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Consolidated statements of income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Interest income:      
Interest and fees on loans $ 294,596 $ 260,458 $ 221,001
Interest on securities      
Taxable 10,267 13,223 12,397
Tax-exempt 7,076 4,805 4,047
Other 2,705 4,051 2,126
Total interest income 314,644 282,537 239,571
Interest expense:      
Deposits 42,859 51,568 29,536
Borrowings 6,127 4,933 5,967
Total interest expense 48,986 56,501 35,503
Net interest income 265,658 226,036 204,068
Provision for credit losses 94,606 7,053 5,398
Provision for credit losses on unfunded commitments 13,361 0 0
Net interest income after provisions for credit losses 157,691 218,983 198,670
Noninterest income:      
Gain (loss) from securities, net 1,631 57 (116)
(Loss) gain on sales or write-downs of other real estate owned (1,491) 545 (99)
(Loss) gain from other assets (90) (104) 328
Other income 15,322 7,099 6,172
Total noninterest income 301,855 135,397 130,642
Noninterest expenses:      
Salaries, commissions and employee benefits 233,768 152,084 136,892
Occupancy and equipment expense 18,979 15,641 13,976
Legal and professional fees 7,654 7,486 7,903
Data processing 11,390 10,589 9,100
Merger costs 34,879    
Amortization of core deposit and other intangibles 5,323 4,339 3,185
Advertising 10,062 9,138 13,139
Other expense 55,030 40,179 37,669
Total noninterest expense 377,085 244,841 223,458
Income before income taxes 82,461 109,539 105,854
Income tax expense 18,832 25,725 25,618
Net income applicable to FB Financial Corporation and noncontrolling interest 63,629 83,814 80,236
Net income applicable to noncontrolling interest 8 0 0
Net income applicable to FB Financial Corporation $ 63,621 $ 83,814 $ 80,236
Earnings per common share      
Basic (in dollars per share) $ 1.69 $ 2.70 $ 2.60
Diluted (in dollars per share) $ 1.67 $ 2.65 $ 2.55
Mortgage banking income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 255,328 $ 100,916 $ 100,661
Service charges on deposit accounts      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 9,160 9,479 8,502
ATM and interchange fees      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income 14,915 12,161 10,013
Investment services and trust income      
Noninterest income:      
Mortgage banking income, service charges on deposit accounts, ATM and interchange fees, investment services and trust income $ 7,080 $ 5,244 $ 5,181