The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Russell 2000 VNG RUS2000IDX 92206C664 2,745 15,402 SH   SOLE   0 0 15,402
Vanguard Russell 1000 VNG RUS1000IDX 92206C730 2,641 14,263 SH   SOLE   0 0 14,263
Vanguard Total International Stock VG TL INTL STK F 921909768 1,301 20,763 SH   SOLE   0 0 20,763
Vanguard Index Fds Vanguard Value Vipers VALUE ETF 922908744 2,556 19,450 SH   SOLE   0 0 19,450
Schwab Us Mid-Cap US MID-CAP ETF 808524508 2,993 40,217 SH   SOLE   0 0 40,217
Wisdomtree Us Midcap Dividend US MIDCAP DIVID 97717W505 23,855 590,197 SH   SOLE   0 0 590,197
Schwab Us Large Cap US LRG CAP ETF 808524201 1,064 11,086 SH   SOLE   0 0 11,086
Schwab Us Large-Cap Growth US LCAP GR ETF 808524300 662 5,103 SH   SOLE   0 0 5,103
Avantis U.S. Equity US EQT ETF 025072885 2,080 30,000 SH   SOLE   0 0 30,000
Schwab Us Broad Market US BRD MKT ETF 808524102 266 2,760 SH   SOLE   0 0 2,760
Schwab Us Aggregate Bond US AGGREGATE B 808524839 418 7,762 SH   SOLE   0 0 7,762
Invesco QQQ Trust UNIT SER 1 46090E103 304 954 SH   SOLE   0 0 954
Proshares Ultrapro Dow 30 ULTRPRO DOW30 74347X823 1,676 13,061 SH   SOLE   0 0 13,061
Spdr S&P 500 TR UNIT 78462F103 870 2,196 SH   SOLE   0 0 2,196
Vanguard Index Fds Vanguard Total Stk Mkt TOTAL STK MKT 922908769 1,607 7,778 SH   SOLE   0 0 7,778
Vanguard Bd Index Fd Inc Total Bd Market TOTAL BND MRKT 921937835 45,035 531,583 SH   SOLE   0 0 531,583
Vanguard Tax-Exempt Bond TAX EXEMPT BD 922907746 1,019 18,663 SH   SOLE   0 0 18,663
Vanguard Index Fds Vanguard Small Cap SMALL CP ETF 922908751 7,747 36,187 SH   SOLE   0 0 36,187
Vanguard Small-Cap Value SM CP VAL ETF 922908611 1,486 8,975 SH   SOLE   0 0 8,975
Vanguard Bd Index Fd Inc Short Term Bd SHORT TRM BOND 921937827 1,196 14,561 SH   SOLE   0 0 14,561
Schwab Fundamental Intl Lg Co SCHWB FDT INT LG 808524755 811 25,273 SH   SOLE   0 0 25,273
Schwab Fundamental Us Broad Market SCH FDT US BM 808524789 1,287 25,100 SH   SOLE   0 0 25,100
Ishares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705 4,174 40,955 SH   SOLE   0 0 40,955
Ishares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606 7,372 94,070 SH   SOLE   0 0 94,070
Spdr S&P International Small Cap S&P INTL SMLCP 78463X871 373 9,987 SH   SOLE   0 0 9,987
Spdr S&P Emerging Markets Small Cap S&P EMKTSC ETF 78463X756 384 6,938 SH   SOLE   0 0 6,938
Vanguard Index Fds Formerly Vanguard Index S&P 500 ETF SHS 922908363 47,835 131,307 SH   SOLE   0 0 131,307
Ishares Russell 3000 RUSSELL3000 ETF 464287689 482 2,035 SH   SOLE   0 0 2,035
Ishares Russell 2000 RUSSELL2000 ETF 464287655 3,475 15,729 SH   SOLE   0 0 15,729
Ishares Russell 1000 Growth RUS1000 GRW ETF 464287614 2,326 9,571 SH   SOLE   0 0 9,571
Ishares Tr Rus Mid-Cap Isin RUS MID-CAP ETF 464287499 3,951 53,455 SH   SOLE   0 0 53,455
Ishares Russell Midcap Growth RUS MD CP GR ETF 464287481 4,949 48,498 SH   SOLE   0 0 48,498
Ishares Russell 1000 Value RUS 1000 VAL ETF 464287598 959 6,328 SH   SOLE   0 0 6,328
Ishares Russell 1000 RUS 1000 ETF 464287622 8,500 37,978 SH   SOLE   0 0 37,978
Vanguard Index Fds Vanguard Reit REIT ETF 922908553 293 3,194 SH   SOLE   0 0 3,194
Spdr Portfolio Small Cap PORTFOLIO SM ETF 78468R853 508 12,033 SH   SOLE   0 0 12,033
Nuveen Esg Mid-Cap Growth NUVEEN ESG MIDCP 67092P409 600 11,985 SH   SOLE   0 0 11,985
Spdr Nuveen Blmbg Barclays Muni Bd NUVEEN BRC MUNIC 78468R721 376 7,279 SH   SOLE   0 0 7,279
Spdr Nuveen Bb Hi Yld Muncpl Bd NUVEEN BBG BRCLY 78464A284 278 4,696 SH   SOLE   0 0 4,696
Ishares National Muni Bond NATIONAL MUN ETF 464288414 15,484 133,430 SH   SOLE   0 0 133,430
Ishares Msci Kld 400 Social Index Fd MSCI KLD400 SOC 464288570 755 9,890 SH   SOLE   0 0 9,890
