Balance Sheet Components (Tables)

6 Months Ended

Jun. 30, 2024

Other Assets [Abstract]

Schedule of Other Assets

Other assets consisted of the following:

	December 31, 2023		June 30, 2024
Servicing fees and other receivables	$	40,490	$	40,021
Loan servicing assets (at fair value)	28,092		25,790
Other assets	18,589		20,090
Prepaid expenses	17,976		18,145
Notes receivable and residual certificates (at fair value)	14,847		11,642
Intangible assets, net(2)	11,356		10,002
Line of credit receivable (at fair value)(3)	—		8,305
Interest rate caps (at fair value)(1)	5,958		5,123
Deposits	8,919		4,872
Total other assets	$	146,227	$	143,990

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(1)Refer to “Note 4. Derivative Financial Instruments” for further information.

(2)Refer to “Note 7. Goodwill and Intangible Assets” for further information.

(3)Refer to “Note 6. Fair Value Measurement” for further information.

Schedule of Property, Equipment, and Software

Property, equipment, and software, net consisted of the following:

	December 31, 2023		June 30, 2024
Internally developed software	$	55,008	$	60,069
Leasehold improvements	14,281		15,030
Computer and networking equipment	6,054		6,054
Furniture and fixtures	4,761		4,795
Total property, equipment, and software	80,104		85,948
Accumulated depreciation and amortization	(37,449)		(46,220)
Total property, equipment, and software, net	$	42,655	$	39,728

Schedule of Accrued Expenses and Other Liabilities

Accrued expenses and other liabilities consisted of the following:

	December 31, 2023		June 30, 2024
Accrued expenses	$	28,099	$	29,759
Accrued payroll	30,161		13,905
Accounts payable	12,613		13,879
Beneficial interest liabilities (at fair value)	4,221		11,198
Trailing fee liability (at fair value)	4,251		4,242
Other liabilities	2,668		3,053
Loan servicing liabilities (at fair value)	2,038		1,223
Total accrued expenses and other liabilities	$	84,051	$	77,259