The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P Intl Small Cap S&P INTL SMLCP 78463X871 240 7,938 SH   SOLE   0 0 7,938
iShares ESG MSCI EM ESG MSCI EM ETF 46434G863 219 6,442 SH   SOLE   0 0 6,442
SPDR Portfolio Small Cap PORTFOLIO SM ETF 78468R853 378 12,505 SH   SOLE   0 0 12,505
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804 245 3,188 SH   SOLE   0 0 3,188
iShares Russell 2000 Growth RUS 2000 GRW ETF 464287648 259 1,319 SH   SOLE   0 0 1,319
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 640 5,188 SH   SOLE   0 0 5,188
PIMCO 1-5 Year US TIPS 1-5 US TIP IDX 72201R205 238 4,619 SH   SOLE   0 0 4,619
iShares Core Agg Alloc AGGR ALLOC ETF 464289859 212 3,972 SH   SOLE   0 0 3,972
SPDR Blmbg High Yield Bd BRC HGH YLD BD 78464A417 1,099 30,555 SH   SOLE   0 0 30,555
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 3,234 53,220 SH   SOLE   0 0 53,220
iShares Core MSCI Emer Mkts CORE MSCI EMKT 46434G103 445 8,618 SH   SOLE   0 0 8,618
iShares Core S&P 500 CORE S&P500 ETF 464287200 307 1,081 SH   SOLE   0 0 1,081
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226 1,554 14,254 SH   SOLE   0 0 14,254
Hartford Multifactor Dev Mkts DEV MK X US ST 518416102 19,494 692,037 SH   SOLE   0 0 692,037
Vanguard Dividend Appreciation DIV APP ETF 921908844 11,855 108,130 SH   SOLE   0 0 108,130
WisdomTree Emerg Mkts Lcl Dbt EM LCL DEBT FD 97717X867 1,080 31,619 SH   SOLE   0 0 31,619
SPDR MSCI Emerg Mkts StratcFacts EM QUAL MIX 78463X426 454 7,689 SH   SOLE   0 0 7,689
Hartford Multifactor Emerg Mkt EM STRATEGIES 518416201 17,775 759,823 SH   SOLE   0 0 759,823
WisdomTree US High Dividend EQTY INC FD 97717W208 769 10,619 SH   SOLE   0 0 10,619
Nuveen ESG Mid-Cap Value ESG MID VALUE 67092P508 262 9,615 SH   SOLE   0 0 9,615
Vanguard Extended Market EXTEND MKT ETF 922908652 293 2,539 SH   SOLE   0 0 2,539
Vanguard FTSE Developed Markets FTSE DEV MKT ETF 921943858 18,871 461,738 SH   SOLE   0 0 461,738
Vanguard FTSE Emerging Markets FTSE EMR MK ETF 922042858 20,857 490,774 SH   SOLE   0 0 490,774
Vanguard FTSE All-Wld ex-US SmCp FTSE SMCAP ETF 922042718 2,101 20,185 SH   SOLE   0 0 20,185
Vanguard Growth GROWTH ETF 922908736 5,329 34,069 SH   SOLE   0 0 34,069
Invesco S&P 500 Pure Growth GUG S&P500 GR 78355W403 14,636 126,481 SH   SOLE   0 0 126,481
Invesco S&P MidCap 400 Pure Gr GUG S&PMC400PG 78355W601 27,111 179,311 SH   SOLE   0 0 179,311
Hartford Multifactor US Equity HARTGFD US EQTY 518416409 7,889 255,228 SH   SOLE   0 0 255,228
IQ Hedge Multi-Strategy Tracker HEDGE MLTI ETF 45409B107 24,919 828,731 SH   SOLE   0 0 828,731
iShares MSCI EAFE Small-Cap ISEAFE SMLCP ETF 464288273 2,426 42,244 SH   SOLE   0 0 42,244
