net of unearned income
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
3,914

 
$
1,216

 
$
853

 
$
609

 
$
—

 
$
1,980

 
$
6,539

 
$
567

 
$
15,678

Collectively evaluated for impairment
 
983,542

 
520,062

 
665,730

 
217,323

 
82,945

 
594,120

 
902,221

 
240,445

 
4,206,388

Acquired with deteriorated credit quality
 
1,832

 
4,676

 
22,401

 
74

 
—

 
6,623

 
13,390

 
18,454

 
67,450

Ending balance - June 30, 2019
 
$
989,288

 
$
525,954

 
$
688,984

 
$
218,006

 
$
82,945

 
$
602,723

 
$
922,150

 
$
259,466

 
$
4,289,516

 
 
 
December 31, 2018
 
 
 
Commercial
and 
industrial

 
Construction

 
1-to-4
family
residential mortgage

 
Residential line of credit

 
Multi-
family
residential mortgage

 
Commercial
real estate
owner
occupied

 
Commercial
real estate
non-owner occupied

 
Consumer
and other

 
Total

Loans, net of unearned income
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated
for impairment
 
$
1,847

 
$
1,221

 
$
987

 
$
245

 
$
—

 
$
2,608

 
$
6,735

 
$
73

 
$
13,716

Collectively evaluated
for impairment
 
863,788

 
549,075

 
535,451

 
190,235

 
75,457

 
484,900

 
677,247

 
208,643

 
3,584,796

Acquired with deteriorated credit quality
 
1,448

 
5,755

 
19,377

 
—

 
—

 
6,016

 
16,266

 
20,137

 
68,999

Ending balance - December 31, 2018
 
$
867,083

 
$
556,051

 
$
555,815

 
$
190,480

 
$
75,457

 
$
493,524

 
$
700,248

 
$
228,853

 
$
3,667,511
Credit Quality Indicators by Portfolio Class
The following tables show credit quality indicators by portfolio class at June 30, 2019 and December 31, 2018:
June 30, 2019
 
Pass

 
Watch

 
Substandard

 
Total

Loans, excluding purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
919,900

 
$
57,599

 
$
9,957

 
$
987,456

Construction
 
512,525

 
7,426

 
1,327

 
521,278

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
646,636

 
7,341

 
12,606

 
666,583

Residential line of credit
 
213,362

 
1,864

 
2,706

 
217,932

Multi-family mortgage
 
82,876

 
69

 
—

 
82,945

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
559,544

 
23,251

 
13,305

 
596,100

Non-owner occupied
 
890,293

 
11,418

 
7,049

 
908,760

Consumer and other
 
236,005

 
2,656

 
2,351

 
241,012

Total loans, excluding purchased credit impaired loans
 
$
4,061,141

 
$
111,624

 
$
49,301

 
$
4,222,066

Purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
—

 
$
1,101

 
$
731

 
$
1,832

Construction
 
—

 
3,747

 
929

 
4,676

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
—

 
17,365

 
5,036

 
22,401

Residential line of credit
 
—

 
—

 
74

 
74

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
—

 
4,613

 
2,010

 
6,623

Non-owner occupied
 
—

 
5,520

 
7,870

 
13,390

Consumer and other
 
—

 
15,577

 
2,877

 
18,454

Total purchased credit impaired loans
 
$
—

 
$
47,923

 
$
19,527

 
$
67,450

Total loans
 
$
4,061,141

 
$
159,547

 
$
68,828

 
$
4,289,516

December 31, 2018
 
Pass

 
Watch

 
Substandard

 
Total

Loans, excluding purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
804,447

 
$
52,624

 
$
8,564

 
$
865,635

Construction
 
543,953

 
5,012

 
1,331

 
550,296

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
519,541

 
8,697

 
8,200

 
536,438

Residential line of credit
 
186,753

 
1,039

 
2,688

 
190,480

Multi-family mortgage
 
75,381

 
76

 
—

 
75,457

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
456,694

 
16,765

 
14,049

 
487,508

Non-owner occupied
 
667,447

 
8,881

 
7,654

 
683,982

Consumer and other
 
204,279

 
2,763

 
1,674

 
208,716

Total loans, excluding purchased credit impaired loans
 
$
3,458,495

 
$
95,857

 
$
44,160

 
$
3,598,512

Purchased credit impaired loans
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
—

