The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab US Broad Market ETF US BRD MKT ETF 808524102 333 5,849 SH   SOLE   0 0 5,849
Vanguard Total Intl Stock ETF VG TL INTL STK F 921909768 269 5,433 SH   SOLE   0 0 5,433
Vanguard Value ETF VALUE ETF 922908744 2,585 27,108 SH   SOLE   0 0 27,108
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 545 9,695 SH   SOLE   0 0 9,695
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 265 5,127 SH   SOLE   0 0 5,127
SPDR S&P 500 ETF TR UNIT 78462F103 266 1,130 SH   SOLE   0 0 1,130
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 691 5,696 SH   SOLE   0 0 5,696
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 31,703 391,013 SH   SOLE   0 0 391,013
Vanguard Small-Cap ETF SMALL CP ETF 922908751 1,016 7,629 SH   SOLE   0 0 7,629
PowerShares Senior Loan ETF SENIOR LN PORT 73936Q769 359 15,469 SH   SOLE   0 0 15,469
Schwab Fund Intl Lg Co ETF SCHWB FDT INT LG 808524755 319 11,920 SH   SOLE   0 0 11,920
Schwab Fund US Broad Market ETF SCH FDT US BM 808524789 434 12,883 SH   SOLE   0 0 12,883
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 25,882 119,632 SH   SOLE   0 0 119,632
iShares Russell 3000 RUSSELL3000 ETF 464287689 416 2,974 SH   SOLE   0 0 2,974
iShares Russell 2000 RUSSELL2000 ETF 464287655 1,219 8,873 SH   SOLE   0 0 8,873
iShares Russell 1000 Growth RUS1000 GRW ETF 464287614 322 2,833 SH   SOLE   0 0 2,833
iShares Russell Mid-Cap RUS MID-CAP ETF 464287499 2,448 13,080 SH   SOLE   0 0 13,080
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481 2,550 24,578 SH   SOLE   0 0 24,578
iShares Russell 1000 RUS 1000 ETF 464287622 4,941 37,646 SH   SOLE   0 0 37,646
Vanguard REIT ETF REIT ETF 922908553 3,165 38,330 SH   SOLE   0 0 38,330
iShares National Muni Bond NATIONAL MUN ETF 464288414 5,041 46,272 SH   SOLE   0 0 46,272
iShares MSCI KLD 400 Social MSCI KLD400 SOC 464288570 1,747 20,140 SH   SOLE   0 0 20,140
iShares MSCI Emerging Markets MSCI EMG MK ETF 464287234 1,644 41,744 SH   SOLE   0 0 41,744
iShares MSCI EAFE MSCI EAFE ETF 464287465 484 7,772 SH   SOLE   0 0 7,772
Vanguard Mid-Cap ETF MID CAP ETF 922908629 25,937 186,276 SH   SOLE   0 0 186,276
Vanguard Mega Cap ETF MEGA CAP INDEX 921910873 4,118 51,060 SH   SOLE   0 0 51,060
WisdomTree LargeCap Dividend ETF LARGECAP DIVID 97717W307 3,612 43,565 SH   SOLE   0 0 43,565
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 2,278 21,077 SH   SOLE   0 0 21,077
iShares MSCI EAFE Small-Cap ISEAFE SMLCP ETF 464288273 631 11,656 SH   SOLE   0 0 11,656
IQ Hedge Multi-Strategy Tracker ETF HEDGE MLTI ETF 45409B107 14,590 501,551 SH   SOLE   0 0 501,551
Gugg S&P MidCap 400 Pure Gr ETF GUG S&PMC400PG 78355W601 23,182 170,924 SH   SOLE   0 0 170,924
Gugg S&P 500 Pure Growth ETF GUG S&P500 GR 78355W403 17,058 190,212 SH   SOLE   0 0 190,212
Vanguard Growth ETF GROWTH ETF 922908736 5,699 46,846 SH   SOLE   0 0 46,846
Vanguard Global ex-US Real Est ETF GLB EX US ETF 922042676 1,106 20,780 SH   SOLE   0 0 20,780
Vanguard FTSE Emerging Markets ETF FTSE EMR MK ETF 922042858 13,773 346,771 SH   SOLE   0 0 346,771
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 15,553 395,756 SH   SOLE   0 0 395,756
WisdomTree High Dividend ETF EQTY INC FD 97717W208 876 12,807 SH   SOLE   0 0 12,807
Hartford Multifactor Emg Mkts ETF EM STRATEGIES 518416201 10,354 456,336 SH   SOLE   0 0 456,336
SPDR MSCI Emg Mkts StratcFacts ETF EM QUAL MIX 78463X426 512 9,193 SH   SOLE   0 0 9,193
WisdomTree Emg Mts Lcl Dbt ETF EM LCL DEBT FD 97717X867 5,845 155,510 SH   SOLE   0 0 155,510
Vanguard Dividend App ETF DIV APP ETF 921908844 13,775 153,157 SH   SOLE   0 0 153,157
Hartford Multi Dev Mkts (exUS) ETF DEV MK X US ST 518416102 11,533 450,694 SH   SOLE   0 0 450,694
iShares Core S&P 500 CORE S&P500 ETF 464287200 281 1,187 SH   SOLE   0 0 1,187
SPDR Blmbg Barclays High Yield Bd ETF BRC HGH YLD BD 78464A417 265 7,182 SH   SOLE   0 0 7,182
PIMCO 1-5 Year US TIPS ETF 1-5 US TIP IDX 72201R205 244 4,619 SH   SOLE   0 0 4,619