Vanguard Large-Cap LARGE CAP ETF 922908637 2,327 17,928 SH   SOLE   0 0 17,928
WisdomTree US LargeCap Dividend LARGECAP DIVID 97717W307 3,240 34,392 SH   SOLE   0 0 34,392
Vanguard Mega Cap MEGA CAP INDEX 921910873 3,856 39,477 SH   SOLE   0 0 39,477
Vanguard Mid-Cap MID CAP ETF 922908629 40,619 252,690 SH   SOLE   0 0 252,690
iShares MSCI EAFE MSCI EAFE ETF 464287465 3,569 55,037 SH   SOLE   0 0 55,037
iShares MSCI Emerging Markets MSCI EMG MK ETF 464287234 2,200 51,280 SH   SOLE   0 0 51,280
iShares MSCI KLD 400 Social MSCI KLD400 SOC 464288570 768 7,282 SH   SOLE   0 0 7,282
iShares National Muni Bond NATIONAL MUN ETF 464288414 22,602 203,281 SH   SOLE   0 0 203,281
SPDR Nuveen Blmbg Muni Bd NUVEEN BRC MUNIC 78468R721 392 7,972 SH   SOLE   0 0 7,972
Vanguard Real Estate REIT ETF 922908553 407 4,694 SH   SOLE   0 0 4,694
iShares Russell 1000 RUS 1000 ETF 464287622 7,571 48,134 SH   SOLE   0 0 48,134
iShares Russell 2000 Value RUS 2000 VAL ETF 464287630 2,113 17,626 SH   SOLE   0 0 17,626
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481 4,514 33,275 SH   SOLE   0 0 33,275
iShares Russell Mid-Cap Value RUS MDCP VAL ETF 464287473 1,092 12,572 SH   SOLE   0 0 12,572
iShares Russell Mid-Cap RUS MID-CAP ETF 464287499 8,630 159,978 SH   SOLE   0 0 159,978
iShares Russell 1000 Growth RUS1000 GRW ETF 464287614 1,705 11,268 SH   SOLE   0 0 11,268
iShares Russell 2000 RUSSELL2000 ETF 464287655 4,532 29,606 SH   SOLE   0 0 29,606
iShares Russell 3000 RUSSELL3000 ETF 464287689 299 1,796 SH   SOLE   0 0 1,796
Vanguard S&P 500 S&P 500 ETF SHS 922908363 32,207 124,093 SH   SOLE   0 0 124,093
SPDR S&P Emerg Mkt Small Cap S&P EMKTSC ETF 78463X756 260 5,836 SH   SOLE   0 0 5,836
Schwab Fund US Broad Market SCH FDT US BM 808524789 522 13,883 SH   SOLE   0 0 13,883
Schwab Fund Intl Lg Co SCHWB FDT INT LG 808524755 356 12,920 SH   SOLE   0 0 12,920
Vanguard Short-Term Bond SHORT TRM BOND 921937827 234 2,940 SH   SOLE   0 0 2,940
Vanguard Small-Cap SMALL CP ETF 922908751 3,433 22,472 SH   SOLE   0 0 22,472
Vanguard Tax-Exempt Bond TAX EXEMPT BD 922907746 1,234 23,681 SH   SOLE   0 0 23,681
Vanguard Total Bond Market TOTAL BND MRKT 921937835 34,461 424,507 SH   SOLE   0 0 424,507
Vanguard Total Stock Market TOTAL STK MKT 922908769 1,039 7,182 SH   SOLE   0 0 7,182
SPDR S&P 500 TR UNIT 78462F103 465 1,649 SH   SOLE   0 0 1,649
Schwab US Large-Cap US LRG CAP ETF 808524201 551 8,157 SH   SOLE   0 0 8,157
WisdomTree US MidCap Div US MIDCAP DIVID 97717W505 10,491 293,143 SH   SOLE   0 0 293,143
Schwab US Mid-Cap US MID-CAP ETF 808524508 269 4,868 SH   SOLE   0 0 4,868
Vanguard Value VALUE ETF 922908744 2,575 23,926 SH   SOLE   0 0 23,926
Vanguard Total Intl Stock VG TL INTL STK F 921909768 285 5,494 SH   SOLE   0 0 5,494