Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income	$ 24,618	$ 12,703
Adjustments to reconcile net income to net cash from operating activities:
Depreciation of fixed assets	1,741	1,411
Net securities premium amortization	102	1
Amortization of debt issuance costs	105	32
Accretion of discount on PPP loans purchased	(84)	0
Provision for loan losses	(3,500)	16,900
Accretion of discount on unguaranteed loans	(1,923)	(2,397)
Deferred income taxes	3,505	(3,707)
Origination of government guaranteed loans held for sale	(1,460)	(23,877)
Origination of residential loans held for sale	(2,222,078)	(1,919,862)
Net gains on sales of residential loans held for sale	(89,578)	(88,336)
Amortization of loan servicing rights	3,008	3,650
Non-qualified stock purchase plan expense	57	43
Stock based compensation expense	461	373
Executive stock grants	0	228
Income from bank owned life insurance	(364)	(183)
Changes in:
Accrued interest receivable	3,736	(5,177)
Other assets	(1,225)	(13,181)
Accrued interest payable	(1,673)	1,779
Other liabilities	(2,019)	12,293
Net cash from (used in) operating activities	101,212	(107,822)
Cash flows from investing activities:
Purchase of investment securities available for sale	(33,208)	0
Principal payments on investment securities available for sale	1,643	0
Principal payments on investment securities held to maturity	38	1
Purchase of restricted equity securities	(465)
Purchase of restricted equity securities		137
Purchase of PPP loans	0	(22,404)
Proceeds from sales of PPP and government guaranteed loans originally classified as held for investment	376,206	0
Loan (originations) and payments, net	282,944
Loan (originations) and payments, net		(896,066)
Purchase of premises and equipment	(13,297)	(3,047)
Purchase of bank owned life insurance	(12,000)	(12,000)
Net cash from (used in) investing activities	601,861	(933,379)
Cash flows from financing activities:
Net change in deposits	162,901	110,190
Net proceeds (repayments) issuance of long-term FHLB advances	0	(10,000)
Proceeds from issuance of subordinated debt, net of costs	5,932	0
Payments on notes payable	(455)	(342)
Net proceeds (repayments) of PPP Liquidity Facility borrowings	(811,608)	881,262
Proceeds from issuance of preferred stock, net	727	6,516
Redemption of subordinated debt	(6,000)	(1,000)
Proceeds from sale of common stock, net	1,850	916
ESOP contribution	366	260
Unearned ESOP shares allocation	(371)	0
Dividends paid on common stock	(1,056)	(915)
Dividends paid on preferred stock	(1,005)	(863)
Tax benefit from options exercised	(6)	(24)
Net cash from financing activities	(648,725)	986,000
Net change in cash and cash equivalents	54,348	(55,201)
Cash and cash equivalents, beginning of period	55,379	110,580
Cash and cash equivalents, end of period	109,727	55,379
Supplemental cash flow information
Interest paid	8,973	8,499
Income taxes paid	10,383	9,748
Supplemental noncash disclosures
Net change in unrealized holding gain on investment securities available for sale	(420)	0
Recognition of right of use asset and operating lease liability	543	2,000
Conversion of subordinated debt to Series B preferred stock	0	500
Preferred Shares, Series B
Supplemental noncash disclosures
Conversion of stock	6,120	0
Preferred Shares, Series A
Supplemental noncash disclosures
Conversion of stock	0	1,500
Residential loans held for sale
Adjustments to reconcile net income to net cash from operating activities:
Proceeds from sale of loans held-for-sale	2,401,057	1,881,959
Net gains on sales of residential loans held for sale	(89,578)	(88,336)
Changes in fair value, gain (loss)	4,934	(6,049)
PPP and Government Loans
Adjustments to reconcile net income to net cash from operating activities:
Net gains on sales of PPP and governement loans	(18,024)	(1,652)
Government guaranteed loans
Adjustments to reconcile net income to net cash from operating activities:
Proceeds from sale of loans held-for-sale	0	25,228
Net gains on sales of PPP and governement loans	(18,024)	(1,652)
SBA Loan
Adjustments to reconcile net income to net cash from operating activities:
Net gains on sales of PPP and governement loans	(4,207)	(1,652)
Changes in fair value, gain (loss)	$ (184)	$ (1)