XML 47 R37.htm IDEA: XBRL DOCUMENT v3.19.1
Minimum capital requirements (Tables)
3 Months Ended
Mar. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
Actual and required capital amounts and ratios are presented below at period-end.
 
 
 
Actual
 
 
For capital adequacy purposes
 
 
Minimum Capital
adequacy with
capital buffer
 
 
To be well capitalized
under prompt corrective
action provisions
 
 
 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

March 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
610,686

 
13.4
%
 
$
364,589

 
8.0
%
 
$
478,523

 
10.5
%
 
N/A

 
N/A

FirstBank
 
591,594

 
13.0
%
 
364,058

 
8.0
%
 
477,826

 
10.5
%
 
$
455,072

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
580,872

 
12.7
%
 
$
274,428

 
6.0
%
 
$
388,773

 
8.5
%
 
N/A

 
N/A

FirstBank
 
561,780

 
12.3
%
 
274,039

 
6.0
%
 
388,222

 
8.5
%
 
$
365,385

 
8.0
%
Tier 1 Capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
580,872

 
11.5
%
 
$
202,042

 
4.0
%
 
N/A

 
N/A

 
N/A

 
N/A

FirstBank
 
561,780

 
11.1
%
 
202,443

 
4.0
%
 
N/A

 
N/A

 
$
253,054

 
5.0
%
Common Equity Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
550,872

 
12.0
%
 
$
206,577

 
4.5
%
 
$
321,342

 
7.0
%
 
N/A

 
N/A

FirstBank
 
561,780

 
12.3
%
 
205,529

 
4.5
%
 
319,712

 
7.0
%
 
$
296,876

 
6.5
%
 
 
Actual
 
 
For capital adequacy purposes
 
 
Minimum Capital
adequacy with
capital buffer
 
 
To be well capitalized
under prompt corrective
action provisions
 
 
 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

 
Amount

 
Ratio

December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
582,945

 
13.0
%
 
$
358,735

 
8.0
%
 
$
442,814

 
9.9
%
 
N/A

 
N/A

FirstBank
 
561,327

 
12.5
%
 
359,249

 
8.0
%
 
443,448

 
9.9
%
 
$
449,062

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
554,013

 
12.4
%
 
$
268,071

 
6.0
%
 
$
351,843

 
7.9
%
 
N/A

 
N/A

FirstBank
 
532,395

 
11.9
%
 
268,434

 
6.0
%
 
352,320

 
7.9
%
 
$
357,913

 
8.0
%
Tier 1 Capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
554,013

 
11.4
%
 
$
194,391

 
4.0
%
 
N/A

 
N/A

 
N/A

 
N/A

FirstBank
 
532,395

 
10.9
%
 
195,374

 
4.0
%
 
N/A

 
N/A

 
$
244,218

 
5.0
%
Common Equity Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FB Financial Corporation
 
$
524,013

 
11.7
%
 
$
201,543

 
4.5
%
 
$
285,520

 
6.4
%
 
N/A

 
N/A

FirstBank
 
532,395

 
11.9
%
 
201,326

 
4.5
%
 
285,212

 
6.4
%
 
$
290,804

 
6.5
%