Balance Sheet Components (Tables)

6 Months Ended

Jun. 30, 2023

Other Assets [Abstract]

Schedule of Other Assets

Other assets consisted of the following:

	December 31,		June 30,
	2022		2023
Servicing fees and other receivables	$	46,652	$	46,051
Loan servicing assets (at fair value)	36,467		33,339
Prepaid expenses	16,740		17,598
Intangible assets, net(1)	15,631		13,493
Interest rate caps(2)	—		10,339
Deposits	10,002		10,235
Notes receivable and residual certificates (at fair value)	6,181		3,907
Other assets	22,678		16,957
Total other assets	$	154,351	$	151,919

(1)Refer to “Note 7. Goodwill and Intangible Assets” for further information.

(2)Refer to “Note 4. Derivative Financial Instruments” for further information.

Schedule of Property, Equipment, and Software

Property, equipment, and software, net consisted of the following:

	December 31,		June 30,
	2022		2023
Internally developed software	$	37,783	$	48,137
Leasehold improvements	13,074		13,937
Computer and networking equipment	6,049		6,054
Furniture and fixtures	4,421		4,711
Total property, equipment, and software	61,327		72,839
Accumulated depreciation and amortization	(17,159)		(25,829)
Total property, equipment, and software, net	$	44,168	$	47,010

Schedule of Accrued Expenses and Other Liabilities

Accrued expenses and other liabilities consisted of the following:

	December 31,		June 30,
	2022		2023
Accrued expenses	$	23,506	$	20,864
Accrued payroll	21,825		16,470
Loan servicing liabilities (at fair value)	3,968		2,577
Trailing fee liability (at fair value)	4,852		4,265
Other liabilities	12,795		3,513
Total accrued expenses and other liabilities	$	66,946	$	47,689