Ishares Msci Emerging Markets MSCI EMG MK ETF 464287234 2,632 49,348 SH   SOLE   0 0 49,348
Ishares Msci Eafe MSCI EAFE ETF 464287465 704 9,287 SH   SOLE   0 0 9,287
Vanguard Index Fds Vanguard MID CAP ETF 922908629 54,869 247,897 SH   SOLE   0 0 247,897
Ishares Micro-Cap MICRO-CAP ETF 464288869 259 1,768 SH   SOLE   0 0 1,768
Vanguard World Fd Mega Cap 300 Index MEGA CAP INDEX 921910873 3,611 25,752 SH   SOLE   0 0 25,752
Vanguard Mid-Cap Value MCAP VL IDXVIP 922908512 557 4,133 SH   SOLE   0 0 4,133
Wisdomtree Tr Largecap Divid LARGECAP DIVID 97717W307 2,940 25,644 SH   SOLE   0 0 25,644
Vanguard Index Fds Vanguard LARGE CAP ETF 922908637 3,298 17,798 SH   SOLE   0 0 17,798
Ishares Msci Eafe Small-Cap ISEAFE SMLCP ETF 464288273 2,331 32,454 SH   SOLE   0 0 32,454
Wisdomtree International Smallcp Div INTL SMCAP DIV 97717W760 263 3,646 SH   SOLE   0 0 3,646
Vanguard Interm-Term Bond INTERMED TERM 921937819 712 8,035 SH   SOLE   0 0 8,035
Indexiq Tr Iq Hedge Multi-Strategy HEDGE MLTI ETF 45409B107 35,411 1,113,563 SH   SOLE   0 0 1,113,563
Hartford Multifactor Us Equity HARTGFD US EQTY 518416409 18,685 495,774 SH   SOLE   0 0 495,774
Guggenheim S&P Midcap 400 Pure Growth GUG S&PMC400PG 78355W601 25,387 115,582 SH   SOLE   0 0 115,582
Guggenheim S&P 500 Pure Growth GUG S&P500 GR 78355W403 11,424 69,547 SH   SOLE   0 0 69,547
Vanguard Index Fds GROWTH ETF 922908736 6,232 24,246 SH   SOLE   0 0 24,246
Vanguard Ftse All-Wld Ex-Us Smcp FTSE SMCAP ETF 922042718 5,241 40,827 SH   SOLE   0 0 40,827
Vanguard Intl Equity Index Fds Ftse Emg Mkts FTSE EMR MK ETF 922042858 32,142 617,532 SH   SOLE   0 0 617,532
Vanguard Ftse Developed Market FTSE DEV MKT ETF 921943858 26,547 540,562 SH   SOLE   0 0 540,562
Ishares Floating Rate Bond FLTG RATE NT ETF 46429B655 650 12,813 SH   SOLE   0 0 12,813
Ishares Esg Msci USA Small-Cap ESG MSCI USA SML 46435U663 467 12,135 SH   SOLE   0 0 12,135
Ishares Esg Msci USA Small-Cap ESG MSCI USA ETF 46435G425 687 7,571 SH   SOLE   0 0 7,571
Ishares Esg Msci Emgm ESG MSCI EM ETF 46434G863 492 11,374 SH   SOLE   0 0 11,374
Ishares Esg Msci EAFE ESG MSCI EAFE 46435G516 710 9,356 SH   SOLE   0 0 9,356
Nushares Esg Mid-Cap Value ESG MID VALUE 67092P508 645 18,760 SH   SOLE   0 0 18,760
Wisdomtree Equity Income Fund Is EQTY INC FD 97717W208 782 10,257 SH   SOLE   0 0 10,257
Lattice Emerging Markets Strategy EM STRATEGIES 518416201 23,563 968,892 SH   SOLE   0 0 968,892
Wisdomtree Tr Emerging Mkts Local Debt Fd EM LCL DEBT FD 97717X867 722 22,556 SH   SOLE   0 0 22,556
Direxion Daily S&P500 Bull 3X DRX S&P500BULL 25459W862 2,548 30,000 SH   SOLE   0 0 30,000
Vanguard Specialized Portfolios Div Appre DIV APP ETF 921908844 10,065 68,433 SH   SOLE   0 0 68,433
Lattice Developed Mkts (Ex-Us) Stra DEV MK X US ST 518416102 22,144 745,605 SH   SOLE   0 0 745,605
Ishares Core U.S. Aggregate Bond CORE US AGGBD ET 464287226 1,325 11,648 SH   SOLE   0 0 11,648
Ishares Core S&P 500 CORE S&P500 ETF 464287200 800 2,011 SH   SOLE   0 0 2,011
Ishares Core S&P Total Us Stock Mkt CORE S&P TTL STK 464287150 444 4,853 SH   SOLE   0 0 4,853
Ishares Core S&P Mid-Cap CORE S&P MCP ETF 464287507 12,835 49,312 SH   SOLE   0 0 49,312
Ishares Core Msci Intl Dev Mkts CORE MSCI INTL 46435G326 15,222 235,645 SH   SOLE   0 0 235,645
Ishares Core Msci Emerging Markets CORE MSCI EMKT 46434G103 12,988 201,806 SH   SOLE   0 0 201,806
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842 1,647 22,864 SH   SOLE   0 0 22,864
Spdr Ser Tr Barclays High Yield Bd BRC HGH YLD BD 78464A417 1,219 11,206 SH   SOLE   0 0 11,206
Ishares Core Aggressive Allocation AGGR ALLOC ETF 464289859 240 3,588 SH   SOLE   0 0 3,588
Ishares 1 To 3 Year Treasury Bond 1-3 YR TR ETF 464287457 685 7,952 SH   SOLE   0 0 7,952