Balance Sheet Components (Tables)

12 Months Ended

Dec. 31, 2022

Other Assets [Abstract]

Schedule of other assets

Other assets consisted of the following:

	December 31,		December 31,
	2021		2022
Servicing fees and other receivables	$	55,518	$	46,652
Loan servicing assets (at fair value)	18,388		36,467
Prepaid expenses	30,012		16,740
Other assets	8,809		22,678
Deposits	8,377		10,002
Notes receivable and residual certificates (at fair value)	8,288		6,181
Total other assets	$	129,392	$	138,720

Schedule of property, equipment, and software

Property, equipment, and software, net consisted of the following:

	December 31,		December 31,
	2021		2022
Internally developed software	$	17,735	$	37,783
Leasehold improvements	7,450		13,074
Computer and networking equipment	3,796		6,049
Furniture and fixtures	3,199		4,421
Total property, equipment, and software	32,180		61,327
Accumulated depreciation and amortization	(7,921)		(17,159)
Total property, equipment, and software, net	$	24,259	$	44,168

Accrued expenses and other liabilities

Accrued expenses and other liabilities consisted of the following:

	December 31,		December 31,
	2021		2022
Accrued expenses	$	48,207	$	23,506
Accrued payroll	37,293		21,825
Loan servicing liabilities (at fair value)	8,780		3,968
Trailing fee liability (at fair value)	4,315		4,852
Other liabilities	4,823		12,795
Total accrued expenses and other liabilities	$	103,418	$	66,946