 
$
964

 
$
484

 
$
1,448

Construction
 
—

 
3,229

 
2,526

 
5,755

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
—

 
14,681

 
4,696

 
19,377

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
—

 
4,110

 
1,906

 
6,016

Non-owner occupied
 
—

 
8,266

 
8,000

 
16,266

Consumer and other
 
—

 
15,422

 
4,715

 
20,137

Total purchased credit impaired loans
 
$
—

 
$
46,672

 
$
22,327

 
$
68,999

Total loans
 
$
3,458,495

 
$
142,529

 
$
66,487

 
$
3,667,511
Past Due Loans
The following tables provide the period-end amounts of loans that are past due thirty to eighty-nine days, past due ninety or more days and still accruing interest, loans not accruing interest and loans current on payments accruing interest by category at June 30, 2019 and December 31, 2018:
June 30, 2019
 
30-89 days
past due

 
90 days or more
and accruing
interest

 
Non-accrual
loans

 
Purchased Credit Impaired loans

 
Loans current
on payments
and accruing
interest

 
Total

Commercial and industrial
 
$
2,421

 
$
122

 
$
366

 
$
1,832

 
$
984,547

 
$
989,288

Construction
 
—

 
18

 
266

 
4,676

 
520,994

 
525,954

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
4,188

 
891

 
5,927

 
22,401

 
655,577

 
688,984

Residential line of credit
 
1,106

 
552

 
790

 
74

 
215,484

 
218,006

Multi-family mortgage
 
—

 
—

 
—

 
—

 
82,945

 
82,945

Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
 
990

 
—

 
1,376

 
6,623

 
593,734

 
602,723

Non-owner occupied
 
518

 
57

 
6,663

 
13,390

 
901,522

 
922,150

Consumer and other
 
1,972

 
460

 
747

 
18,454

 
237,833

 
259,466

Total
 
$
11,195

 
$
2,100

 
$
16,135

 
$
67,450

 
$
4,192,636

 
$
4,289,516

 
December 31, 2018
 
30-89 days
past due

 
90 days or more
and accruing
interest

 
Non-accrual
loans

 
Purchased Credit Impaired loans

 
Loans current
on payments
and accruing
interest

 
Total

Commercial and industrial
 
$
999

 
$
65

 
$
438

 
$
1,448

 
$
864,133

 
$
867,083

Construction
 
109

 
—

 
283

 
5,755

 
549,904

 
556,051

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
4,919

 
737

 
2,704

 
19,377

 
528,078

 
555,815

Residential line of credit
 
726

 
957

 
804

 
—

 
187,993

 
190,480

Multi-family mortgage
 
—

 
—

 
—

 
—

 
75,457

 
75,457

Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
 
407

 
197

 
2,423

 
6,016

 
484,481

 
493,524

Non-owner occupied
 
61

 
77

 
6,885

 
16,266

 
676,959

 
700,248

Consumer and other
 
1,987

 
1,008

 
148

 
20,137

 
205,573

 
228,853

Total
 
$
9,208

 
$
3,041

 
$
13,685

 
$
68,999

 
$
3,572,578

 
$
3,667,511
Impaired Loans Recognized
Impaired loans recognized in conformity with ASC 310 at June 30, 2019 and December 31, 2018, segregated by class, were as follows:
June 30, 2019
 
Recorded
investment

 
Unpaid
principal

 
Related
allowance

With a related allowance recorded:
 
 
 
 
 
 
Commercial and industrial
 
$
3,136

 
$
3,136

 
$
11

Construction
 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
266

 
324

 
15

Residential line of credit
 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
185

 
218

 
38

Non-owner occupied
 
5,490

 
5,524

 
299

Consumer and other
 
499

 
499

 
338

Total
 
$
9,576

 
$
9,701

 
$
701

With no related allowance recorded
 
 
 
 
 
 
Commercial and industrial
 
$
778

 
$
935

 
$
—

Construction
 
1,216

 
1,263

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
587

 
899

 
—

Residential line of credit
 
609

 
628

 
—

Multi-family mortgage
 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
1,795

 
2,567

 
—

Non-owner occupied
 
1,049

 
1,781

 
—

Consumer and other
 
68

 
68

 
—

Total
 
$
6,102

 
$
8,141

 
$
—

Total impaired loans
 
$
15,678

 
$
17,842

 
$
701

December 31, 2018
 
Recorded
investment

 
Unpaid
principal

 
Related
allowance

With a related allowance recorded:
 
 
 
 
 
 
Commercial and industrial
 
$
618

 
$
732

 
$
3

Construction
 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
145

 
145

 
7

Residential line of credit
 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
560

 
641

 
53

Non-owner occupied
 
5,686

 
5,686

 
205

Consumer and other
 
—

 
—

 
—

Total
 
$
7,009

 
$
7,204

 
$
268

With no related allowance recorded:
 
 

 
 

 
 

Commercial and industrial
 
$
1,229

 
$
1,281

 
$
—

Construction
 
1,221

 
1,262

 
—

Residential real estate:
 
