Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands		Dec. 31, 2022	Dec. 31, 2021
Other assets at fair value		$ 42,648	$ 18,388
Accrued expenses and other liabilities at fair value		$ 8,820	$ 13,095
Common stock, par value (in dollars per share)		$ 0.0001	$ 0.0001
Common stock, authorized (in shares)		700,000,000	700,000,000
Common stock, issued (in shares)		81,259,676	83,659,665
Common stock, outstanding (in shares)		81,259,676	83,659,665
Assets
Cash		$ 422,411	$ 986,608
Restricted cash		110,056	204,633
Loans (at fair value)		1,010,421	252,477
Other assets (includes $7,571 and $2,244 at fair value as of December 31, 2021 and December 31, 2022, respectively)		138,720	129,392
Total assets	[1]	1,936,054	1,820,455
Other assets at fair value		42,648	18,388
Liabilities
Borrowings		986,394	695,432
Accrued expenses and other liabilities		66,946	103,418
Total liabilities	[1]	1,263,619	1,013,377
Total stockholders’ equity		672,435	807,078
Variable Interest Entity, Primary Beneficiary
Other assets at fair value		2,244	7,571
Assets
Cash		838	7,700
Restricted cash		13,147	79,561
Loans (at fair value)		958,822	245,972
Other assets (includes $7,571 and $2,244 at fair value as of December 31, 2021 and December 31, 2022, respectively)		11,674	8,792
Total assets		984,481	342,025
Other assets at fair value		2,244	7,571
Liabilities
Borrowings		336,452	48,536
Accrued expenses and other liabilities		1,378	778
Total liabilities		337,830	49,314
Total stockholders’ equity		$ 646,651	$ 292,711

[1] The following table presents information on assets and liabilities related to variable interest entities (“VIEs”) that are consolidated by Upstart Holdings, Inc. at December 31, 2021 and December 31, 2022. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. The holders of the beneficial interests do not have recourse to the general credit of Upstart Holdings, Inc. The assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs and exclude intercompany balances that eliminate in consolidation. December 31,December 31,20212022AssetsCash$7,700 $838 Restricted cash79,561 13,147 Loans (at fair value)245,972 958,822  Other assets (includes $7,571 and $2,244 at fair value as of December 31, 2021 and December 31, 2022, respectively) 8,792 11,674 Total assets$342,025 $984,481 LiabilitiesBorrowings$48,536 $336,452 Accrued expenses and other liabilities778 1,378 Total liabilities49,314 337,830 Total net assets$292,711 $646,651