The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104   515,823 35,282 SH   SOLE   35,282 0 0
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102   7,116,536 38,833 SH   SOLE   38,833 0 0
ADAMS DIVERSIFIED EQUITY FD COM 006212104   340,799 21,611 SH   SOLE   21,611 0 0
AMGEN INC COM 031162100   294,218 1,220 SH   SOLE   1,220 0 0
APPLE INC COM 037833100   647,725 2,206 SH   SOLE   2,206 0 0
DBX ETF TR XTRACK USD HIGH 233051432   1,587,360 31,514 SH   SOLE   31,514 0 0
EXXON MOBIL CORP COM 30231G102   290,413 4,162 SH   SOLE   4,162 0 0
FACEBOOK INC CL A 30303M102   459,760 2,240 SH   SOLE   2,240 0 0
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808   481,022 1,376 SH   SOLE   1,376 0 0
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204   898,522 18,622 SH   SOLE   18,622 0 0
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857   3,032,224 108,838 SH   SOLE   108,838 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808   953,045 13,149 SH   SOLE   13,149 0 0
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600   1,738,983 34,961 SH   SOLE   34,961 0 0
FIDELITY COVINGTON TR MSCI COMMNTN SVC 316092873   912,544 25,511 SH   SOLE   25,511 0 0
HOME DEPOT INC COM 437076102   404,423 1,852 SH   SOLE   1,852 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601   3,439,239 143,721 SH   SOLE   143,721 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502   3,506,171 164,686 SH   SOLE   164,686 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175   1,594,164 13,495 SH   SOLE   13,495 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   3,925,812 17,726 SH   SOLE   17,726 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   424,438 2,143 SH   SOLE   2,143 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL DIS 46137V381   412,202 3,706 SH   SOLE   3,706 0 0
INVESCO EXCHANGE TRADED FD T S&P 500A EQL 46137Y609   402,259 15,330 SH   SOLE   15,330 0 0
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719   470,637 24,436 SH   SOLE   24,436 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   329,546 1,550 SH   SOLE   1,550 0 0
ISHARES GOLD TRUST ISHARES 464285105   1,208,938 83,375 SH   SOLE   83,375 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,013,312 18,849 SH   SOLE   18,849 0 0
ISHARES TR MSCI EAFE ETF 464287465   383,801 5,527 SH   SOLE   5,527 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,398,872 39,146 SH   SOLE   39,146 0 0
ISHARES TR NATIONAL MUN ETF 464288414   258,576 2,270 SH   SOLE   2,270 0 0
ISHARES TR CONV BD ETF 46435G102   381,590 6,085 SH   SOLE   6,085 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,249,194 3,865 SH   SOLE   3,865 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   942,165 5,687 SH   SOLE   5,687 0 0
ISHARES TR SP SMCP600VL ETF 464287879   3,393,469 21,104 SH   SOLE   21,104 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,372,520 10,726 SH   SOLE   10,726 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,628,213 31,344 SH   SOLE   31,344 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,923,066 30,157 SH   SOLE   30,157 0 0
ISHARES TR S&P MC 400VL ETF 464287705   307,743 1,803 SH   SOLE   1,803 0 0
ISHARES TR S&P MC 400GR ETF 464287606   258,698 1,086 SH   SOLE   1,086 0 0
ISHARES TR USA MOMENTUM FCT 46432F396   414,528 3,301 SH   SOLE   3,301 0 0
ISHARES TR 20 YR TR BD ETF 464287432   791,832 5,845 SH   SOLE   5,845 0 0
ISHARES TR CORE S&P MCP ETF 464287507   676,675 3,288 SH   SOLE   3,288 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697   415,491 6,334 SH   SOLE   6,334 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   327,395 1,691 SH   SOLE   1,691 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440   834,058 7,567 SH   SOLE   7,567 0 0
ISHARES TR IBOXX HI YD ETF 464288513   1,931,062 21,959 SH   SOLE   21,959 0 0
ISHARES TR PFD AND INCM SEC 464288687   245,312 6,526 SH   SOLE   6,526 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,512,641 23,186 SH   SOLE   23,186 0 0
JOHNSON & JOHNSON COM 478160104   248,906 1,706 SH   SOLE   1,706 0 0
LOCKHEED MARTIN CORP COM 539830109   293,982 755 SH   SOLE   755 0 0
MCCORMICK & CO INC COM NON VTG 579780206   289,924 1,708 SH   SOLE   1,708 0 0
MICROSOFT CORP COM 594918104   447,744 2,839 SH   SOLE   2,839 0 0
NORTHERN LTS FD TR IV FRMLAFLIO TACT 66538H575   621,150 22,740 SH   SOLE   22,740 0 0
NORTHERN LTS FD TR IV FORMULA FOLIOS 66538H674   471,108 16,612 SH   SOLE   16,612 0 0
NORTHERN LTS FD TR IV FRMLAFOLIOS TATL 66538H666   1,047,858 42,049 SH   SOLE   42,049 0 0
NORTHROP GRUMMAN CORP COM 666807102   490,501 1,426 SH   SOLE   1,426 0 0
PROCTER & GAMBLE CO COM 742718109   257,549 2,062 SH   SOLE   2,062 0 0
PROSHARES TR PSHS ULT MCAP400 74347R404   215,831 4,781 SH   SOLE   4,781 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107   270,276 1,792 SH   SOLE   1,792 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,991,593 33,110 SH   SOLE   33,110 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   431,566 9,390 SH   SOLE   9,390 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   508,124 6,609 SH   SOLE   6,609 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   3,941,625 128,058 SH   SOLE   128,058 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,012,029 43,766 SH   SOLE   43,766 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   288,666 2,388 SH   SOLE   2,388 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   480,579 9,328 SH   SOLE   9,328 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,083,747 8,215 SH   SOLE   8,215 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   275,894 7,903 SH   SOLE   7,903 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839   1,593,495 29,089 SH   SOLE   29,089 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   295,974 7,614 SH   SOLE   7,614 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   3,529,786 84,223 SH   SOLE   84,223 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805   1,034,447 25,952 SH   SOLE   25,952 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854   1,997,199 52,808 SH   SOLE   52,808 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,183,792 6,722 SH   SOLE   6,722 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   204,979 1,032 SH   SOLE   1,032 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,697,612 42,926 SH   SOLE   42,926 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   991,965 6,063 SH   SOLE   6,063 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   3,093,944 57,874 SH   SOLE   57,874 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   316,175 5,149 SH   SOLE   5,149 0 0