 
 
 
 
 
1-to-4 family mortgage
 
842

 
1,151

 
—

Residential line of credit
 
245

 
249

 
—

Multi-family mortgage
 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
Owner occupied
 
2,048

 
2,780

 
—

Non-owner occupied
 
1,049

 
1,781

 
—

Consumer and other
 
73

 
73

 
—

Total
 
$
6,707

 
$
8,577

 
$
—

Total impaired loans
 
$
13,716

 
$
15,781

 
$
268

Average recorded investment and interest income on a cash basis recognized during the three and six months ended June 30, 2019 and 2018 on impaired loans, segregated by class, were as follows:
 
 
Three Months Ended
 
 
Six Months Ended
 
June 30, 2019
 
Average recorded investment

 
Interest income recognized (cash basis)

 
Average recorded investment

 
Interest income recognized (cash basis)

With a related allowance recorded:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
3,161

 
$
67

 
$
1,877

 
$
105

Construction
 
—

 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
336

 
9

 
206

 
11

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
187

 
4

 
373

 
6

Non-owner occupied
 
5,570

 
34

 
5,588

 
34

Consumer and other
 
250

 
19

 
250

 
19

Total
 
$
9,504

 
$
133

 
$
8,294

 
$
175

With no related allowance recorded:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
819

 
$
11

 
$
1,004

 
$
25

Construction
 
1,218

 
4

 
1,219

 
52

Residential real estate:
 
 
 
 
 
 
 
 
1-to-4 family mortgage
 
528

 
18

 
715

 
26

Residential line of credit
 
607

 
—

 
427

 
2

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 
 
 
 
 
 
 
 
Owner occupied
 
1,830

 
34

 
1,922

 
62

Non-owner occupied
 
1,049

 
—

 
1,049

 
—

Consumer and other
 
70

 
1

 
71

 
3

Total
 
$
6,121

 
$
68

 
$
6,407

 
$
170

Total impaired loans
 
$
15,625

 
$
201

 
$
14,701

 
$
345

June 30, 2018
 

 

 

 

With a related allowance recorded:
 

 

 

 

Commercial and industrial
 
$
103

 
$
2

 
$
103

 
$
3

Construction
 
—

 
—

 
—

 
—

Residential real estate:
 

 

 

 

1-to-4 family mortgage
 
189

 
2

 
191

 
4

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
—

 
—

 
—

 
—

Commercial real estate:
 

 

 

 

Owner occupied
 
670

 
21

 
799

 
27

Non-owner occupied
 
71

 
—

 
72

 
2

Consumer and other
 
—

 
—

 
—

 
—

Total
 
$
1,033

 
$
25

 
$
1,165

 
$
36

With no related allowance recorded:
 

 

 

 

Commercial and industrial
 
$
1,683

 
$
43

 
$
1,780

 
$
59

Construction
 
1,283

 
6

 
1,285

 
36

Residential real estate:
 

 

 

 

1-to-4 family mortgage
 
1,309

 
31

 
1,192

 
44

Residential line of credit
 
—

 
—

 
—

 
—

Multi-family mortgage
 
958

 
12

 
965

 
24

Commercial real estate:
 

 

 

 

Owner occupied
 
1,539

 
28

 
1,594

 
60

Non-owner occupied
 
1,310

 
—

 
1,313

 
7

Consumer and other
 
28

 
1

 
26

 
1

Total
 
$
8,110

 
$
121

 
$
8,155

 
$
231

Total impaired loans
 
$
9,143

 
$
146

 
$
9,320

 
$
267
Financial Effect of TDRs
The following tables present the financial effect of TDRs recorded during the periods indicated. There were no new TDRs added during the three months ended June 30, 2019.
Six Months Ended June 30, 2019
 
Number of loans

 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
2

 
$
3,188

 
$
3,188

 
$
—

Total
 
2

 
$
3,188

 
$
3,188

 
$
—


Three Months Ended June 30, 2018
 
Number of loans

 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
2

 
$
887

 
$
887

 
$
—

Total
 
2

 
$
887

 
$
887

 
$
—


Six Months Ended June 30, 2018
 
Number of loans
 
Pre-modification outstanding recorded investment

 
Post-modification outstanding recorded investment

 
Charge offs and specific reserves

Commercial and industrial
 
2
 
$
887

 
$
887

 
$
—

Residential real estate:
 
 
 
 
 
 
 
 
1-4 family mortgage
 
1
 
249

 
249

 
—

Consumer and other
 
1
 
5

 
5

 
—

Total
 
4
 
$
1,141

 
$
1,141

 
$
—